N. B. I. Industrial Finance Company Limited (NBIFIN) — Financial Flexibility Index

Latest as of September 2025: 0.02x

N. B. I. Industrial Finance Company Limited (NBIFIN) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs40.87 Million (operating CF Rs40.87 Million minus capex Rs0.00) represents 0% of total liabilities (Rs1.89 Billion). Check N. B. I. Industrial Finance Company Limi total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs40.87 Million
Operating CF − Capex

Total Liabilities

Rs1.89 Billion
INR

Capital Expenditures

Rs0.00
INR

N. B. I. Industrial Finance Company Limited Financial Flexibility Index (2004–2026)

Historical Financial Flexibility Index trend for N. B. I. Industrial Finance Company Limited across 21 annual periods. For the full cash flow conversion analysis, see N. B. I. Industrial Finance Company Limi cash flow conversion.

Annual Financial Flexibility Index for N. B. I. Industrial Finance Company Limited (2004–2026)

Year-by-year free cash flow to debt coverage for N. B. I. Industrial Finance Company Limited. Explore N. B. I. Industrial Finance Company Limi (NBIFIN) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.08x Rs69.12 Million Rs60.06 Million Rs874.88 Million ▲ +226.7%
2025 0.02x Rs49.68 Million Rs49.68 Million Rs2.05 Billion ▼ -81.2%
2024 0.13x Rs113.62 Million Rs56.81 Million Rs883.37 Million ▲ +124.9%
2023 0.06x Rs57.45 Million Rs57.45 Million Rs1.00 Billion ▼ -54.0%
2022 0.12x Rs79.01 Million Rs79.01 Million Rs635.14 Million ▲ +10035.6%
2021 0.00x Rs1.51 Million Rs1.43 Million Rs1.23 Billion ▲ +100.1%
2020 -2.21x Rs-12.99 Million Rs-13.08 Million Rs5.87 Million ▲ +34.8%
2019 -3.40x Rs-16.07 Million Rs-16.11 Million Rs4.73 Million ▼ -111.8%
2018 28.83x Rs127.11 Million Rs127.07 Million Rs4.41 Million ▲ +154.7%
2017 -52.75x Rs-321.41 Million Rs-321.46 Million Rs6.09 Million ▼ -422.4%
2016 -10.10x Rs-30.34 Million Rs-30.40 Million Rs3.01 Million ▼ -207.6%
2015 -3.28x Rs-9.54 Million Rs-9.55 Million Rs2.91 Million ▼ -204.1%
2014 3.15x Rs10.84 Million Rs10.76 Million Rs3.44 Million ▼ -63.6%
2013 8.65x Rs17.82 Million Rs17.82 Million Rs2.06 Million ▲ +157.9%
2012 -14.95x Rs-24.97 Million Rs-24.99 Million Rs1.67 Million ▼ -16.4%
2011 -12.84x Rs-18.07 Million Rs-18.07 Million Rs1.41 Million ▼ -1789.7%
2010 0.76x Rs7.70 Million Rs7.70 Million Rs10.13 Million ▼ -79.1%
2007 3.63x Rs23.39 Million Rs-1.50 Million Rs6.44 Million ▲ +270.5%
2006 0.98x Rs11.82 Million Rs506.63K Rs12.06 Million ▲ +98.9%
2005 0.49x Rs34.68 Million Rs23.05 Million Rs70.34 Million ▲ +105.5%
2004 -8.94x Rs-13.79 Million Rs-13.81 Million Rs1.54 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities