Equitas Small Finance Bank Limited (EQUITASBNK) — Cash Flow Quality Index
Equitas Small Finance Bank Limited (EQUITASBNK) has a Cash Flow Quality Index of 0.39x as of September 2023. Operating cash flow of Rs773.09 Million is below net income of Rs1.98 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore EQUITASBNK operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Equitas Small Finance Bank Limited Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Equitas Small Finance Bank Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see EQUITASBNK operating cash flow.
Annual Cash Flow Quality Index for Equitas Small Finance Bank Limited (2013–2025)
Year-by-year earnings quality comparison for Equitas Small Finance Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 13.17x | Rs19.37 Billion | Rs1.47 Billion | ▲ +265.3% |
| 2024 | 3.61x | Rs38.34 Billion | Rs10.63 Billion | ▲ +377.9% |
| 2023 | -1.30x | Rs-9.98 Billion | Rs7.69 Billion | ▼ -407.7% |
| 2022 | 0.42x | Rs1.59 Billion | Rs3.78 Billion | ▼ -89.5% |
| 2021 | 4.00x | Rs20.44 Billion | Rs5.11 Billion | ▲ +219.1% |
| 2020 | 1.25x | Rs4.40 Billion | Rs3.51 Billion | ▼ -77.5% |
| 2019 | 5.57x | Rs18.03 Billion | Rs3.24 Billion | ▲ +28.4% |
| 2018 | 4.34x | Rs2.11 Billion | Rs485.14 Million | ▲ +17.6% |
| 2017 | 3.69x | Rs3.84 Billion | Rs1.04 Billion | ▲ +193.5% |
| 2016 | -3.95x | Rs-3.36 Billion | Rs851.20 Million | ▲ +82.7% |
| 2015 | -22.76x | Rs-7.79 Billion | Rs342.27 Million | ▲ +29.9% |
| 2014 | -32.49x | Rs-5.13 Billion | Rs157.94 Million | ▲ +43.0% |
| 2013 | -56.99x | Rs-2.15 Billion | Rs37.78 Million | — |