RBL Bank Limited (RBLBANK) — Financial Flexibility Index
RBL Bank Limited (RBLBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-50.20 Billion (operating CF Rs-51.07 Billion minus capex Rs874.30 Million) represents 0% of total liabilities (Rs1.38 Trillion). Check how aggressively does RBL Bank Limited reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
RBL Bank Limited Financial Flexibility Index (2010–2026)
Historical Financial Flexibility Index trend for RBL Bank Limited across 17 annual periods. For the full cash flow conversion analysis, see cash flow conversion of RBL Bank Limited.
Annual Financial Flexibility Index for RBL Bank Limited (2010–2026)
Year-by-year free cash flow to debt coverage for RBL Bank Limited. Explore debt repayment capacity of RBL Bank Limited to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.03x | Rs41.78 Billion | Rs39.44 Billion | Rs1.64 Trillion | ▲ +723.3% |
| 2025 | 0.00x | Rs-5.36 Billion | Rs-8.24 Billion | Rs1.31 Trillion | ▼ -115.6% |
| 2024 | 0.03x | Rs32.37 Billion | Rs30.34 Billion | Rs1.24 Trillion | ▲ +103.2% |
| 2023 | -0.81x | Rs-107.87 Billion | Rs-110.31 Billion | Rs133.32 Billion | ▼ -1227.4% |
| 2022 | 0.07x | Rs67.20 Billion | Rs64.49 Billion | Rs936.32 Billion | ▼ -19.2% |
| 2021 | 0.09x | Rs78.10 Billion | Rs76.31 Billion | Rs879.53 Billion | ▲ +240.8% |
| 2020 | -0.06x | Rs-49.46 Billion | Rs-51.73 Billion | Rs784.19 Billion | ▼ -1729.2% |
| 2019 | 0.00x | Rs2.82 Billion | Rs782.39 Million | Rs728.63 Billion | ▲ +109.0% |
| 2018 | -0.04x | Rs-23.86 Billion | Rs-25.56 Billion | Rs551.78 Billion | ▼ -153.6% |
| 2017 | 0.08x | Rs35.78 Billion | Rs34.34 Billion | Rs443.39 Billion | ▲ +167.5% |
| 2016 | -0.12x | Rs-43.21 Billion | Rs-43.84 Billion | Rs361.72 Billion | ▼ -36.3% |
| 2015 | -0.09x | Rs-21.80 Billion | Rs-22.61 Billion | Rs248.74 Billion | ▼ -66.2% |
| 2014 | -0.05x | Rs-8.60 Billion | Rs-9.22 Billion | Rs163.13 Billion | ▲ +65.2% |
| 2013 | -0.15x | Rs-17.20 Billion | Rs-17.72 Billion | Rs113.57 Billion | ▼ -346.6% |
| 2012 | 0.06x | Rs3.72 Billion | Rs3.48 Billion | Rs60.62 Billion | ▲ +119.4% |
| 2011 | -0.32x | Rs-6.78 Billion | Rs-7.02 Billion | Rs21.45 Billion | ▼ -567.6% |
| 2010 | -0.05x | Rs-820.33 Million | Rs-895.79 Million | Rs17.33 Billion | — |