Muthoot Finance Limited (MUTHOOTFIN) — Financial Flexibility Index
Muthoot Finance Limited (MUTHOOTFIN) has a Financial Flexibility Index of -0.16x as of September 2025. Free cash flow of Rs-200.47 Billion (operating CF Rs-201.01 Billion minus capex Rs532.67 Million) represents 0% of total liabilities (Rs1.27 Trillion). Check MUTHOOTFIN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Muthoot Finance Limited Financial Flexibility Index (2006–2025)
Historical Financial Flexibility Index trend for Muthoot Finance Limited across 20 annual periods. See MUTHOOTFIN working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Muthoot Finance Limited (2006–2025)
Year-by-year free cash flow to debt coverage for Muthoot Finance Limited. For the full company profile including market capitalisation, see market value of Muthoot Finance Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.25x | Rs-261.59 Billion | Rs-263.76 Billion | Rs1.03 Trillion | ▼ -481.6% |
| 2024 | 0.07x | Rs47.13 Billion | Rs44.90 Billion | Rs707.15 Billion | ▲ +245.1% |
| 2023 | -0.05x | Rs-26.63 Billion | Rs-28.04 Billion | Rs579.96 Billion | ▼ -75.1% |
| 2022 | -0.03x | Rs-14.99 Billion | Rs-15.96 Billion | Rs571.79 Billion | ▲ +82.0% |
| 2021 | -0.15x | Rs-77.23 Billion | Rs-78.14 Billion | Rs528.82 Billion | ▼ -28.3% |
| 2020 | -0.11x | Rs-48.82 Billion | Rs-49.75 Billion | Rs428.80 Billion | ▲ +24.1% |
| 2019 | -0.15x | Rs-47.47 Billion | Rs-48.24 Billion | Rs316.61 Billion | ▼ -176.5% |
| 2018 | -0.05x | Rs-13.96 Billion | Rs-14.32 Billion | Rs257.42 Billion | ▲ +34.9% |
| 2017 | -0.08x | Rs-21.29 Billion | Rs-21.86 Billion | Rs255.74 Billion | ▼ -1405.6% |
| 2016 | 0.01x | Rs1.39 Billion | Rs1.08 Billion | Rs217.35 Billion | ▲ +131.3% |
| 2015 | -0.02x | Rs-4.46 Billion | Rs-4.79 Billion | Rs218.83 Billion | ▼ -107.5% |
| 2014 | 0.27x | Rs57.98 Billion | Rs57.26 Billion | Rs213.29 Billion | ▲ +280.3% |
| 2013 | -0.15x | Rs-38.72 Billion | Rs-39.52 Billion | Rs256.81 Billion | ▲ +64.1% |
| 2012 | -0.42x | Rs-85.96 Billion | Rs-87.09 Billion | Rs204.46 Billion | ▲ +10.5% |
| 2011 | -0.47x | Rs-59.31 Billion | Rs-60.30 Billion | Rs126.32 Billion | ▼ -16.8% |
| 2010 | -0.40x | Rs-23.54 Billion | Rs-23.87 Billion | Rs58.56 Billion | ▼ -119.4% |
| 2009 | -0.18x | Rs-6.23 Billion | Rs-6.53 Billion | Rs33.99 Billion | ▼ -80.9% |
| 2008 | -0.10x | Rs-2.10 Billion | Rs-2.77 Billion | Rs20.77 Billion | ▲ +74.1% |
| 2007 | -0.39x | Rs-5.68 Billion | Rs-5.76 Billion | Rs14.50 Billion | ▼ -600.5% |
| 2006 | -0.06x | Rs-475.55 Million | Rs-709.37 Million | Rs8.50 Billion | — |