Muthoot Finance Limited (MUTHOOTFIN) — Defensive Interval Ratio
Muthoot Finance Limited (MUTHOOTFIN) has a Defensive Interval Ratio of 3491 days as of December 2025. Defensive assets of Rs108.29 Billion (cash Rs108.05 Billion, short-term investments Rs-, receivables Rs239.02 Million) cover 3491 days of daily cash needs of Rs31.02 Million/day. Check MUTHOOTFIN intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Muthoot Finance Limited Defensive Interval Ratio (2006–2025)
This chart shows how Muthoot Finance Limited's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 3491 days, meaning defensive assets of Rs108.29 Billion can fund 3491 days of operations without new revenue. Also explore how fast is Muthoot Finance Limited growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Muthoot Finance Limited (2006–2025)
The table below presents the year-by-year Defensive Interval Ratio for Muthoot Finance Limited from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see MUTHOOTFIN market cap overview.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 193 days | Rs3.78 Billion | Rs19.60 Million/day | Rs3.66 Billion | Rs- | ▲ +188 days |
| 2024 | 5 days | Rs8.86 Billion | Rs1.86 Billion/day | Rs4.67 Billion | Rs2.87 Billion | ▼ -3911 days |
| 2023 | 3916 days | Rs14.39 Billion | Rs3.67 Million/day | Rs16.95 Billion | Rs-2.65 Billion | ▼ -10437 days |
| 2022 | 14354 days | Rs61.75 Billion | Rs4.30 Million/day | Rs61.99 Billion | Rs-1.93 Billion | ▲ +9898 days |
| 2021 | 4455 days | Rs25.77 Billion | Rs5.79 Million/day | Rs25.54 Billion | Rs-1.34 Billion | ▼ -280 days |
| 2020 | 4735 days | Rs28.80 Billion | Rs6.08 Million/day | Rs28.44 Billion | Rs-1.20 Billion | ▲ +4827 days |
| 2019 | -92 days | Rs-419.56 Million | Rs4.56 Million/day | Rs880.70 Million | Rs-1.99 Billion | ▼ -107 days |
| 2018 | 15 days | Rs931.37 Million | Rs61.71 Million/day | Rs26.70 Million | Rs363.23 Million | ▼ -219 days |
| 2017 | 235 days | Rs13.01 Billion | Rs55.45 Million/day | Rs3.51 Million | Rs184.69 Million | ▼ -11 days |
| 2016 | 246 days | Rs14.69 Billion | Rs59.81 Million/day | Rs- | Rs3.88 Million | ▲ +19 days |
| 2015 | 226 days | Rs11.67 Billion | Rs51.58 Million/day | Rs- | Rs119.25 Million | ▼ -48 days |
| 2014 | 274 days | Rs11.97 Billion | Rs43.69 Million/day | Rs- | Rs315.31 Million | ▼ -100 days |
| 2013 | 374 days | Rs12.27 Billion | Rs32.80 Million/day | Rs- | Rs750.01 Million | ▲ +345 days |
| 2012 | 29 days | Rs10.99 Billion | Rs381.81 Million/day | Rs- | Rs3.58 Billion | ▲ +16 days |
| 2011 | 13 days | Rs3.47 Billion | Rs262.78 Million/day | Rs- | Rs- | ▼ -4396 days |
| 2010 | 4409 days | Rs54.65 Billion | Rs12.40 Million/day | Rs- | Rs- | ▲ +4149 days |
| 2009 | 260 days | Rs1.28 Billion | Rs4.95 Million/day | Rs- | Rs-4.90K | ▲ +41 days |
| 2008 | 219 days | Rs734.99 Million | Rs3.36 Million/day | Rs- | Rs-4.68K | ▼ -278 days |
| 2007 | 497 days | Rs625.54 Million | Rs1.26 Million/day | Rs- | Rs- | ▼ -8650 days |
| 2006 | 9148 days | Rs8.09 Billion | Rs884.63K/day | Rs- | Rs132.83 Million | — |