Fino Payments Bank Limited (FINOPB) — Working Capital to Net Assets Ratio
Fino Payments Bank Limited (FINOPB) has a Working Capital to Net Assets ratio of -54.2% as of March 2024. Working capital of Rs-3.49 Billion (current assets of Rs10.66 Billion minus current liabilities of Rs14.14 Billion) is measured against net assets of Rs6.43 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Fino Payments Bank Limited to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Fino Payments Bank Limited Working Capital to Net Assets (2018–2025)
This chart shows how Fino Payments Bank Limited's Working Capital to Net Assets ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2024, the ratio stands at -54.2%, reflecting working capital of Rs-3.49 Billion against net assets of Rs6.43 Billion INR. For the complete balance sheet picture, see FINOPB total asset value.
Annual Working Capital to Net Assets for Fino Payments Bank Limited (2018–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Fino Payments Bank Limited from 2018 to 2025, covering 8 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Fino Payments Bank Limited (FINOPB) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -107.8% | Rs-8.05 Billion | Rs7.47 Billion | Rs11.34 Billion | Rs19.39 Billion | ▲ +54.3 pp |
| 2024 | -162.1% | Rs-10.43 Billion | Rs6.43 Billion | Rs10.83 Billion | Rs21.26 Billion | ▼ -315.6 pp |
| 2023 | 153.4% | Rs8.48 Billion | Rs5.53 Billion | Rs8.48 Billion | Rs3.61 Million | ▼ -9.7 pp |
| 2022 | 163.1% | Rs7.83 Billion | Rs4.80 Billion | Rs7.83 Billion | Rs347.00K | ▲ +37.7 pp |
| 2021 | 125.5% | Rs1.89 Billion | Rs1.51 Billion | Rs1.89 Billion | Rs200.00K | ▼ -14.2 pp |
| 2020 | 139.7% | Rs1.82 Billion | Rs1.30 Billion | Rs1.82 Billion | Rs370.00K | ▼ -13.0 pp |
| 2019 | 152.7% | Rs2.48 Billion | Rs1.62 Billion | Rs2.48 Billion | Rs400.00K | ▲ +96.9 pp |
| 2018 | 55.8% | Rs3.00 Billion | Rs5.38 Billion | Rs3.00 Billion | Rs85.00K | — |