Fino Payments Bank Limited (FINOPB) — Working Capital to Net Assets Ratio
Fino Payments Bank Limited (FINOPB) has a Working Capital to Net Assets ratio of -54.2% as of March 2024. Working capital of Rs-3.49 Billion (current assets of Rs10.66 Billion minus current liabilities of Rs14.14 Billion) is measured against net assets of Rs6.43 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Fino Payments Bank Limited balance sheet independence to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Fino Payments Bank Limited Working Capital to Net Assets (2018–2025)
This chart shows how Fino Payments Bank Limited's Working Capital to Net Assets ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2024, the ratio stands at -54.2%, reflecting working capital of Rs-3.49 Billion against net assets of Rs6.43 Billion INR. Check FINOPB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Fino Payments Bank Limited (2018–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Fino Payments Bank Limited from 2018 to 2025, covering 8 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Fino Payments Bank Limited (FINOPB) total market value.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -107.8% | Rs-8.05 Billion | Rs7.47 Billion | Rs11.34 Billion | Rs19.39 Billion | ▲ +54.3 pp |
| 2024 | -162.1% | Rs-10.43 Billion | Rs6.43 Billion | Rs10.83 Billion | Rs21.26 Billion | ▼ -315.6 pp |
| 2023 | 153.4% | Rs8.48 Billion | Rs5.53 Billion | Rs8.48 Billion | Rs3.61 Million | ▼ -9.7 pp |
| 2022 | 163.1% | Rs7.83 Billion | Rs4.80 Billion | Rs7.83 Billion | Rs347.00K | ▲ +37.7 pp |
| 2021 | 125.5% | Rs1.89 Billion | Rs1.51 Billion | Rs1.89 Billion | Rs200.00K | ▼ -14.2 pp |
| 2020 | 139.7% | Rs1.82 Billion | Rs1.30 Billion | Rs1.82 Billion | Rs370.00K | ▼ -13.0 pp |
| 2019 | 152.7% | Rs2.48 Billion | Rs1.62 Billion | Rs2.48 Billion | Rs400.00K | ▲ +96.9 pp |
| 2018 | 55.8% | Rs3.00 Billion | Rs5.38 Billion | Rs3.00 Billion | Rs85.00K | — |