SBFC Finance Limited (SBFC) — Defensive Interval Ratio
SBFC Finance Limited (SBFC) has a Defensive Interval Ratio of 7915 days as of September 2025. Defensive assets of Rs3.60 Billion (cash Rs3.29 Billion, short-term investments Rs-, receivables Rs308.82 Million) cover 7915 days of daily cash needs of Rs454.27K/day. Check SBFC Finance Limited tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SBFC Finance Limited Defensive Interval Ratio (2020–2025)
This chart shows how SBFC Finance Limited's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of September 2025, the ratio stands at 7915 days, meaning defensive assets of Rs3.60 Billion can fund 7915 days of operations without new revenue. Also explore SBFC net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for SBFC Finance Limited (2020–2025)
The table below presents the year-by-year Defensive Interval Ratio for SBFC Finance Limited from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of SBFC Finance Limited.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 126 days | Rs6.40 Billion | Rs50.63 Million/day | Rs1.85 Billion | Rs4.39 Billion | ▼ -7 days |
| 2024 | 134 days | Rs6.21 Billion | Rs46.46 Million/day | Rs1.30 Billion | Rs4.74 Billion | ▲ +67 days |
| 2023 | 67 days | Rs2.55 Billion | Rs38.07 Million/day | Rs600.00 Million | Rs1.79 Billion | ▼ -1355 days |
| 2022 | 1422 days | Rs37.64 Billion | Rs26.47 Million/day | Rs- | Rs7.70 Billion | ▲ +234 days |
| 2021 | 1188 days | Rs29.77 Billion | Rs25.06 Million/day | Rs- | Rs8.89 Billion | ▼ -86984 days |
| 2020 | 88172 days | Rs3.16 Billion | Rs35.81K/day | Rs- | Rs3.12 Billion | — |