Equitas Small Finance Bank Limited (EQUITASBNK) — Defensive Interval Ratio
Equitas Small Finance Bank Limited (EQUITASBNK) has a Defensive Interval Ratio of 270 days as of March 2024. Defensive assets of Rs4.83 Billion (cash Rs-, short-term investments Rs-, receivables Rs4.83 Billion) cover 270 days of daily cash needs of Rs17.85 Million/day. Check Equitas Small Finance Bank Limited (EQUITASBNK) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Equitas Small Finance Bank Limited Defensive Interval Ratio (2017–2025)
This chart shows how Equitas Small Finance Bank Limited's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of March 2024, the ratio stands at 270 days, meaning defensive assets of Rs4.83 Billion can fund 270 days of operations without new revenue. Also explore how fast is Equitas Small Finance Bank Limited growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Equitas Small Finance Bank Limited (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Equitas Small Finance Bank Limited from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Equitas Small Finance Bank Limited.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | Rs6.23 Billion | Rs1.19 Billion/day | Rs- | Rs- | ▼ -265 days |
| 2024 | 270 days | Rs4.83 Billion | Rs17.85 Million/day | Rs- | Rs- | ▲ +801 days |
| 2023 | -531 days | Rs-5.46 Billion | Rs10.28 Million/day | Rs- | Rs-10.51 Billion | ▲ +5318 days |
| 2022 | -5848 days | Rs-14.67 Billion | Rs2.51 Million/day | Rs- | Rs-19.16 Billion | ▼ -12981 days |
| 2021 | 7133 days | Rs27.04 Billion | Rs3.79 Million/day | Rs- | Rs23.68 Billion | ▲ +7166 days |
| 2020 | -33 days | Rs-117.36 Million | Rs3.53 Million/day | Rs- | Rs-2.42 Billion | ▼ -253 days |
| 2019 | 219 days | Rs892.67 Million | Rs4.07 Million/day | Rs- | Rs-570.20 Million | ▼ -30 days |
| 2018 | 249 days | Rs1.16 Billion | Rs4.63 Million/day | Rs- | Rs- | ▼ -4303 days |
| 2017 | 4552 days | Rs59.22 Billion | Rs13.01 Million/day | Rs- | Rs- | — |