Bandhan Bank Limited (BANDHANBNK) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.05x

Bandhan Bank Limited (BANDHANBNK) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-84.51 Billion could theoretically repay 0% of its total liabilities (Rs1.70 Trillion) in one year. See Bandhan Bank Limited (BANDHANBNK) flexibility index to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

-0.05x
Operating CF / Total Liabilities

Operating Cash Flow

Rs-84.51 Billion
INR

Total Liabilities

Rs1.70 Trillion
INR

Data as of

Sep 2025
Most recent filing

Bandhan Bank Limited Cash Flow-to-Debt Ratio (2015–2026)

Historical debt coverage capacity for Bandhan Bank Limited across 12 annual periods. For the full cash flow conversion analysis, see BANDHANBNK cash flow metrics.

Annual Cash Flow-to-Debt Ratio for Bandhan Bank Limited (2015–2026)

Year-by-year debt coverage analysis for Bandhan Bank Limited. Check BANDHANBNK cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.04x Rs69.85 Billion Rs1.86 Trillion ▲ +147.4%
2025 -0.08x Rs-132.58 Billion Rs1.67 Trillion ▼ -0.7%
2024 -0.08x Rs-123.29 Billion Rs1.56 Trillion ▲ +32.7%
2023 -0.12x Rs-159.79 Billion Rs1.36 Trillion ▼ -1680.2%
2022 0.01x Rs9.02 Billion Rs1.21 Trillion ▲ +103.3%
2021 -0.22x Rs-218.00 Billion Rs975.85 Billion ▼ -363.7%
2020 0.08x Rs64.82 Billion Rs765.22 Billion ▲ +30.6%
2019 0.06x Rs29.34 Billion Rs452.40 Billion ▲ +187.3%
2018 -0.07x Rs-25.94 Billion Rs349.28 Billion ▼ -121.6%
2017 0.34x Rs88.85 Billion Rs257.90 Billion ▼ -18.6%
2016 0.42x Rs69.50 Billion Rs164.22 Billion ▲ +2155.4%
2015 0.02x Rs4.74 Million Rs252.62 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.