N. B. I. Industrial Finance Company Limited (NBIFIN) — Defensive Interval Ratio
N. B. I. Industrial Finance Company Limited (NBIFIN) has a Defensive Interval Ratio of 135 days as of September 2025. Defensive assets of Rs7.99 Million (cash Rs4.45 Million, short-term investments Rs3.55 Million, receivables Rs-) cover 135 days of daily cash needs of Rs59.13K/day. Check NBIFIN intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
N. B. I. Industrial Finance Company Limited Defensive Interval Ratio (2004–2025)
This chart shows how N. B. I. Industrial Finance Company Limited's Defensive Interval Ratio has evolved across 19 annual periods from 2004 to 2025. As of September 2025, the ratio stands at 135 days, meaning defensive assets of Rs7.99 Million can fund 135 days of operations without new revenue. Also explore NBIFIN shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for N. B. I. Industrial Finance Company Limited (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for N. B. I. Industrial Finance Company Limited from 2004 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see N. B. I. Industrial Finance Company Limi market capitalisation.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 890 days | Rs4.25 Million | Rs4.78K/day | Rs2.48 Million | Rs1.78 Million | ▼ -52209 days |
| 2024 | 53099 days | Rs332.56 Million | Rs6.26K/day | Rs11.00K | Rs331.72 Million | ▲ +50893 days |
| 2023 | 2206 days | Rs10.06 Million | Rs4.56K/day | Rs304.00K | Rs8.94 Million | ▼ -1577 days |
| 2022 | 3783 days | Rs66.78 Million | Rs17.65K/day | Rs61.02 Million | Rs4.25 Million | ▼ -22731 days |
| 2021 | 26514 days | Rs465.70 Million | Rs17.56K/day | Rs365.78 Million | Rs96.16 Million | ▼ -7159638 days |
| 2020 | 7186152 days | Rs16.05 Billion | Rs2.23K/day | Rs0.00 | Rs16.04 Billion | ▼ -13197021 days |
| 2019 | 20383173 days | Rs17.06 Billion | Rs836.90/day | Rs29.80 Million | Rs17.03 Billion | ▲ +2739705 days |
| 2018 | 17643468 days | Rs14.96 Billion | Rs847.85/day | Rs16.11 Million | Rs14.94 Billion | ▲ +17584284 days |
| 2017 | 59184 days | Rs465.75 Million | Rs7.87K/day | Rs1.40 Million | Rs327.94 Million | ▲ +33083 days |
| 2016 | 26102 days | Rs25.75 Million | Rs986.53/day | Rs- | Rs24.54 Million | ▲ +13583 days |
| 2015 | 12519 days | Rs22.81 Million | Rs1.82K/day | Rs- | Rs21.70 Million | ▲ +6513 days |
| 2014 | 6006 days | Rs25.11 Million | Rs4.18K/day | Rs- | Rs24.38 Million | ▼ -29866 days |
| 2013 | 35872 days | Rs41.53 Million | Rs1.16K/day | Rs- | Rs38.99 Million | ▼ -12384 days |
| 2012 | 48256 days | Rs33.34 Million | Rs690.99/day | Rs- | Rs33.34 Million | ▼ -20106 days |
| 2011 | 68362 days | Rs33.34 Million | Rs487.77/day | Rs- | Rs33.34 Million | ▲ +64175 days |
| 2007 | 4187 days | Rs35.99 Million | Rs8.60K/day | Rs- | Rs29.85 Million | ▲ +371 days |
| 2006 | 3815 days | Rs48.70 Million | Rs12.76K/day | Rs- | Rs45.39 Million | ▲ +3738 days |
| 2005 | 77 days | Rs1.74 Million | Rs22.63K/day | Rs- | Rs- | ▼ -4091 days |
| 2004 | 4168 days | Rs17.62 Million | Rs4.23K/day | Rs- | Rs- | — |