N. B. I. Industrial Finance Company Limited (NBIFIN) — Cash Flow-to-Debt Ratio
N. B. I. Industrial Finance Company Limited (NBIFIN) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs40.87 Million could theoretically repay 0% of its total liabilities (Rs1.89 Billion) in one year. See how financially flexible is N. B. I. Industrial Finance Company Limi to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
N. B. I. Industrial Finance Company Limited Cash Flow-to-Debt Ratio (2004–2026)
Historical debt coverage capacity for N. B. I. Industrial Finance Company Limited across 21 annual periods. For the full cash flow conversion analysis, see N. B. I. Industrial Finance Company Limi operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for N. B. I. Industrial Finance Company Limited (2004–2026)
Year-by-year debt coverage analysis for N. B. I. Industrial Finance Company Limited. Check how high is N. B. I. Industrial Finance Company Limi's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.07x | Rs60.06 Million | Rs874.88 Million | ▲ +183.8% |
| 2025 | 0.02x | Rs49.68 Million | Rs2.05 Billion | ▼ -62.4% |
| 2024 | 0.06x | Rs56.81 Million | Rs883.37 Million | ▲ +12.4% |
| 2023 | 0.06x | Rs57.45 Million | Rs1.00 Billion | ▼ -54.0% |
| 2022 | 0.12x | Rs79.01 Million | Rs635.14 Million | ▲ +10623.5% |
| 2021 | 0.00x | Rs1.43 Million | Rs1.23 Billion | ▲ +100.1% |
| 2020 | -2.23x | Rs-13.08 Million | Rs5.87 Million | ▲ +34.5% |
| 2019 | -3.40x | Rs-16.11 Million | Rs4.73 Million | ▼ -111.8% |
| 2018 | 28.82x | Rs127.07 Million | Rs4.41 Million | ▲ +154.6% |
| 2017 | -52.75x | Rs-321.46 Million | Rs6.09 Million | ▼ -421.6% |
| 2016 | -10.11x | Rs-30.40 Million | Rs3.01 Million | ▼ -207.7% |
| 2015 | -3.29x | Rs-9.55 Million | Rs2.91 Million | ▼ -205.0% |
| 2014 | 3.13x | Rs10.76 Million | Rs3.44 Million | ▼ -63.8% |
| 2013 | 8.65x | Rs17.82 Million | Rs2.06 Million | ▲ +157.8% |
| 2012 | -14.96x | Rs-24.99 Million | Rs1.67 Million | ▼ -16.5% |
| 2011 | -12.84x | Rs-18.07 Million | Rs1.41 Million | ▼ -1790.5% |
| 2010 | 0.76x | Rs7.70 Million | Rs10.13 Million | ▲ +426.1% |
| 2007 | -0.23x | Rs-1.50 Million | Rs6.44 Million | ▼ -654.5% |
| 2006 | 0.04x | Rs506.63K | Rs12.06 Million | ▼ -87.2% |
| 2005 | 0.33x | Rs23.05 Million | Rs70.34 Million | ▲ +103.7% |
| 2004 | -8.95x | Rs-13.81 Million | Rs1.54 Million | — |