Aavas Financiers Limited (AAVAS) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Aavas Financiers Limited (AAVAS) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.11 Billion (operating CF Rs-1.27 Billion minus capex Rs152.45 Million) represents 0% of total liabilities (Rs147.61 Billion). Also explore Aavas Financiers Limited annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-1.11 Billion
Operating CF − Capex

Total Liabilities

Rs147.61 Billion
INR

Capital Expenditures

Rs152.45 Million
INR

Aavas Financiers Limited Financial Flexibility Index (2014–2026)

Historical Financial Flexibility Index trend for Aavas Financiers Limited across 13 annual periods. Check strategic asset allocation of Aavas Financiers Limited to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Aavas Financiers Limited (2014–2026)

Year-by-year free cash flow to debt coverage for Aavas Financiers Limited. For the full company profile including market capitalisation, see Aavas Financiers Limited market capitalisation.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.05x Rs8.24 Billion Rs7.91 Billion Rs161.62 Billion ▲ +16.8%
2025 0.04x Rs6.23 Billion Rs5.93 Billion Rs142.58 Billion ▼ -3.8%
2024 0.05x Rs5.79 Billion Rs5.46 Billion Rs127.46 Billion ▼ -17.7%
2023 0.06x Rs5.60 Billion Rs5.21 Billion Rs101.40 Billion ▲ +5.1%
2022 0.05x Rs4.31 Billion Rs4.15 Billion Rs82.11 Billion ▲ +11.7%
2021 0.05x Rs3.08 Billion Rs3.00 Billion Rs65.58 Billion ▼ -16.3%
2020 0.06x Rs3.12 Billion Rs2.92 Billion Rs55.60 Billion ▲ +116.9%
2019 -0.33x Rs-12.62 Billion Rs-12.76 Billion Rs37.90 Billion ▲ +1.5%
2018 -0.34x Rs-9.19 Billion Rs-9.33 Billion Rs27.19 Billion ▼ -13.4%
2017 -0.30x Rs-5.83 Billion Rs-5.91 Billion Rs19.56 Billion ▲ +23.8%
2016 -0.39x Rs-5.89 Billion Rs-5.91 Billion Rs15.07 Billion ▲ +20.3%
2015 -0.49x Rs-3.68 Billion Rs-3.70 Billion Rs7.51 Billion ▲ +18.8%
2014 -0.60x Rs-2.19 Billion Rs-2.23 Billion Rs3.63 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities