Bandhan Bank Limited (BANDHANBNK) — Financial Flexibility Index
Bandhan Bank Limited (BANDHANBNK) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-82.90 Billion (operating CF Rs-84.51 Billion minus capex Rs1.61 Billion) represents 0% of total liabilities (Rs1.70 Trillion). Check Bandhan Bank Limited strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bandhan Bank Limited Financial Flexibility Index (2015–2026)
Historical Financial Flexibility Index trend for Bandhan Bank Limited across 12 annual periods. See working capital to net assets of Bandhan Bank Limited to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bandhan Bank Limited (2015–2026)
Year-by-year free cash flow to debt coverage for Bandhan Bank Limited. For the full company profile including market capitalisation, see BANDHANBNK stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs75.13 Billion | Rs69.85 Billion | Rs1.86 Trillion | ▲ +152.1% |
| 2025 | -0.08x | Rs-129.70 Billion | Rs-132.58 Billion | Rs1.67 Trillion | ▼ -3.2% |
| 2024 | -0.08x | Rs-117.71 Billion | Rs-123.29 Billion | Rs1.56 Trillion | ▲ +34.1% |
| 2023 | -0.11x | Rs-155.67 Billion | Rs-159.79 Billion | Rs1.36 Trillion | ▼ -1346.6% |
| 2022 | 0.01x | Rs11.14 Billion | Rs9.02 Billion | Rs1.21 Trillion | ▲ +104.1% |
| 2021 | -0.22x | Rs-215.77 Billion | Rs-218.00 Billion | Rs975.85 Billion | ▼ -356.9% |
| 2020 | 0.09x | Rs65.85 Billion | Rs64.82 Billion | Rs765.22 Billion | ▲ +25.4% |
| 2019 | 0.07x | Rs31.05 Billion | Rs29.34 Billion | Rs452.40 Billion | ▲ +195.1% |
| 2018 | -0.07x | Rs-25.22 Billion | Rs-25.94 Billion | Rs349.28 Billion | ▼ -120.8% |
| 2017 | 0.35x | Rs89.67 Billion | Rs88.85 Billion | Rs257.90 Billion | ▼ -19.7% |
| 2016 | 0.43x | Rs71.10 Billion | Rs69.50 Billion | Rs164.22 Billion | ▼ -89.2% |
| 2015 | 4.02x | Rs1.02 Billion | Rs4.74 Million | Rs252.62 Million | — |