Fino Payments Bank Limited (FINOPB) — Cash Flow Quality Index
Fino Payments Bank Limited (FINOPB) has a Cash Flow Quality Index of 0.35x as of March 2023. Operating cash flow of Rs76.27 Million is below net income of Rs220.87 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Fino Payments Bank Limited (FINOPB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Fino Payments Bank Limited Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for Fino Payments Bank Limited across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Fino Payments Bank Limited generate cash.
Annual Cash Flow Quality Index for Fino Payments Bank Limited (2021–2025)
Year-by-year earnings quality comparison for Fino Payments Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.87x | Rs-4.51 Billion | Rs925.30 Million | ▲ +4.2% |
| 2024 | -5.08x | Rs-4.39 Billion | Rs863.01 Million | ▼ -1545.5% |
| 2023 | -0.31x | Rs-201.00 Million | Rs650.80 Million | ▼ -106.4% |
| 2022 | 4.85x | Rs2.07 Billion | Rs427.41 Million | ▲ +408.4% |
| 2021 | -1.57x | Rs-322.24 Million | Rs204.74 Million | — |