Muthoot Finance Limited (MUTHOOTFIN) — Cash Flow Quality Index
Muthoot Finance Limited (MUTHOOTFIN) has a Cash Flow Quality Index of -4.53x as of September 2025. Operating cash flow of Rs-201.01 Billion is below net income of Rs44.37 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Muthoot Finance Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Muthoot Finance Limited Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Muthoot Finance Limited across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MUTHOOTFIN goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Muthoot Finance Limited (2006–2025)
Year-by-year earnings quality comparison for Muthoot Finance Limited. For live market cap and the full company financial profile, see MUTHOOTFIN stock market capitalisation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.95x | Rs-263.76 Billion | Rs53.33 Billion | ▼ -576.3% |
| 2024 | 1.04x | Rs44.90 Billion | Rs43.24 Billion | ▲ +282.3% |
| 2023 | -0.57x | Rs-28.04 Billion | Rs49.23 Billion | ▼ -93.0% |
| 2022 | -0.30x | Rs-15.96 Billion | Rs54.10 Billion | ▲ +80.6% |
| 2021 | -1.52x | Rs-78.14 Billion | Rs51.31 Billion | ▼ -30.4% |
| 2020 | -1.17x | Rs-49.75 Billion | Rs42.60 Billion | ▲ +21.1% |
| 2019 | -1.48x | Rs-48.24 Billion | Rs32.60 Billion | ▼ -196.8% |
| 2018 | -0.50x | Rs-14.32 Billion | Rs28.72 Billion | ▲ +55.3% |
| 2017 | -1.12x | Rs-21.86 Billion | Rs19.59 Billion | ▼ -1467.1% |
| 2016 | 0.08x | Rs1.08 Billion | Rs13.27 Billion | ▲ +117.5% |
| 2015 | -0.47x | Rs-4.79 Billion | Rs10.29 Billion | ▼ -109.7% |
| 2014 | 4.80x | Rs57.26 Billion | Rs11.94 Billion | ▲ +283.5% |
| 2013 | -2.62x | Rs-39.52 Billion | Rs15.11 Billion | ▲ +60.0% |
| 2012 | -6.54x | Rs-87.09 Billion | Rs13.31 Billion | ▲ +46.4% |
| 2011 | -12.20x | Rs-60.30 Billion | Rs4.94 Billion | ▼ -76.7% |
| 2010 | -6.91x | Rs-23.87 Billion | Rs3.46 Billion | ▼ -3.9% |
| 2009 | -6.65x | Rs-6.53 Billion | Rs983.15 Million | ▼ -132.8% |
| 2008 | -2.85x | Rs-2.77 Billion | Rs969.78 Million | ▲ +78.2% |
| 2007 | -13.09x | Rs-5.76 Billion | Rs439.79 Million | ▼ -663.0% |
| 2006 | -1.72x | Rs-709.37 Million | Rs413.36 Million | — |