Fino Payments Bank Limited (FINOPB) — Defensive Interval Ratio
Fino Payments Bank Limited (FINOPB) has a Defensive Interval Ratio of 2 days as of March 2024. Defensive assets of Rs68.10 Million (cash Rs-, short-term investments Rs-, receivables Rs68.10 Million) cover 2 days of daily cash needs of Rs38.75 Million/day. See FINOPB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Fino Payments Bank Limited Defensive Interval Ratio (2019–2025)
This chart shows how Fino Payments Bank Limited's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2024, the ratio stands at 2 days, meaning defensive assets of Rs68.10 Million can fund 2 days of operations without new revenue. See net asset quality index of Fino Payments Bank Limited to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Fino Payments Bank Limited (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Fino Payments Bank Limited from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FINOPB market cap.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4 days | Rs216.68 Million | Rs53.14 Million/day | Rs- | Rs- | ▲ +57 days |
| 2024 | -53 days | Rs-3.09 Billion | Rs58.25 Million/day | Rs- | Rs-3.16 Billion | ▲ +212150 days |
| 2023 | -212203 days | Rs-2.10 Billion | Rs9.89K/day | Rs- | Rs-2.15 Billion | ▲ +1995999 days |
| 2022 | -2208203 days | Rs-2.10 Billion | Rs950.68/day | Rs- | Rs-2.14 Billion | ▼ -737804 days |
| 2021 | -1470399 days | Rs-805.70 Million | Rs547.95/day | Rs- | Rs-819.30 Million | ▼ -295336 days |
| 2020 | -1175063 days | Rs-1.19 Billion | Rs1.01K/day | Rs- | Rs-1.20 Billion | ▲ +98623 days |
| 2019 | -1273686 days | Rs-1.40 Billion | Rs1.10K/day | Rs- | Rs-1.41 Billion | — |