Bandhan Bank Limited (BANDHANBNK) — Financial Flexibility Index

Latest as of September 2025: -0.05x

Bandhan Bank Limited (BANDHANBNK) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-82.90 Billion (operating CF Rs-84.51 Billion minus capex Rs1.61 Billion) represents 0% of total liabilities (Rs1.70 Trillion). Also explore BANDHANBNK shareholders equity momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-82.90 Billion
Operating CF − Capex

Total Liabilities

Rs1.70 Trillion
INR

Capital Expenditures

Rs1.61 Billion
INR

Bandhan Bank Limited Financial Flexibility Index (2015–2026)

Historical Financial Flexibility Index trend for Bandhan Bank Limited across 12 annual periods. Check Bandhan Bank Limited PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bandhan Bank Limited (2015–2026)

Year-by-year free cash flow to debt coverage for Bandhan Bank Limited. For the full company profile including market capitalisation, see Bandhan Bank Limited (BANDHANBNK) total market value.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.04x Rs75.13 Billion Rs69.85 Billion Rs1.86 Trillion ▲ +152.1%
2025 -0.08x Rs-129.70 Billion Rs-132.58 Billion Rs1.67 Trillion ▼ -3.2%
2024 -0.08x Rs-117.71 Billion Rs-123.29 Billion Rs1.56 Trillion ▲ +34.1%
2023 -0.11x Rs-155.67 Billion Rs-159.79 Billion Rs1.36 Trillion ▼ -1346.6%
2022 0.01x Rs11.14 Billion Rs9.02 Billion Rs1.21 Trillion ▲ +104.1%
2021 -0.22x Rs-215.77 Billion Rs-218.00 Billion Rs975.85 Billion ▼ -356.9%
2020 0.09x Rs65.85 Billion Rs64.82 Billion Rs765.22 Billion ▲ +25.4%
2019 0.07x Rs31.05 Billion Rs29.34 Billion Rs452.40 Billion ▲ +195.1%
2018 -0.07x Rs-25.22 Billion Rs-25.94 Billion Rs349.28 Billion ▼ -120.8%
2017 0.35x Rs89.67 Billion Rs88.85 Billion Rs257.90 Billion ▼ -19.7%
2016 0.43x Rs71.10 Billion Rs69.50 Billion Rs164.22 Billion ▼ -89.2%
2015 4.02x Rs1.02 Billion Rs4.74 Million Rs252.62 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities