RBL Bank Limited (RBLBANK) — Cash Flow Quality Index
RBL Bank Limited (RBLBANK) has a Cash Flow Quality Index of -12.56x as of September 2025. Operating cash flow of Rs-51.07 Billion is below net income of Rs4.07 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore RBL Bank Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
RBL Bank Limited Cash Flow Quality Index (2010–2026)
Historical Cash Flow Quality Index for RBL Bank Limited across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RBL Bank Limited cash conversion from operations.
Annual Cash Flow Quality Index for RBL Bank Limited (2010–2026)
Year-by-year earnings quality comparison for RBL Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 4.49x | Rs39.44 Billion | Rs8.79 Billion | ▲ +490.4% |
| 2025 | -1.15x | Rs-8.24 Billion | Rs7.17 Billion | ▼ -147.7% |
| 2024 | 2.41x | Rs30.34 Billion | Rs12.60 Billion | ▲ +126.7% |
| 2023 | -9.03x | Rs-110.31 Billion | Rs12.21 Billion | ▼ -184.3% |
| 2021 | 10.72x | Rs76.31 Billion | Rs7.12 Billion | ▲ +254.9% |
| 2020 | -6.92x | Rs-51.73 Billion | Rs7.47 Billion | ▼ -11581.0% |
| 2019 | 0.06x | Rs782.39 Million | Rs12.98 Billion | ▲ +102.3% |
| 2018 | -2.62x | Rs-25.56 Billion | Rs9.74 Billion | ▼ -152.1% |
| 2017 | 5.04x | Rs34.34 Billion | Rs6.81 Billion | ▲ +149.2% |
| 2016 | -10.24x | Rs-43.84 Billion | Rs4.28 Billion | ▼ -35.9% |
| 2015 | -7.54x | Rs-22.61 Billion | Rs3.00 Billion | ▼ -8.3% |
| 2014 | -6.96x | Rs-9.22 Billion | Rs1.33 Billion | ▲ +46.2% |
| 2013 | -12.93x | Rs-17.72 Billion | Rs1.37 Billion | ▼ -457.3% |
| 2012 | 3.62x | Rs3.48 Billion | Rs961.64 Million | ▲ +103.3% |
| 2011 | -110.70x | Rs-7.02 Billion | Rs63.45 Million | ▼ -2213.7% |
| 2010 | -4.78x | Rs-895.79 Million | Rs187.22 Million | — |