Fino Payments Bank Limited Cash Flow Quality Index

Latest as of March 2023: 0.35x

Fino Payments Bank Limited cash flow quality index. Fino Payments Bank Limited (FINOPB) has a Cash Flow Quality Index of 0.35x as of March 2023. Operating cash flow of Rs76.27 Million is below net income of Rs220.87 Million, suggesting accrual-heavy earnings not yet converted to cash. See FINOPB financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.35x
Operating CF / Net Income

Operating Cash Flow

Rs76.27 Million
INR

Net Income

Rs220.87 Million
INR

Data as of

Mar 2023
Most recent filing

Cash Flow Quality Index of Fino Payments Bank Limited (2021–2025)

Cash flow quality index of Fino Payments Bank Limited from 2021 to 2025. Historical Cash Flow Quality Index for Fino Payments Bank Limited across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Fino Payments Bank Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Fino Payments Bank Limited Cash Flow Quality Index by Year (2021–2025)

Fino Payments Bank Limited cash flow quality index by year from 2021 to 2025. Year-by-year earnings quality comparison for Fino Payments Bank Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Fino Payments Bank Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 -4.87x Rs-4.51 Billion Rs925.30 Million ▲ +4.2%
2024 -5.08x Rs-4.39 Billion Rs863.01 Million ▼ -1545.5%
2023 -0.31x Rs-201.00 Million Rs650.80 Million ▼ -106.4%
2022 4.85x Rs2.07 Billion Rs427.41 Million ▲ +408.4%
2021 -1.57x Rs-322.24 Million Rs204.74 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.