RBL Bank Limited (RBLBANK) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.04x

RBL Bank Limited (RBLBANK) has a Cash Flow-to-Debt Ratio of -0.04x as of September 2025, meaning its operating cash flow of Rs-51.07 Billion could theoretically repay 0% of its total liabilities (Rs1.38 Trillion) in one year. See RBL Bank Limited (RBLBANK) financial flexibility to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

-0.04x
Operating CF / Total Liabilities

Operating Cash Flow

Rs-51.07 Billion
INR

Total Liabilities

Rs1.38 Trillion
INR

Data as of

Sep 2025
Most recent filing

RBL Bank Limited Cash Flow-to-Debt Ratio (2010–2026)

Historical debt coverage capacity for RBL Bank Limited across 17 annual periods. For the full cash flow conversion analysis, see RBLBANK operating cash flow.

Annual Cash Flow-to-Debt Ratio for RBL Bank Limited (2010–2026)

Year-by-year debt coverage analysis for RBL Bank Limited. Check how high is RBL Bank Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.02x Rs39.44 Billion Rs1.64 Trillion ▲ +482.5%
2025 -0.01x Rs-8.24 Billion Rs1.31 Trillion ▼ -125.6%
2024 0.02x Rs30.34 Billion Rs1.24 Trillion ▲ +103.0%
2023 -0.83x Rs-110.31 Billion Rs133.32 Billion ▼ -1301.4%
2022 0.07x Rs64.49 Billion Rs936.32 Billion ▼ -20.6%
2021 0.09x Rs76.31 Billion Rs879.53 Billion ▲ +231.5%
2020 -0.07x Rs-51.73 Billion Rs784.19 Billion ▼ -6242.9%
2019 0.00x Rs782.39 Million Rs728.63 Billion ▲ +102.3%
2018 -0.05x Rs-25.56 Billion Rs551.78 Billion ▼ -159.8%
2017 0.08x Rs34.34 Billion Rs443.39 Billion ▲ +163.9%
2016 -0.12x Rs-43.84 Billion Rs361.72 Billion ▼ -33.4%
2015 -0.09x Rs-22.61 Billion Rs248.74 Billion ▼ -60.8%
2014 -0.06x Rs-9.22 Billion Rs163.13 Billion ▲ +63.8%
2013 -0.16x Rs-17.72 Billion Rs113.57 Billion ▼ -371.7%
2012 0.06x Rs3.48 Billion Rs60.62 Billion ▲ +117.5%
2011 -0.33x Rs-7.02 Billion Rs21.45 Billion ▼ -533.5%
2010 -0.05x Rs-895.79 Million Rs17.33 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.