Muthoot Finance Limited (MUTHOOTFIN) — Cash Flow-to-Debt Ratio
Muthoot Finance Limited (MUTHOOTFIN) has a Cash Flow-to-Debt Ratio of -0.16x as of September 2025, meaning its operating cash flow of Rs-201.01 Billion could theoretically repay 0% of its total liabilities (Rs1.27 Trillion) in one year. See Muthoot Finance Limited (MUTHOOTFIN) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Muthoot Finance Limited Cash Flow-to-Debt Ratio (2006–2026)
Historical debt coverage capacity for Muthoot Finance Limited across 21 annual periods. For the full cash flow conversion analysis, see Muthoot Finance Limited (MUTHOOTFIN) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Muthoot Finance Limited (2006–2026)
Year-by-year debt coverage analysis for Muthoot Finance Limited. Check Muthoot Finance Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.08x | Rs119.15 Billion | Rs1.56 Trillion | ▲ +129.8% |
| 2025 | -0.26x | Rs-263.76 Billion | Rs1.03 Trillion | ▼ -503.8% |
| 2024 | 0.06x | Rs44.90 Billion | Rs707.15 Billion | ▲ +231.3% |
| 2023 | -0.05x | Rs-28.04 Billion | Rs579.96 Billion | ▼ -73.2% |
| 2022 | -0.03x | Rs-15.96 Billion | Rs571.79 Billion | ▲ +81.1% |
| 2021 | -0.15x | Rs-78.14 Billion | Rs528.82 Billion | ▼ -27.4% |
| 2020 | -0.12x | Rs-49.75 Billion | Rs428.80 Billion | ▲ +23.9% |
| 2019 | -0.15x | Rs-48.24 Billion | Rs316.61 Billion | ▼ -173.9% |
| 2018 | -0.06x | Rs-14.32 Billion | Rs257.42 Billion | ▲ +34.9% |
| 2017 | -0.09x | Rs-21.86 Billion | Rs255.74 Billion | ▼ -1815.3% |
| 2016 | 0.00x | Rs1.08 Billion | Rs217.35 Billion | ▲ +122.8% |
| 2015 | -0.02x | Rs-4.79 Billion | Rs218.83 Billion | ▼ -108.2% |
| 2014 | 0.27x | Rs57.26 Billion | Rs213.29 Billion | ▲ +274.4% |
| 2013 | -0.15x | Rs-39.52 Billion | Rs256.81 Billion | ▲ +63.9% |
| 2012 | -0.43x | Rs-87.09 Billion | Rs204.46 Billion | ▲ +10.8% |
| 2011 | -0.48x | Rs-60.30 Billion | Rs126.32 Billion | ▼ -17.1% |
| 2010 | -0.41x | Rs-23.87 Billion | Rs58.56 Billion | ▼ -112.0% |
| 2009 | -0.19x | Rs-6.53 Billion | Rs33.99 Billion | ▼ -44.2% |
| 2008 | -0.13x | Rs-2.77 Billion | Rs20.77 Billion | ▲ +66.4% |
| 2007 | -0.40x | Rs-5.76 Billion | Rs14.50 Billion | ▼ -376.0% |
| 2006 | -0.08x | Rs-709.37 Million | Rs8.50 Billion | — |