Fino Payments Bank Limited (FINOPB) — Financial Flexibility Index
Fino Payments Bank Limited (FINOPB) has a Financial Flexibility Index of 0.00x as of March 2023. Free cash flow of Rs76.27 Million (operating CF Rs76.27 Million minus capex Rs0.00) represents 0% of total liabilities (Rs19.14 Billion). Check Fino Payments Bank Limited (FINOPB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Fino Payments Bank Limited Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Fino Payments Bank Limited across 8 annual periods. For the full cash flow conversion analysis, see FINOPB cash flow conversion.
Annual Financial Flexibility Index for Fino Payments Bank Limited (2018–2025)
Year-by-year free cash flow to debt coverage for Fino Payments Bank Limited. Explore FINOPB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.08x | Rs-2.86 Billion | Rs-4.51 Billion | Rs34.59 Billion | ▲ +31.4% |
| 2024 | -0.12x | Rs-3.35 Billion | Rs-4.39 Billion | Rs27.76 Billion | ▼ -410.9% |
| 2023 | 0.04x | Rs742.40 Million | Rs-201.00 Million | Rs19.14 Billion | ▼ -82.9% |
| 2022 | 0.23x | Rs2.72 Billion | Rs2.07 Billion | Rs12.00 Billion | ▲ +428.9% |
| 2021 | 0.04x | Rs368.14 Million | Rs-322.24 Million | Rs8.60 Billion | ▲ +140.1% |
| 2020 | -0.11x | Rs-527.39 Million | Rs-836.73 Million | Rs4.94 Billion | ▼ -231.4% |
| 2019 | 0.08x | Rs424.18 Million | Rs286.37 Million | Rs5.22 Billion | ▲ +100.0% |
| 2018 | -21992.40x | Rs-1.87 Billion | Rs-2.21 Billion | Rs85.00K | — |