Aavas Financiers Limited (AAVAS) — Defensive Interval Ratio
Aavas Financiers Limited (AAVAS) has a Defensive Interval Ratio of 416668 days as of September 2025. Defensive assets of Rs36.73 Billion (cash Rs19.22 Billion, short-term investments Rs17.43 Billion, receivables Rs77.89 Million) cover 416668 days of daily cash needs of Rs88.15K/day. Check Aavas Financiers Limited (AAVAS) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Aavas Financiers Limited Defensive Interval Ratio (2014–2025)
This chart shows how Aavas Financiers Limited's Defensive Interval Ratio has evolved across 12 annual periods from 2014 to 2025. As of September 2025, the ratio stands at 416668 days, meaning defensive assets of Rs36.73 Billion can fund 416668 days of operations without new revenue. Also explore AAVAS net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Aavas Financiers Limited (2014–2025)
The table below presents the year-by-year Defensive Interval Ratio for Aavas Financiers Limited from 2014 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AAVAS stock market capitalisation.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 116540 days | Rs15.60 Billion | Rs133.83K/day | Rs0.00 | Rs15.48 Billion | ▲ +115996 days |
| 2024 | 544 days | Rs39.76 Billion | Rs73.13 Million/day | Rs50.00 Million | Rs17.77 Billion | ▼ -69442 days |
| 2023 | 69986 days | Rs16.51 Billion | Rs235.92K/day | Rs1.51 Billion | Rs12.15 Billion | ▲ +69486 days |
| 2022 | 500 days | Rs18.64 Billion | Rs37.26 Million/day | Rs130.00 Million | Rs16.12 Billion | ▲ +60 days |
| 2021 | 441 days | Rs14.24 Billion | Rs32.34 Million/day | Rs0.00 | Rs12.14 Billion | ▼ -212 days |
| 2020 | 653 days | Rs14.49 Billion | Rs22.19 Million/day | Rs3.50 Billion | Rs9.18 Billion | ▼ -3537 days |
| 2019 | 4190 days | Rs7.85 Billion | Rs1.87 Million/day | Rs1.12 Billion | Rs5.12 Billion | ▲ +1131 days |
| 2018 | 3059 days | Rs38.52 Billion | Rs12.59 Million/day | Rs2.15 Billion | Rs1.95 Billion | ▼ -4293 days |
| 2017 | 7352 days | Rs23.68 Billion | Rs3.22 Million/day | Rs2.05 Billion | Rs71.92 Million | ▲ +7339 days |
| 2016 | 13 days | Rs112.75 Million | Rs8.75 Million/day | Rs- | Rs- | ▲ +4 days |
| 2015 | 8 days | Rs57.28 Million | Rs6.78 Million/day | Rs- | Rs5.00 Million | ▼ -65 days |
| 2014 | 73 days | Rs237.03 Million | Rs3.23 Million/day | Rs- | Rs- | — |