Muthoot Finance Limited (MUTHOOTFIN) — Cash Flow Quality Index
Muthoot Finance Limited (MUTHOOTFIN) has a Cash Flow Quality Index of -4.53x as of September 2025. Operating cash flow of Rs-201.01 Billion is below net income of Rs44.37 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can Muthoot Finance Limited service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Muthoot Finance Limited Cash Flow Quality Index (2006–2026)
Historical Cash Flow Quality Index for Muthoot Finance Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Muthoot Finance Limited (MUTHOOTFIN) cash conversion ratio.
Annual Cash Flow Quality Index for Muthoot Finance Limited (2006–2026)
Year-by-year earnings quality comparison for Muthoot Finance Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.13x | Rs119.15 Billion | Rs105.90 Billion | ▲ +122.7% |
| 2025 | -4.95x | Rs-263.76 Billion | Rs53.33 Billion | ▼ -576.3% |
| 2024 | 1.04x | Rs44.90 Billion | Rs43.24 Billion | ▲ +282.3% |
| 2023 | -0.57x | Rs-28.04 Billion | Rs49.23 Billion | ▼ -93.0% |
| 2022 | -0.30x | Rs-15.96 Billion | Rs54.10 Billion | ▲ +80.6% |
| 2021 | -1.52x | Rs-78.14 Billion | Rs51.31 Billion | ▼ -30.4% |
| 2020 | -1.17x | Rs-49.75 Billion | Rs42.60 Billion | ▲ +21.1% |
| 2019 | -1.48x | Rs-48.24 Billion | Rs32.60 Billion | ▼ -196.8% |
| 2018 | -0.50x | Rs-14.32 Billion | Rs28.72 Billion | ▲ +55.3% |
| 2017 | -1.12x | Rs-21.86 Billion | Rs19.59 Billion | ▼ -1467.1% |
| 2016 | 0.08x | Rs1.08 Billion | Rs13.27 Billion | ▲ +117.5% |
| 2015 | -0.47x | Rs-4.79 Billion | Rs10.29 Billion | ▼ -109.7% |
| 2014 | 4.80x | Rs57.26 Billion | Rs11.94 Billion | ▲ +283.5% |
| 2013 | -2.62x | Rs-39.52 Billion | Rs15.11 Billion | ▲ +60.0% |
| 2012 | -6.54x | Rs-87.09 Billion | Rs13.31 Billion | ▲ +46.4% |
| 2011 | -12.20x | Rs-60.30 Billion | Rs4.94 Billion | ▼ -76.7% |
| 2010 | -6.91x | Rs-23.87 Billion | Rs3.46 Billion | ▼ -3.9% |
| 2009 | -6.65x | Rs-6.53 Billion | Rs983.15 Million | ▼ -132.8% |
| 2008 | -2.85x | Rs-2.77 Billion | Rs969.78 Million | ▲ +78.2% |
| 2007 | -13.09x | Rs-5.76 Billion | Rs439.79 Million | ▼ -663.0% |
| 2006 | -1.72x | Rs-709.37 Million | Rs413.36 Million | — |