Bandhan Bank Limited (BANDHANBNK) — Cash Flow Quality Index
Bandhan Bank Limited (BANDHANBNK) has a Cash Flow Quality Index of -17.47x as of September 2025. Operating cash flow of Rs-84.51 Billion is below net income of Rs4.84 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bandhan Bank Limited (BANDHANBNK) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bandhan Bank Limited Cash Flow Quality Index (2015–2026)
Historical Cash Flow Quality Index for Bandhan Bank Limited across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BANDHANBNK cash flow metrics.
Annual Cash Flow Quality Index for Bandhan Bank Limited (2015–2026)
Year-by-year earnings quality comparison for Bandhan Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 5.71x | Rs69.85 Billion | Rs12.24 Billion | ▲ +218.2% |
| 2025 | -4.83x | Rs-132.58 Billion | Rs27.45 Billion | ▲ +12.7% |
| 2024 | -5.53x | Rs-123.29 Billion | Rs22.30 Billion | ▼ -0.1% |
| 2023 | -5.52x | Rs-159.79 Billion | Rs28.93 Billion | ▼ -178.8% |
| 2022 | 7.01x | Rs9.02 Billion | Rs1.29 Billion | ▲ +194.9% |
| 2021 | -7.39x | Rs-218.00 Billion | Rs29.49 Billion | ▼ -562.3% |
| 2020 | 1.60x | Rs64.82 Billion | Rs40.53 Billion | ▲ +64.2% |
| 2019 | 0.97x | Rs29.34 Billion | Rs30.13 Billion | ▲ +177.2% |
| 2018 | -1.26x | Rs-25.94 Billion | Rs20.56 Billion | ▼ -124.2% |
| 2017 | 5.21x | Rs88.85 Billion | Rs17.04 Billion | ▼ -69.0% |
| 2016 | 16.81x | Rs69.50 Billion | Rs4.14 Billion | ▲ +8072.7% |
| 2015 | 0.21x | Rs4.74 Million | Rs23.05 Million | — |