WSFS Financial Corporation (WSFS) — Cash Flow Quality Index
WSFS Financial Corporation (WSFS) has a Cash Flow Quality Index of 1.59x as of September 2025. Operating cash flow of $121.52 Million exceeds net income of $76.47 Million, indicating high earnings quality where cash backs reported profits. Explore WSFS Financial Corporation debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
WSFS Financial Corporation Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for WSFS Financial Corporation across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see WSFS Financial Corporation cash flow conversion.
Annual Cash Flow Quality Index for WSFS Financial Corporation (1991–2024)
Year-by-year earnings quality comparison for WSFS Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.83x | $219.90 Million | $263.50 Million | ▼ -5.3% |
| 2023 | 0.88x | $237.00 Million | $269.02 Million | ▼ -59.2% |
| 2022 | 2.16x | $480.85 Million | $222.65 Million | ▲ +366.8% |
| 2021 | 0.46x | $125.65 Million | $271.61 Million | ▲ +246.2% |
| 2020 | 0.13x | $15.14 Million | $113.32 Million | ▼ -78.0% |
| 2019 | 0.61x | $89.87 Million | $147.92 Million | ▼ -39.6% |
| 2018 | 1.01x | $135.57 Million | $134.74 Million | ▼ -61.2% |
| 2017 | 2.59x | $130.17 Million | $50.24 Million | ▲ +107.1% |
| 2016 | 1.25x | $80.18 Million | $64.08 Million | ▼ -9.7% |
| 2015 | 1.39x | $74.18 Million | $53.53 Million | ▲ +9.8% |
| 2014 | 1.26x | $67.85 Million | $53.76 Million | ▲ +3.1% |
| 2013 | 1.22x | $57.38 Million | $46.88 Million | ▼ -62.8% |
| 2012 | 3.29x | $103.03 Million | $31.31 Million | ▼ -2.3% |
| 2011 | 3.37x | $76.35 Million | $22.68 Million | ▼ -23.3% |
| 2010 | 4.39x | $61.97 Million | $14.12 Million | ▼ -86.6% |
| 2009 | 32.81x | $21.75 Million | $663.00K | ▲ +1041.2% |
| 2008 | 2.87x | $46.39 Million | $16.14 Million | ▲ +160.6% |
| 2007 | 1.10x | $32.70 Million | $29.65 Million | ▲ +3.6% |
| 2006 | 1.07x | $32.42 Million | $30.44 Million | ▼ -26.6% |
| 2005 | 1.45x | $40.43 Million | $27.86 Million | ▲ +13.0% |
| 2004 | 1.28x | $33.26 Million | $25.90 Million | ▲ +745.4% |
| 2003 | 0.15x | $9.57 Million | $63.02 Million | ▼ -38.7% |
| 2002 | 0.25x | $25.05 Million | $101.14 Million | ▼ -87.2% |
| 2001 | 1.94x | $33.08 Million | $17.08 Million | ▼ -21.9% |
| 2000 | 2.48x | $41.85 Million | $16.88 Million | ▲ +1003.3% |
| 1999 | -0.27x | $-5.41 Million | $19.71 Million | ▼ -123.8% |
| 1998 | 1.16x | $20.80 Million | $18.00 Million | ▲ +20.7% |
| 1997 | 0.96x | $15.70 Million | $16.40 Million | ▼ -9.8% |
| 1996 | 1.06x | $17.40 Million | $16.40 Million | ▲ +132.9% |
| 1995 | 0.46x | $12.30 Million | $27.00 Million | ▼ -55.0% |
| 1994 | 1.01x | $8.20 Million | $8.10 Million | ▼ -40.6% |
| 1993 | 1.70x | $10.90 Million | $6.40 Million | ▲ +23.9% |
| 1992 | 1.38x | $6.60 Million | $4.80 Million | ▼ -7.5% |
| 1991 | 1.49x | $10.70 Million | $7.20 Million | — |