SBFC Finance Limited Cash Flow Quality Index
SBFC Finance Limited cash flow quality index. SBFC Finance Limited (SBFC) has a Cash Flow Quality Index of -2.97x as of September 2025. Operating cash flow of Rs-8.36 Billion is below net income of Rs2.82 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SBFC Finance Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of SBFC Finance Limited (2017–2025)
Cash flow quality index of SBFC Finance Limited from 2017 to 2025. Historical Cash Flow Quality Index for SBFC Finance Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. See SBFC net asset quality index to measure how much of total assets are equity-financed.
SBFC Finance Limited Cash Flow Quality Index by Year (2017–2025)
SBFC Finance Limited cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for SBFC Finance Limited. For the full cash flow conversion analysis, see SBFC Finance Limited (SBFC) cash flow conversion.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.10x | Rs-14.15 Billion | Rs3.45 Billion | ▼ -12.1% |
| 2024 | -3.65x | Rs-11.55 Billion | Rs3.16 Billion | ▲ +56.0% |
| 2023 | -8.31x | Rs-12.45 Billion | Rs1.50 Billion | ▲ +34.7% |
| 2022 | -12.73x | Rs-8.22 Billion | Rs645.21 Million | ▼ -293.4% |
| 2021 | -3.24x | Rs-2.75 Billion | Rs850.10 Million | ▲ +70.0% |
| 2020 | -10.80x | Rs-3.83 Billion | Rs354.95 Million | ▲ +28.4% |
| 2019 | -15.08x | Rs-3.68 Billion | Rs244.35 Million | ▼ -142.1% |
| 2018 | 35.86x | Rs1.12 Billion | Rs31.34 Million | ▼ -47.5% |
| 2017 | 68.30x | Rs26.85 Million | Rs393.14K | — |