WSFS Financial Corporation (WSFS) — Defensive Interval Ratio
WSFS Financial Corporation (WSFS) has a Defensive Interval Ratio of 15 days as of September 2025. Defensive assets of $729.29 Million (cash $-, short-term investments $32.52 Million, receivables $696.77 Million) cover 15 days of daily cash needs of $48.34 Million/day. See WSFS Financial Corporation working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
WSFS Financial Corporation Defensive Interval Ratio (1989–2025)
This chart shows how WSFS Financial Corporation's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of September 2025, the ratio stands at 15 days, meaning defensive assets of $729.29 Million can fund 15 days of operations without new revenue. See WSFS Financial Corporation (WSFS) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for WSFS Financial Corporation (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for WSFS Financial Corporation from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WSFS market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | $32.52 Million | $48.34 Million/day | $- | $32.52 Million | ▼ -15 days |
| 2024 | 16 days | $748.88 Million | $46.76 Million/day | $- | $16.70 Million | ▼ -85 days |
| 2023 | 101 days | $4.56 Billion | $45.26 Million/day | $- | $3.85 Billion | ▼ -6 days |
| 2022 | 106 days | $4.73 Billion | $44.41 Million/day | $- | $4.09 Billion | ▼ -2601960 days |
| 2021 | 2602067 days | $5.25 Billion | $2.02K/day | $- | $5.21 Billion | ▲ +1954282 days |
| 2020 | 647785 days | $2.57 Billion | $3.97K/day | $- | $2.53 Billion | ▲ +647704 days |
| 2019 | 81 days | $2.17 Billion | $26.81 Million/day | $- | $1.94 Billion | ▲ +4 days |
| 2018 | 77 days | $1.23 Billion | $15.89 Million/day | $- | $1.21 Billion | ▲ +18 days |
| 2017 | 59 days | $857.53 Million | $14.46 Million/day | $- | $838.12 Million | ▼ -257302 days |
| 2016 | 257361 days | $811.57 Million | $3.15K/day | $- | $794.54 Million | ▲ +257297 days |
| 2015 | 65 days | $735.07 Million | $11.36 Million/day | $- | $721.03 Million | ▼ -8 days |
| 2014 | 73 days | $751.91 Million | $10.35 Million/day | $- | $740.12 Million | ▼ -19 days |
| 2013 | 91 days | $827.91 Million | $9.06 Million/day | $- | $817.12 Million | ▼ -7 days |
| 2012 | 99 days | $917.15 Million | $9.28 Million/day | $- | $907.50 Million | ▼ -1 days |
| 2011 | 100 days | $871.11 Million | $8.73 Million/day | $- | $859.36 Million | ▲ +98 days |
| 2010 | 1 days | $11.98 Million | $8.23 Million/day | $- | $219.00K | ▼ -7 days |
| 2009 | 8 days | $63.29 Million | $7.50 Million/day | $- | $709.00K | ▲ +2 days |
| 2008 | 6 days | $39.66 Million | $6.39 Million/day | $- | $1.18 Million | ▼ 0 days |
| 2007 | 7 days | $36.04 Million | $5.54 Million/day | $- | $1.08 Million | ▼ -1 days |
| 2006 | 8 days | $40.61 Million | $5.30 Million/day | $- | $1.74 Million | ▼ -1 days |
| 2005 | 8 days | $36.38 Million | $4.35 Million/day | $- | $173.00K | ▼ 0 days |
| 2004 | 9 days | $33.22 Million | $3.88 Million/day | $- | $531.00K | ▲ +2 days |
| 2003 | 6 days | $27.94 Million | $4.35 Million/day | $- | $1.09 Million | ▼ -17 days |
| 2002 | 24 days | $86.64 Million | $3.64 Million/day | $- | $71.52 Million | ▼ -2 days |
| 2001 | 26 days | $122.96 Million | $4.69 Million/day | $- | $94.14 Million | ▲ +17 days |
| 2000 | 9 days | $39.17 Million | $4.22 Million/day | $- | $10.82 Million | ▼ 0 days |
| 1999 | 10 days | $27.73 Million | $2.89 Million/day | $- | $- | ▲ +2 days |
| 1998 | 8 days | $21.70 Million | $2.77 Million/day | $- | $- | ▼ -1 days |
| 1997 | 9 days | $22.80 Million | $2.67 Million/day | $- | $- | ▼ -3 days |
| 1996 | 11 days | $28.40 Million | $2.48 Million/day | $- | $- | ▲ +0 days |
| 1995 | 11 days | $23.90 Million | $2.14 Million/day | $- | $- | ▲ +2 days |
| 1994 | 9 days | $22.30 Million | $2.37 Million/day | $- | $- | ▲ +1 days |
| 1993 | 8 days | $18.70 Million | $2.21 Million/day | $- | $- | ▲ +6 days |
| 1992 | 3 days | $5.90 Million | $2.36 Million/day | $- | $- | ▼ -1 days |
| 1991 | 3 days | $8.20 Million | $2.71 Million/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $12.10 Million | $3.44 Million/day | $- | $- | ▼ 0 days |
| 1989 | 4 days | $11.50 Million | $3.09 Million/day | $- | $- | — |