SBFC Finance Limited Defensive Interval Ratio
SBFC Finance Limited defensive interval ratio. SBFC Finance Limited (SBFC) has a Defensive Interval Ratio of 7915 days as of September 2025. Defensive assets of Rs3.60 Billion (cash Rs3.29 Billion, short-term investments Rs-, receivables Rs308.82 Million) cover 7915 days of daily cash needs of Rs454.27K/day. See SBFC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of SBFC Finance Limited (2020–2025)
Defensive interval ratio of SBFC Finance Limited from 2020 to 2025. This chart shows how SBFC Finance Limited's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of September 2025, the ratio stands at 7915 days, meaning defensive assets of Rs3.60 Billion can fund 7915 days of operations without new revenue. Read SBFC total debt and obligations for a breakdown of total debt and financial obligations.
SBFC Finance Limited Defensive Interval Ratio by Year (2020–2025)
SBFC Finance Limited defensive interval ratio by year from 2020 to 2025. The table below presents the year-by-year Defensive Interval Ratio for SBFC Finance Limited from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see SBFC Finance Limited total assets.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 126 days | Rs6.40 Billion | Rs50.63 Million/day | Rs1.85 Billion | Rs4.39 Billion | ▼ -7 days |
| 2024 | 134 days | Rs6.21 Billion | Rs46.46 Million/day | Rs1.30 Billion | Rs4.74 Billion | ▲ +67 days |
| 2023 | 67 days | Rs2.55 Billion | Rs38.07 Million/day | Rs600.00 Million | Rs1.79 Billion | ▼ -1355 days |
| 2022 | 1422 days | Rs37.64 Billion | Rs26.47 Million/day | Rs- | Rs7.70 Billion | ▲ +234 days |
| 2021 | 1188 days | Rs29.77 Billion | Rs25.06 Million/day | Rs- | Rs8.89 Billion | ▼ -86984 days |
| 2020 | 88172 days | Rs3.16 Billion | Rs35.81K/day | Rs- | Rs3.12 Billion | — |