DCB Bank Limited (DCBBANK) — Cash Flow Quality Index
DCB Bank Limited (DCBBANK) has a Cash Flow Quality Index of -0.77x as of September 2025. Operating cash flow of Rs-2.63 Billion is below net income of Rs3.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can DCB Bank Limited service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
DCB Bank Limited Cash Flow Quality Index (2007–2026)
Historical Cash Flow Quality Index for DCB Bank Limited across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see DCB Bank Limited operating cash flow efficiency.
Annual Cash Flow Quality Index for DCB Bank Limited (2007–2026)
Year-by-year earnings quality comparison for DCB Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 6.80x | Rs66.40 Billion | Rs9.77 Billion | ▲ +137.6% |
| 2025 | -18.07x | Rs-111.19 Billion | Rs6.15 Billion | ▼ -1253.6% |
| 2024 | 1.57x | Rs11.31 Billion | Rs7.22 Billion | ▲ +162.8% |
| 2023 | -2.49x | Rs-15.66 Billion | Rs6.28 Billion | ▼ -160.5% |
| 2022 | 4.12x | Rs16.06 Billion | Rs3.90 Billion | ▲ +224.3% |
| 2021 | -3.32x | Rs-15.02 Billion | Rs4.53 Billion | ▼ -1056.0% |
| 2020 | 0.35x | Rs1.71 Billion | Rs4.92 Billion | ▲ +162.5% |
| 2019 | -0.56x | Rs-2.81 Billion | Rs5.07 Billion | ▼ -193.2% |
| 2018 | 0.60x | Rs2.30 Billion | Rs3.86 Billion | ▼ -23.8% |
| 2017 | 0.78x | Rs2.40 Billion | Rs3.07 Billion | ▼ -7.0% |
| 2016 | 0.84x | Rs2.20 Billion | Rs2.61 Billion | ▲ +135.3% |
| 2015 | -2.38x | Rs-4.96 Billion | Rs2.08 Billion | ▼ -173.7% |
| 2014 | 3.24x | Rs4.90 Billion | Rs1.51 Billion | ▲ +497.5% |
| 2013 | 0.54x | Rs552.66 Million | Rs1.02 Billion | ▲ +125.5% |
| 2012 | -2.13x | Rs-1.17 Billion | Rs550.77 Million | ▼ -122.0% |
| 2011 | 9.64x | Rs2.07 Billion | Rs214.29 Million | ▲ +6.7% |
| 2008 | 9.04x | Rs3.46 Billion | Rs383.30 Million | ▲ +443.5% |
| 2007 | -2.63x | Rs-193.97 Million | Rs73.72 Million | — |