RBL Bank Limited (RBLBANK) — Cash Flow Quality Index

Latest as of September 2025: -12.56x

RBL Bank Limited (RBLBANK) has a Cash Flow Quality Index of -12.56x as of September 2025. Operating cash flow of Rs-51.07 Billion is below net income of Rs4.07 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore RBL Bank Limited strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-12.56x
Operating CF / Net Income

Operating Cash Flow

Rs-51.07 Billion
INR

Net Income

Rs4.07 Billion
INR

Data as of

Sep 2025
Most recent filing

RBL Bank Limited Cash Flow Quality Index (2010–2026)

Historical Cash Flow Quality Index for RBL Bank Limited across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check RBL Bank Limited tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for RBL Bank Limited (2010–2026)

Year-by-year earnings quality comparison for RBL Bank Limited. For live market cap and the full company financial profile, see RBL Bank Limited stock valuation.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 4.49x Rs39.44 Billion Rs8.79 Billion ▲ +490.4%
2025 -1.15x Rs-8.24 Billion Rs7.17 Billion ▼ -147.7%
2024 2.41x Rs30.34 Billion Rs12.60 Billion ▲ +126.7%
2023 -9.03x Rs-110.31 Billion Rs12.21 Billion ▼ -184.3%
2021 10.72x Rs76.31 Billion Rs7.12 Billion ▲ +254.9%
2020 -6.92x Rs-51.73 Billion Rs7.47 Billion ▼ -11581.0%
2019 0.06x Rs782.39 Million Rs12.98 Billion ▲ +102.3%
2018 -2.62x Rs-25.56 Billion Rs9.74 Billion ▼ -152.1%
2017 5.04x Rs34.34 Billion Rs6.81 Billion ▲ +149.2%
2016 -10.24x Rs-43.84 Billion Rs4.28 Billion ▼ -35.9%
2015 -7.54x Rs-22.61 Billion Rs3.00 Billion ▼ -8.3%
2014 -6.96x Rs-9.22 Billion Rs1.33 Billion ▲ +46.2%
2013 -12.93x Rs-17.72 Billion Rs1.37 Billion ▼ -457.3%
2012 3.62x Rs3.48 Billion Rs961.64 Million ▲ +103.3%
2011 -110.70x Rs-7.02 Billion Rs63.45 Million ▼ -2213.7%
2010 -4.78x Rs-895.79 Million Rs187.22 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.