Fino Payments Bank Limited (FINOPB) — Financial Flexibility Index
Fino Payments Bank Limited (FINOPB) has a Financial Flexibility Index of 0.00x as of March 2023. Free cash flow of Rs76.27 Million (operating CF Rs76.27 Million minus capex Rs0.00) represents 0% of total liabilities (Rs19.14 Billion). Check FINOPB capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Fino Payments Bank Limited Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Fino Payments Bank Limited across 8 annual periods. See FINOPB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Fino Payments Bank Limited (2018–2025)
Year-by-year free cash flow to debt coverage for Fino Payments Bank Limited. For the full company profile including market capitalisation, see market cap of Fino Payments Bank Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.08x | Rs-2.86 Billion | Rs-4.51 Billion | Rs34.59 Billion | ▲ +31.4% |
| 2024 | -0.12x | Rs-3.35 Billion | Rs-4.39 Billion | Rs27.76 Billion | ▼ -410.9% |
| 2023 | 0.04x | Rs742.40 Million | Rs-201.00 Million | Rs19.14 Billion | ▼ -82.9% |
| 2022 | 0.23x | Rs2.72 Billion | Rs2.07 Billion | Rs12.00 Billion | ▲ +428.9% |
| 2021 | 0.04x | Rs368.14 Million | Rs-322.24 Million | Rs8.60 Billion | ▲ +140.1% |
| 2020 | -0.11x | Rs-527.39 Million | Rs-836.73 Million | Rs4.94 Billion | ▼ -231.4% |
| 2019 | 0.08x | Rs424.18 Million | Rs286.37 Million | Rs5.22 Billion | ▲ +100.0% |
| 2018 | -21992.40x | Rs-1.87 Billion | Rs-2.21 Billion | Rs85.00K | — |