Bandhan Bank Limited (BANDHANBNK) — Financial Flexibility Index
Bandhan Bank Limited (BANDHANBNK) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-82.90 Billion (operating CF Rs-84.51 Billion minus capex Rs1.61 Billion) represents 0% of total liabilities (Rs1.70 Trillion). Check Bandhan Bank Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bandhan Bank Limited Financial Flexibility Index (2015–2026)
Historical Financial Flexibility Index trend for Bandhan Bank Limited across 12 annual periods. For the full cash flow conversion analysis, see BANDHANBNK cash flow conversion.
Annual Financial Flexibility Index for Bandhan Bank Limited (2015–2026)
Year-by-year free cash flow to debt coverage for Bandhan Bank Limited. Explore debt repayment capacity of Bandhan Bank Limited to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs75.13 Billion | Rs69.85 Billion | Rs1.86 Trillion | ▲ +152.1% |
| 2025 | -0.08x | Rs-129.70 Billion | Rs-132.58 Billion | Rs1.67 Trillion | ▼ -3.2% |
| 2024 | -0.08x | Rs-117.71 Billion | Rs-123.29 Billion | Rs1.56 Trillion | ▲ +34.1% |
| 2023 | -0.11x | Rs-155.67 Billion | Rs-159.79 Billion | Rs1.36 Trillion | ▼ -1346.6% |
| 2022 | 0.01x | Rs11.14 Billion | Rs9.02 Billion | Rs1.21 Trillion | ▲ +104.1% |
| 2021 | -0.22x | Rs-215.77 Billion | Rs-218.00 Billion | Rs975.85 Billion | ▼ -356.9% |
| 2020 | 0.09x | Rs65.85 Billion | Rs64.82 Billion | Rs765.22 Billion | ▲ +25.4% |
| 2019 | 0.07x | Rs31.05 Billion | Rs29.34 Billion | Rs452.40 Billion | ▲ +195.1% |
| 2018 | -0.07x | Rs-25.22 Billion | Rs-25.94 Billion | Rs349.28 Billion | ▼ -120.8% |
| 2017 | 0.35x | Rs89.67 Billion | Rs88.85 Billion | Rs257.90 Billion | ▼ -19.7% |
| 2016 | 0.43x | Rs71.10 Billion | Rs69.50 Billion | Rs164.22 Billion | ▼ -89.2% |
| 2015 | 4.02x | Rs1.02 Billion | Rs4.74 Million | Rs252.62 Million | — |