Bandhan Bank Limited (BANDHANBNK) — Cash Flow Quality Index

Latest as of September 2025: -17.47x

Bandhan Bank Limited (BANDHANBNK) has a Cash Flow Quality Index of -17.47x as of September 2025. Operating cash flow of Rs-84.51 Billion is below net income of Rs4.84 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BANDHANBNK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-17.47x
Operating CF / Net Income

Operating Cash Flow

Rs-84.51 Billion
INR

Net Income

Rs4.84 Billion
INR

Data as of

Sep 2025
Most recent filing

Bandhan Bank Limited Cash Flow Quality Index (2015–2026)

Historical Cash Flow Quality Index for Bandhan Bank Limited across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bandhan Bank Limited tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bandhan Bank Limited (2015–2026)

Year-by-year earnings quality comparison for Bandhan Bank Limited. For live market cap and the full company financial profile, see BANDHANBNK stock market capitalisation.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 5.71x Rs69.85 Billion Rs12.24 Billion ▲ +218.2%
2025 -4.83x Rs-132.58 Billion Rs27.45 Billion ▲ +12.7%
2024 -5.53x Rs-123.29 Billion Rs22.30 Billion ▼ -0.1%
2023 -5.52x Rs-159.79 Billion Rs28.93 Billion ▼ -178.8%
2022 7.01x Rs9.02 Billion Rs1.29 Billion ▲ +194.9%
2021 -7.39x Rs-218.00 Billion Rs29.49 Billion ▼ -562.3%
2020 1.60x Rs64.82 Billion Rs40.53 Billion ▲ +64.2%
2019 0.97x Rs29.34 Billion Rs30.13 Billion ▲ +177.2%
2018 -1.26x Rs-25.94 Billion Rs20.56 Billion ▼ -124.2%
2017 5.21x Rs88.85 Billion Rs17.04 Billion ▼ -69.0%
2016 16.81x Rs69.50 Billion Rs4.14 Billion ▲ +8072.7%
2015 0.21x Rs4.74 Million Rs23.05 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.