Aavas Financiers Limited (AAVAS) — Cash Flow Quality Index

Latest as of September 2025: -0.42x

Aavas Financiers Limited (AAVAS) has a Cash Flow Quality Index of -0.42x as of September 2025. Operating cash flow of Rs-1.27 Billion is below net income of Rs3.03 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore AAVAS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.42x
Operating CF / Net Income

Operating Cash Flow

Rs-1.27 Billion
INR

Net Income

Rs3.03 Billion
INR

Data as of

Sep 2025
Most recent filing

Aavas Financiers Limited Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for Aavas Financiers Limited across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Aavas Financiers Limited to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Aavas Financiers Limited (2014–2025)

Year-by-year earnings quality comparison for Aavas Financiers Limited. For live market cap and the full company financial profile, see how much is Aavas Financiers Limited worth.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 1.03x Rs5.93 Billion Rs5.74 Billion ▼ -7.2%
2024 1.11x Rs5.46 Billion Rs4.91 Billion ▼ -8.2%
2023 1.21x Rs5.21 Billion Rs4.30 Billion ▲ +3.6%
2022 1.17x Rs4.15 Billion Rs3.55 Billion ▲ +12.7%
2021 1.04x Rs3.00 Billion Rs2.89 Billion ▼ -11.6%
2020 1.17x Rs2.92 Billion Rs2.49 Billion ▲ +116.2%
2019 -7.25x Rs-12.76 Billion Rs1.76 Billion ▲ +27.7%
2018 -10.03x Rs-9.33 Billion Rs930.36 Million ▲ +3.0%
2017 -10.34x Rs-5.91 Billion Rs571.37 Million ▲ +42.6%
2016 -18.02x Rs-5.91 Billion Rs327.80 Million ▲ +6.9%
2015 -19.37x Rs-3.70 Billion Rs190.81 Million ▲ +45.0%
2014 -35.22x Rs-2.23 Billion Rs63.37 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.