Aavas Financiers Limited (AAVAS) — Defensive Interval Ratio

Latest as of March 2026: 47158 days

Aavas Financiers Limited (AAVAS) has a Defensive Interval Ratio of 47158 days as of March 2026. Defensive assets of Rs16.30 Billion (cash Rs-, short-term investments Rs16.15 Billion, receivables Rs148.91 Million) cover 47158 days of daily cash needs of Rs345.56K/day. See Aavas Financiers Limited (AAVAS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

47158 days
Days of operational coverage

Defensive Assets

Rs16.30 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs345.56K
Current Liabilities ÷ 365

Current Liabilities

Rs126.13 Million
INR

Aavas Financiers Limited Defensive Interval Ratio (2014–2026)

This chart shows how Aavas Financiers Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2014 to 2026. As of March 2026, the ratio stands at 47158 days, meaning defensive assets of Rs16.30 Billion can fund 47158 days of operations without new revenue. See AAVAS equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Aavas Financiers Limited (2014–2026)

The table below presents the year-by-year Defensive Interval Ratio for Aavas Financiers Limited from 2014 to 2026, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Aavas Financiers Limited.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 47158 days Rs16.30 Billion Rs345.56K/day Rs- Rs16.15 Billion ▼ -69381 days
2025 116540 days Rs15.60 Billion Rs133.83K/day Rs0.00 Rs15.48 Billion ▲ +115996 days
2024 544 days Rs39.76 Billion Rs73.13 Million/day Rs50.00 Million Rs17.77 Billion ▼ -69442 days
2023 69986 days Rs16.51 Billion Rs235.92K/day Rs1.51 Billion Rs12.15 Billion ▲ +69486 days
2022 500 days Rs18.64 Billion Rs37.26 Million/day Rs130.00 Million Rs16.12 Billion ▲ +60 days
2021 441 days Rs14.24 Billion Rs32.34 Million/day Rs0.00 Rs12.14 Billion ▼ -212 days
2020 653 days Rs14.49 Billion Rs22.19 Million/day Rs3.50 Billion Rs9.18 Billion ▼ -3537 days
2019 4190 days Rs7.85 Billion Rs1.87 Million/day Rs1.12 Billion Rs5.12 Billion ▲ +1131 days
2018 3059 days Rs38.52 Billion Rs12.59 Million/day Rs2.15 Billion Rs1.95 Billion ▼ -4293 days
2017 7352 days Rs23.68 Billion Rs3.22 Million/day Rs2.05 Billion Rs71.92 Million ▲ +7339 days
2016 13 days Rs112.75 Million Rs8.75 Million/day Rs- Rs- ▲ +4 days
2015 8 days Rs57.28 Million Rs6.78 Million/day Rs- Rs5.00 Million ▼ -65 days
2014 73 days Rs237.03 Million Rs3.23 Million/day Rs- Rs-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)