Equitas Small Finance Bank Limited (EQUITASBNK) — Cash Flow-to-Debt Ratio
Equitas Small Finance Bank Limited (EQUITASBNK) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2023, meaning its operating cash flow of Rs773.09 Million could theoretically repay 0% of its total liabilities (Rs24.81 Billion) in one year. See EQUITASBNK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Equitas Small Finance Bank Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Equitas Small Finance Bank Limited across 13 annual periods. For the full cash flow conversion analysis, see Equitas Small Finance Bank Limited (EQUITASBNK) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Equitas Small Finance Bank Limited (2013–2025)
Year-by-year debt coverage analysis for Equitas Small Finance Bank Limited. Check earnings quality score of Equitas Small Finance Bank Limited to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | Rs19.37 Billion | Rs467.63 Billion | ▼ -57.5% |
| 2024 | 0.10x | Rs38.34 Billion | Rs393.35 Billion | ▲ +391.1% |
| 2023 | -0.03x | Rs-9.98 Billion | Rs298.00 Billion | ▼ -576.7% |
| 2022 | 0.01x | Rs1.59 Billion | Rs227.06 Billion | ▼ -92.7% |
| 2021 | 0.10x | Rs20.44 Billion | Rs213.19 Billion | ▲ +261.4% |
| 2020 | 0.03x | Rs4.40 Billion | Rs165.70 Billion | ▼ -80.1% |
| 2019 | 0.13x | Rs18.03 Billion | Rs135.08 Billion | ▲ +613.9% |
| 2018 | 0.02x | Rs2.11 Billion | Rs112.57 Billion | ▼ -64.8% |
| 2017 | 0.05x | Rs3.84 Billion | Rs72.33 Billion | ▲ +126.9% |
| 2016 | -0.20x | Rs-3.36 Billion | Rs17.03 Billion | ▲ +65.3% |
| 2015 | -0.57x | Rs-7.79 Billion | Rs13.69 Billion | ▲ +31.7% |
| 2014 | -0.83x | Rs-5.13 Billion | Rs6.15 Billion | ▲ +17.0% |
| 2013 | -1.00x | Rs-2.15 Billion | Rs2.14 Billion | — |