N. B. I. Industrial Finance Company Limited (NBIFIN) — Cash Flow Quality Index
N. B. I. Industrial Finance Company Limited (NBIFIN) has a Cash Flow Quality Index of 0.72x as of September 2025. Operating cash flow of Rs40.87 Million is below net income of Rs56.82 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore N. B. I. Industrial Finance Company Limi cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
N. B. I. Industrial Finance Company Limited Cash Flow Quality Index (2004–2026)
Historical Cash Flow Quality Index for N. B. I. Industrial Finance Company Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see NBIFIN cash flow conversion.
Annual Cash Flow Quality Index for N. B. I. Industrial Finance Company Limited (2004–2026)
Year-by-year earnings quality comparison for N. B. I. Industrial Finance Company Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.48x | Rs60.06 Million | Rs124.29 Million | ▲ +5.6% |
| 2025 | 0.46x | Rs49.68 Million | Rs108.55 Million | ▼ -36.6% |
| 2024 | 0.72x | Rs56.81 Million | Rs78.66 Million | ▼ -0.9% |
| 2023 | 0.73x | Rs57.45 Million | Rs78.80 Million | ▲ +0.5% |
| 2022 | 0.73x | Rs79.01 Million | Rs108.88 Million | ▲ +718.2% |
| 2021 | 0.09x | Rs1.43 Million | Rs16.14 Million | ▲ +187.8% |
| 2020 | -0.10x | Rs-13.08 Million | Rs129.46 Million | ▲ +72.5% |
| 2019 | -0.37x | Rs-16.11 Million | Rs43.87 Million | ▼ -111.1% |
| 2018 | 3.31x | Rs127.07 Million | Rs38.35 Million | ▲ +1128.6% |
| 2017 | -0.32x | Rs-321.46 Million | Rs997.92 Million | ▲ +64.8% |
| 2016 | -0.92x | Rs-30.40 Million | Rs33.19 Million | ▼ -312.2% |
| 2015 | -0.22x | Rs-9.55 Million | Rs43.00 Million | ▼ -150.2% |
| 2014 | 0.44x | Rs10.76 Million | Rs24.28 Million | ▼ -70.1% |
| 2013 | 1.48x | Rs17.82 Million | Rs12.04 Million | ▲ +182.5% |
| 2012 | -1.79x | Rs-24.99 Million | Rs13.94 Million | ▼ -40.1% |
| 2011 | -1.28x | Rs-18.07 Million | Rs14.12 Million | ▼ -253.9% |
| 2010 | 0.83x | Rs7.70 Million | Rs9.26 Million | ▲ +459.2% |
| 2007 | -0.23x | Rs-1.50 Million | Rs6.48 Million | ▼ -1892.7% |
| 2006 | 0.01x | Rs506.63K | Rs39.24 Million | ▼ -99.9% |
| 2005 | 8.87x | Rs23.05 Million | Rs2.60 Million | ▲ +315.1% |
| 2004 | -4.12x | Rs-13.81 Million | Rs3.35 Million | — |