Equitas Small Finance Bank Limited (EQUITASBNK) — Net Asset Quality Index

Latest as of March 2025: 11.5%

Equitas Small Finance Bank Limited (EQUITASBNK) has a Net Asset Quality Index of 11.5% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs528.36 Billion minus total liabilities of Rs467.63 Billion yields net assets of Rs60.73 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Equitas Small Finance Bank Limited liquidity resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

11.5%
Equity / Total Assets

Net Assets

Rs60.73 Billion
INR

Total Assets

Rs528.36 Billion
INR

Total Liabilities

Rs467.63 Billion
INR

Equitas Small Finance Bank Limited Net Asset Quality Index Over Time (2013–2025)

This chart shows how Equitas Small Finance Bank Limited's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of March 2025, the index stands at 11.5%, representing net assets of Rs60.73 Billion against total assets of Rs528.36 Billion INR. See Equitas Small Finance Bank Limited (EQUITASBNK) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Equitas Small Finance Bank Limited (2013–2025)

The table below presents the year-by-year Net Asset Quality Index for Equitas Small Finance Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Equitas Small Finance Bank Limited stock valuation.

Year Quality Index Net Assets (INR) Total Assets Total Liabilities Change (pp)
2025 11.5% Rs60.73 Billion Rs528.36 Billion Rs467.63 Billion ▼ -1.7 pp
2024 13.2% Rs59.69 Billion Rs453.04 Billion Rs393.35 Billion ▼ -1.6 pp
2023 14.8% Rs51.58 Billion Rs349.58 Billion Rs298.00 Billion ▼ -1.0 pp
2022 15.8% Rs42.46 Billion Rs269.52 Billion Rs227.06 Billion ▲ +2.0 pp
2021 13.7% Rs33.96 Billion Rs247.15 Billion Rs213.19 Billion ▼ -0.5 pp
2020 14.2% Rs27.44 Billion Rs193.15 Billion Rs165.70 Billion ▼ -0.1 pp
2019 14.3% Rs22.54 Billion Rs157.63 Billion Rs135.08 Billion ▼ -1.1 pp
2018 15.4% Rs20.44 Billion Rs133.01 Billion Rs112.57 Billion ▼ -6.4 pp
2017 21.8% Rs20.12 Billion Rs92.45 Billion Rs72.33 Billion ▼ -7.7 pp
2016 29.4% Rs7.11 Billion Rs24.14 Billion Rs17.03 Billion ▼ -1.9 pp
2015 31.4% Rs6.26 Billion Rs19.94 Billion Rs13.69 Billion ▼ -0.8 pp
2014 32.2% Rs2.92 Billion Rs9.07 Billion Rs6.15 Billion ▼ -9.2 pp
2013 41.3% Rs1.51 Billion Rs3.65 Billion Rs2.14 Billion
pp = percentage points