Aavas Financiers Limited (AAVAS) — Financial Flexibility Index
Aavas Financiers Limited (AAVAS) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.11 Billion (operating CF Rs-1.27 Billion minus capex Rs152.45 Million) represents 0% of total liabilities (Rs147.61 Billion). Check how strategically is Aavas Financiers Limited's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Aavas Financiers Limited Financial Flexibility Index (2014–2026)
Historical Financial Flexibility Index trend for Aavas Financiers Limited across 13 annual periods. See Aavas Financiers Limited short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Aavas Financiers Limited (2014–2026)
Year-by-year free cash flow to debt coverage for Aavas Financiers Limited. For the full company profile including market capitalisation, see Aavas Financiers Limited (AAVAS) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.05x | Rs8.24 Billion | Rs7.91 Billion | Rs161.62 Billion | ▲ +16.8% |
| 2025 | 0.04x | Rs6.23 Billion | Rs5.93 Billion | Rs142.58 Billion | ▼ -3.8% |
| 2024 | 0.05x | Rs5.79 Billion | Rs5.46 Billion | Rs127.46 Billion | ▼ -17.7% |
| 2023 | 0.06x | Rs5.60 Billion | Rs5.21 Billion | Rs101.40 Billion | ▲ +5.1% |
| 2022 | 0.05x | Rs4.31 Billion | Rs4.15 Billion | Rs82.11 Billion | ▲ +11.7% |
| 2021 | 0.05x | Rs3.08 Billion | Rs3.00 Billion | Rs65.58 Billion | ▼ -16.3% |
| 2020 | 0.06x | Rs3.12 Billion | Rs2.92 Billion | Rs55.60 Billion | ▲ +116.9% |
| 2019 | -0.33x | Rs-12.62 Billion | Rs-12.76 Billion | Rs37.90 Billion | ▲ +1.5% |
| 2018 | -0.34x | Rs-9.19 Billion | Rs-9.33 Billion | Rs27.19 Billion | ▼ -13.4% |
| 2017 | -0.30x | Rs-5.83 Billion | Rs-5.91 Billion | Rs19.56 Billion | ▲ +23.8% |
| 2016 | -0.39x | Rs-5.89 Billion | Rs-5.91 Billion | Rs15.07 Billion | ▲ +20.3% |
| 2015 | -0.49x | Rs-3.68 Billion | Rs-3.70 Billion | Rs7.51 Billion | ▲ +18.8% |
| 2014 | -0.60x | Rs-2.19 Billion | Rs-2.23 Billion | Rs3.63 Billion | — |