SBFC Finance Limited (SBFC) — Cash Flow Quality Index
SBFC Finance Limited (SBFC) has a Cash Flow Quality Index of -2.97x as of September 2025. Operating cash flow of Rs-8.36 Billion is below net income of Rs2.82 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SBFC Finance Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SBFC Finance Limited Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for SBFC Finance Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SBFC Finance Limited cash flow conversion.
Annual Cash Flow Quality Index for SBFC Finance Limited (2017–2025)
Year-by-year earnings quality comparison for SBFC Finance Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.10x | Rs-14.15 Billion | Rs3.45 Billion | ▼ -12.1% |
| 2024 | -3.65x | Rs-11.55 Billion | Rs3.16 Billion | ▲ +56.0% |
| 2023 | -8.31x | Rs-12.45 Billion | Rs1.50 Billion | ▲ +34.7% |
| 2022 | -12.73x | Rs-8.22 Billion | Rs645.21 Million | ▼ -293.4% |
| 2021 | -3.24x | Rs-2.75 Billion | Rs850.10 Million | ▲ +70.0% |
| 2020 | -10.80x | Rs-3.83 Billion | Rs354.95 Million | ▲ +28.4% |
| 2019 | -15.08x | Rs-3.68 Billion | Rs244.35 Million | ▼ -142.1% |
| 2018 | 35.86x | Rs1.12 Billion | Rs31.34 Million | ▼ -47.5% |
| 2017 | 68.30x | Rs26.85 Million | Rs393.14K | — |