Fino Payments Bank Limited (FINOPB) — Cash Flow Quality Index

Latest as of March 2023: 0.35x

Fino Payments Bank Limited (FINOPB) has a Cash Flow Quality Index of 0.35x as of March 2023. Operating cash flow of Rs76.27 Million is below net income of Rs220.87 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash efficiency ratio of Fino Payments Bank Limited to assess how effectively this company generates cash.

Cash Flow Quality Index

0.35x
Operating CF / Net Income

Operating Cash Flow

Rs76.27 Million
INR

Net Income

Rs220.87 Million
INR

Data as of

Mar 2023
Most recent filing

Fino Payments Bank Limited Cash Flow Quality Index (2021–2025)

Historical Cash Flow Quality Index for Fino Payments Bank Limited across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FINOPB cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Fino Payments Bank Limited (2021–2025)

Year-by-year earnings quality comparison for Fino Payments Bank Limited. For live market cap and the full company financial profile, see Fino Payments Bank Limited stock valuation.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 -4.87x Rs-4.51 Billion Rs925.30 Million ▲ +4.2%
2024 -5.08x Rs-4.39 Billion Rs863.01 Million ▼ -1545.5%
2023 -0.31x Rs-201.00 Million Rs650.80 Million ▼ -106.4%
2022 4.85x Rs2.07 Billion Rs427.41 Million ▲ +408.4%
2021 -1.57x Rs-322.24 Million Rs204.74 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.