Muthoot Finance Limited (MUTHOOTFIN) — Financial Flexibility Index
Muthoot Finance Limited (MUTHOOTFIN) has a Financial Flexibility Index of -0.16x as of September 2025. Free cash flow of Rs-200.47 Billion (operating CF Rs-201.01 Billion minus capex Rs532.67 Million) represents 0% of total liabilities (Rs1.27 Trillion). Check MUTHOOTFIN cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Muthoot Finance Limited Financial Flexibility Index (2006–2026)
Historical Financial Flexibility Index trend for Muthoot Finance Limited across 21 annual periods. For the full cash flow conversion analysis, see MUTHOOTFIN operating cash flow.
Annual Financial Flexibility Index for Muthoot Finance Limited (2006–2026)
Year-by-year free cash flow to debt coverage for Muthoot Finance Limited. Explore MUTHOOTFIN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.08x | Rs120.68 Billion | Rs119.15 Billion | Rs1.56 Trillion | ▲ +130.4% |
| 2025 | -0.25x | Rs-261.59 Billion | Rs-263.76 Billion | Rs1.03 Trillion | ▼ -481.6% |
| 2024 | 0.07x | Rs47.13 Billion | Rs44.90 Billion | Rs707.15 Billion | ▲ +245.1% |
| 2023 | -0.05x | Rs-26.63 Billion | Rs-28.04 Billion | Rs579.96 Billion | ▼ -75.1% |
| 2022 | -0.03x | Rs-14.99 Billion | Rs-15.96 Billion | Rs571.79 Billion | ▲ +82.0% |
| 2021 | -0.15x | Rs-77.23 Billion | Rs-78.14 Billion | Rs528.82 Billion | ▼ -28.3% |
| 2020 | -0.11x | Rs-48.82 Billion | Rs-49.75 Billion | Rs428.80 Billion | ▲ +24.1% |
| 2019 | -0.15x | Rs-47.47 Billion | Rs-48.24 Billion | Rs316.61 Billion | ▼ -176.5% |
| 2018 | -0.05x | Rs-13.96 Billion | Rs-14.32 Billion | Rs257.42 Billion | ▲ +34.9% |
| 2017 | -0.08x | Rs-21.29 Billion | Rs-21.86 Billion | Rs255.74 Billion | ▼ -1405.6% |
| 2016 | 0.01x | Rs1.39 Billion | Rs1.08 Billion | Rs217.35 Billion | ▲ +131.3% |
| 2015 | -0.02x | Rs-4.46 Billion | Rs-4.79 Billion | Rs218.83 Billion | ▼ -107.5% |
| 2014 | 0.27x | Rs57.98 Billion | Rs57.26 Billion | Rs213.29 Billion | ▲ +280.3% |
| 2013 | -0.15x | Rs-38.72 Billion | Rs-39.52 Billion | Rs256.81 Billion | ▲ +64.1% |
| 2012 | -0.42x | Rs-85.96 Billion | Rs-87.09 Billion | Rs204.46 Billion | ▲ +10.5% |
| 2011 | -0.47x | Rs-59.31 Billion | Rs-60.30 Billion | Rs126.32 Billion | ▼ -16.8% |
| 2010 | -0.40x | Rs-23.54 Billion | Rs-23.87 Billion | Rs58.56 Billion | ▼ -119.4% |
| 2009 | -0.18x | Rs-6.23 Billion | Rs-6.53 Billion | Rs33.99 Billion | ▼ -80.9% |
| 2008 | -0.10x | Rs-2.10 Billion | Rs-2.77 Billion | Rs20.77 Billion | ▲ +74.1% |
| 2007 | -0.39x | Rs-5.68 Billion | Rs-5.76 Billion | Rs14.50 Billion | ▼ -600.5% |
| 2006 | -0.06x | Rs-475.55 Million | Rs-709.37 Million | Rs8.50 Billion | — |