Fino Payments Bank Limited (FINOPB) — Cash Flow Quality Index
Fino Payments Bank Limited (FINOPB) has a Cash Flow Quality Index of 0.35x as of March 2023. Operating cash flow of Rs76.27 Million is below net income of Rs220.87 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Fino Payments Bank Limited to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Fino Payments Bank Limited Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for Fino Payments Bank Limited across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FINOPB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Fino Payments Bank Limited (2021–2025)
Year-by-year earnings quality comparison for Fino Payments Bank Limited. For live market cap and the full company financial profile, see market value of Fino Payments Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.87x | Rs-4.51 Billion | Rs925.30 Million | ▲ +4.2% |
| 2024 | -5.08x | Rs-4.39 Billion | Rs863.01 Million | ▼ -1545.5% |
| 2023 | -0.31x | Rs-201.00 Million | Rs650.80 Million | ▼ -106.4% |
| 2022 | 4.85x | Rs2.07 Billion | Rs427.41 Million | ▲ +408.4% |
| 2021 | -1.57x | Rs-322.24 Million | Rs204.74 Million | — |