Aavas Financiers Limited (AAVAS) — Cash Flow Quality Index

Latest as of September 2025: -0.42x

Aavas Financiers Limited (AAVAS) has a Cash Flow Quality Index of -0.42x as of September 2025. Operating cash flow of Rs-1.27 Billion is below net income of Rs3.03 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Aavas Financiers Limited (AAVAS) cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.42x
Operating CF / Net Income

Operating Cash Flow

Rs-1.27 Billion
INR

Net Income

Rs3.03 Billion
INR

Data as of

Sep 2025
Most recent filing

Aavas Financiers Limited Cash Flow Quality Index (2014–2026)

Historical Cash Flow Quality Index for Aavas Financiers Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Aavas Financiers Limited (AAVAS) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Aavas Financiers Limited (2014–2026)

Year-by-year earnings quality comparison for Aavas Financiers Limited. For live market cap and the full company financial profile, see market value of Aavas Financiers Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 1.21x Rs7.91 Billion Rs6.55 Billion ▲ +17.1%
2025 1.03x Rs5.93 Billion Rs5.74 Billion ▼ -7.2%
2024 1.11x Rs5.46 Billion Rs4.91 Billion ▼ -8.2%
2023 1.21x Rs5.21 Billion Rs4.30 Billion ▲ +3.6%
2022 1.17x Rs4.15 Billion Rs3.55 Billion ▲ +12.7%
2021 1.04x Rs3.00 Billion Rs2.89 Billion ▼ -11.6%
2020 1.17x Rs2.92 Billion Rs2.49 Billion ▲ +116.2%
2019 -7.25x Rs-12.76 Billion Rs1.76 Billion ▲ +27.7%
2018 -10.03x Rs-9.33 Billion Rs930.36 Million ▲ +3.0%
2017 -10.34x Rs-5.91 Billion Rs571.37 Million ▲ +42.6%
2016 -18.02x Rs-5.91 Billion Rs327.80 Million ▲ +6.9%
2015 -19.37x Rs-3.70 Billion Rs190.81 Million ▲ +45.0%
2014 -35.22x Rs-2.23 Billion Rs63.37 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.