RBL Bank Limited Financial Flexibility Index

Latest as of September 2025: -0.04x

RBL Bank Limited financial flexibility index. RBL Bank Limited (RBLBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-50.20 Billion (operating CF Rs-51.07 Billion minus capex Rs874.30 Million) represents 0% of total liabilities (Rs1.38 Trillion). See RBLBANK FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-50.20 Billion
Operating CF − Capex

Total Liabilities

Rs1.38 Trillion
INR

Capital Expenditures

Rs874.30 Million
INR

Financial Flexibility Index of RBL Bank Limited (2010–2026)

Financial flexibility index of RBL Bank Limited from 2010 to 2026. Historical Financial Flexibility Index trend for RBL Bank Limited across 17 annual periods. Check RBL Bank Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

RBL Bank Limited Financial Flexibility Index by Year (2010–2026)

RBL Bank Limited financial flexibility index by year from 2010 to 2026. Year-by-year free cash flow to debt coverage for RBL Bank Limited. For the full cash flow conversion analysis, see cash efficiency ratio of RBL Bank Limited.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.03x Rs41.78 Billion Rs39.44 Billion Rs1.64 Trillion ▲ +723.3%
2025 0.00x Rs-5.36 Billion Rs-8.24 Billion Rs1.31 Trillion ▼ -115.6%
2024 0.03x Rs32.37 Billion Rs30.34 Billion Rs1.24 Trillion ▲ +103.2%
2023 -0.81x Rs-107.87 Billion Rs-110.31 Billion Rs133.32 Billion ▼ -1227.4%
2022 0.07x Rs67.20 Billion Rs64.49 Billion Rs936.32 Billion ▼ -19.2%
2021 0.09x Rs78.10 Billion Rs76.31 Billion Rs879.53 Billion ▲ +240.8%
2020 -0.06x Rs-49.46 Billion Rs-51.73 Billion Rs784.19 Billion ▼ -1729.2%
2019 0.00x Rs2.82 Billion Rs782.39 Million Rs728.63 Billion ▲ +109.0%
2018 -0.04x Rs-23.86 Billion Rs-25.56 Billion Rs551.78 Billion ▼ -153.6%
2017 0.08x Rs35.78 Billion Rs34.34 Billion Rs443.39 Billion ▲ +167.5%
2016 -0.12x Rs-43.21 Billion Rs-43.84 Billion Rs361.72 Billion ▼ -36.3%
2015 -0.09x Rs-21.80 Billion Rs-22.61 Billion Rs248.74 Billion ▼ -66.2%
2014 -0.05x Rs-8.60 Billion Rs-9.22 Billion Rs163.13 Billion ▲ +65.2%
2013 -0.15x Rs-17.20 Billion Rs-17.72 Billion Rs113.57 Billion ▼ -346.6%
2012 0.06x Rs3.72 Billion Rs3.48 Billion Rs60.62 Billion ▲ +119.4%
2011 -0.32x Rs-6.78 Billion Rs-7.02 Billion Rs21.45 Billion ▼ -567.6%
2010 -0.05x Rs-820.33 Million Rs-895.79 Million Rs17.33 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities