SBFC Finance Limited Financial Flexibility Index

Latest as of September 2025: -0.13x

SBFC Finance Limited financial flexibility index. SBFC Finance Limited (SBFC) has a Financial Flexibility Index of -0.13x as of September 2025. Free cash flow of Rs-8.30 Billion (operating CF Rs-8.36 Billion minus capex Rs60.72 Million) represents 0% of total liabilities (Rs63.88 Billion). Explore SBFC capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Financial Flexibility Index

-0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-8.30 Billion
Operating CF − Capex

Total Liabilities

Rs63.88 Billion
INR

Capital Expenditures

Rs60.72 Million
INR

Financial Flexibility Index of SBFC Finance Limited (2017–2025)

Financial flexibility index of SBFC Finance Limited from 2017 to 2025. Historical Financial Flexibility Index trend for SBFC Finance Limited across 9 annual periods. Check SBFC Finance Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

SBFC Finance Limited Financial Flexibility Index by Year (2017–2025)

SBFC Finance Limited financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for SBFC Finance Limited. For the full cash flow conversion analysis, see SBFC operating cash flow.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2025 -0.26x Rs-14.06 Billion Rs-14.15 Billion Rs54.06 Billion ▲ +2.5%
2024 -0.27x Rs-11.43 Billion Rs-11.55 Billion Rs42.85 Billion ▲ +13.2%
2023 -0.31x Rs-12.36 Billion Rs-12.45 Billion Rs40.19 Billion ▼ -22.3%
2022 -0.25x Rs-8.12 Billion Rs-8.22 Billion Rs32.28 Billion ▼ -191.8%
2021 -0.09x Rs-2.61 Billion Rs-2.75 Billion Rs30.26 Billion ▲ +100.0%
2020 -289.73x Rs-3.79 Billion Rs-3.83 Billion Rs13.07 Million ▼ -73121.0%
2019 -0.40x Rs-3.61 Billion Rs-3.68 Billion Rs9.12 Billion ▼ -218.2%
2018 0.33x Rs1.79 Billion Rs1.12 Billion Rs5.34 Billion ▼ -11.1%
2017 0.38x Rs26.85 Million Rs26.85 Million Rs71.31 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities