DCB Bank Limited (DCBBANK) — Defensive Interval Ratio

Latest as of March 2026: 5 days

DCB Bank Limited (DCBBANK) has a Defensive Interval Ratio of 5 days as of March 2026. Defensive assets of Rs9.28 Billion (cash Rs-, short-term investments Rs-, receivables Rs9.28 Billion) cover 5 days of daily cash needs of Rs1.99 Billion/day.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

Rs9.28 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs1.99 Billion
Current Liabilities ÷ 365

Current Liabilities

Rs725.83 Billion
INR

DCB Bank Limited Defensive Interval Ratio (2013–2026)

This chart shows how DCB Bank Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2013 to 2026. As of March 2026, the ratio stands at 5 days, meaning defensive assets of Rs9.28 Billion can fund 5 days of operations without new revenue. For the complete balance sheet picture, see DCBBANK total asset value.

Annual Defensive Interval Ratio for DCB Bank Limited (2013–2026)

The table below presents the year-by-year Defensive Interval Ratio for DCB Bank Limited from 2013 to 2026, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See DCB Bank Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 5 days Rs9.28 Billion Rs1.99 Billion/day Rs- Rs- ▼ -3 days
2025 7 days Rs12.22 Billion Rs1.67 Billion/day Rs- Rs- ▼ -14 days
2024 22 days Rs9.82 Billion Rs453.21 Million/day Rs- Rs-72.00K ▲ +464 days
2023 -443 days Rs-5.60 Billion Rs12.65 Million/day Rs- Rs-18.46 Billion ▲ +1370 days
2022 -1813 days Rs-18.98 Billion Rs10.47 Million/day Rs- Rs-29.16 Billion ▼ -1244 days
2021 -569 days Rs-6.62 Billion Rs11.64 Million/day Rs- Rs-9.86 Billion ▼ -108 days
2020 -461 days Rs-5.57 Billion Rs12.09 Million/day Rs- Rs-8.08 Billion ▼ -753 days
2019 292 days Rs3.22 Billion Rs11.01 Million/day Rs- Rs- ▼ -134 days
2018 426 days Rs3.73 Billion Rs8.75 Million/day Rs- Rs247.45 Million ▲ +78 days
2017 347 days Rs2.36 Billion Rs6.80 Million/day Rs- Rs- ▼ -329 days
2016 676 days Rs3.96 Billion Rs5.86 Million/day Rs- Rs1.58 Billion ▼ -235 days
2015 911 days Rs4.45 Billion Rs4.89 Million/day Rs- Rs1.96 Billion ▼ -1310 days
2014 2221 days Rs9.29 Billion Rs4.18 Million/day Rs- Rs6.24 Billion ▲ +1145 days
2013 1076 days Rs3.12 Billion Rs2.90 Million/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)