Aavas Financiers Limited (AAVAS) — Financial Flexibility Index
Aavas Financiers Limited (AAVAS) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.11 Billion (operating CF Rs-1.27 Billion minus capex Rs152.45 Million) represents 0% of total liabilities (Rs147.61 Billion). Check Aavas Financiers Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Aavas Financiers Limited Financial Flexibility Index (2014–2026)
Historical Financial Flexibility Index trend for Aavas Financiers Limited across 13 annual periods. For the full cash flow conversion analysis, see Aavas Financiers Limited cash conversion from operations.
Annual Financial Flexibility Index for Aavas Financiers Limited (2014–2026)
Year-by-year free cash flow to debt coverage for Aavas Financiers Limited. Explore debt repayment capacity of Aavas Financiers Limited to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.05x | Rs8.24 Billion | Rs7.91 Billion | Rs161.62 Billion | ▲ +16.8% |
| 2025 | 0.04x | Rs6.23 Billion | Rs5.93 Billion | Rs142.58 Billion | ▼ -3.8% |
| 2024 | 0.05x | Rs5.79 Billion | Rs5.46 Billion | Rs127.46 Billion | ▼ -17.7% |
| 2023 | 0.06x | Rs5.60 Billion | Rs5.21 Billion | Rs101.40 Billion | ▲ +5.1% |
| 2022 | 0.05x | Rs4.31 Billion | Rs4.15 Billion | Rs82.11 Billion | ▲ +11.7% |
| 2021 | 0.05x | Rs3.08 Billion | Rs3.00 Billion | Rs65.58 Billion | ▼ -16.3% |
| 2020 | 0.06x | Rs3.12 Billion | Rs2.92 Billion | Rs55.60 Billion | ▲ +116.9% |
| 2019 | -0.33x | Rs-12.62 Billion | Rs-12.76 Billion | Rs37.90 Billion | ▲ +1.5% |
| 2018 | -0.34x | Rs-9.19 Billion | Rs-9.33 Billion | Rs27.19 Billion | ▼ -13.4% |
| 2017 | -0.30x | Rs-5.83 Billion | Rs-5.91 Billion | Rs19.56 Billion | ▲ +23.8% |
| 2016 | -0.39x | Rs-5.89 Billion | Rs-5.91 Billion | Rs15.07 Billion | ▲ +20.3% |
| 2015 | -0.49x | Rs-3.68 Billion | Rs-3.70 Billion | Rs7.51 Billion | ▲ +18.8% |
| 2014 | -0.60x | Rs-2.19 Billion | Rs-2.23 Billion | Rs3.63 Billion | — |