RBL Bank Limited (RBLBANK) — Financial Flexibility Index
RBL Bank Limited (RBLBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-50.20 Billion (operating CF Rs-51.07 Billion minus capex Rs874.30 Million) represents 0% of total liabilities (Rs1.38 Trillion). Check strategic asset allocation of RBL Bank Limited to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
RBL Bank Limited Financial Flexibility Index (2010–2026)
Historical Financial Flexibility Index trend for RBL Bank Limited across 17 annual periods. See RBL Bank Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for RBL Bank Limited (2010–2026)
Year-by-year free cash flow to debt coverage for RBL Bank Limited. For the full company profile including market capitalisation, see RBL Bank Limited (RBLBANK) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.03x | Rs41.78 Billion | Rs39.44 Billion | Rs1.64 Trillion | ▲ +723.3% |
| 2025 | 0.00x | Rs-5.36 Billion | Rs-8.24 Billion | Rs1.31 Trillion | ▼ -115.6% |
| 2024 | 0.03x | Rs32.37 Billion | Rs30.34 Billion | Rs1.24 Trillion | ▲ +103.2% |
| 2023 | -0.81x | Rs-107.87 Billion | Rs-110.31 Billion | Rs133.32 Billion | ▼ -1227.4% |
| 2022 | 0.07x | Rs67.20 Billion | Rs64.49 Billion | Rs936.32 Billion | ▼ -19.2% |
| 2021 | 0.09x | Rs78.10 Billion | Rs76.31 Billion | Rs879.53 Billion | ▲ +240.8% |
| 2020 | -0.06x | Rs-49.46 Billion | Rs-51.73 Billion | Rs784.19 Billion | ▼ -1729.2% |
| 2019 | 0.00x | Rs2.82 Billion | Rs782.39 Million | Rs728.63 Billion | ▲ +109.0% |
| 2018 | -0.04x | Rs-23.86 Billion | Rs-25.56 Billion | Rs551.78 Billion | ▼ -153.6% |
| 2017 | 0.08x | Rs35.78 Billion | Rs34.34 Billion | Rs443.39 Billion | ▲ +167.5% |
| 2016 | -0.12x | Rs-43.21 Billion | Rs-43.84 Billion | Rs361.72 Billion | ▼ -36.3% |
| 2015 | -0.09x | Rs-21.80 Billion | Rs-22.61 Billion | Rs248.74 Billion | ▼ -66.2% |
| 2014 | -0.05x | Rs-8.60 Billion | Rs-9.22 Billion | Rs163.13 Billion | ▲ +65.2% |
| 2013 | -0.15x | Rs-17.20 Billion | Rs-17.72 Billion | Rs113.57 Billion | ▼ -346.6% |
| 2012 | 0.06x | Rs3.72 Billion | Rs3.48 Billion | Rs60.62 Billion | ▲ +119.4% |
| 2011 | -0.32x | Rs-6.78 Billion | Rs-7.02 Billion | Rs21.45 Billion | ▼ -567.6% |
| 2010 | -0.05x | Rs-820.33 Million | Rs-895.79 Million | Rs17.33 Billion | — |