Equitas Small Finance Bank Limited (EQUITASBNK) — Cash Flow Quality Index

Latest as of September 2023: 0.39x

Equitas Small Finance Bank Limited (EQUITASBNK) has a Cash Flow Quality Index of 0.39x as of September 2023. Operating cash flow of Rs773.09 Million is below net income of Rs1.98 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of Equitas Small Finance Bank Limited's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.39x
Operating CF / Net Income

Operating Cash Flow

Rs773.09 Million
INR

Net Income

Rs1.98 Billion
INR

Data as of

Sep 2023
Most recent filing

Equitas Small Finance Bank Limited Cash Flow Quality Index (2013–2025)

Historical Cash Flow Quality Index for Equitas Small Finance Bank Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check EQUITASBNK tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Equitas Small Finance Bank Limited (2013–2025)

Year-by-year earnings quality comparison for Equitas Small Finance Bank Limited. For live market cap and the full company financial profile, see Equitas Small Finance Bank Limited (EQUITASBNK) total market value.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 13.17x Rs19.37 Billion Rs1.47 Billion ▲ +265.3%
2024 3.61x Rs38.34 Billion Rs10.63 Billion ▲ +377.9%
2023 -1.30x Rs-9.98 Billion Rs7.69 Billion ▼ -407.7%
2022 0.42x Rs1.59 Billion Rs3.78 Billion ▼ -89.5%
2021 4.00x Rs20.44 Billion Rs5.11 Billion ▲ +219.1%
2020 1.25x Rs4.40 Billion Rs3.51 Billion ▼ -77.5%
2019 5.57x Rs18.03 Billion Rs3.24 Billion ▲ +28.4%
2018 4.34x Rs2.11 Billion Rs485.14 Million ▲ +17.6%
2017 3.69x Rs3.84 Billion Rs1.04 Billion ▲ +193.5%
2016 -3.95x Rs-3.36 Billion Rs851.20 Million ▲ +82.7%
2015 -22.76x Rs-7.79 Billion Rs342.27 Million ▲ +29.9%
2014 -32.49x Rs-5.13 Billion Rs157.94 Million ▲ +43.0%
2013 -56.99x Rs-2.15 Billion Rs37.78 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.