SBFC Finance Limited (SBFC) — Financial Flexibility Index
SBFC Finance Limited (SBFC) has a Financial Flexibility Index of -0.13x as of September 2025. Free cash flow of Rs-8.30 Billion (operating CF Rs-8.36 Billion minus capex Rs60.72 Million) represents 0% of total liabilities (Rs63.88 Billion). Check SBFC Finance Limited (SBFC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SBFC Finance Limited Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for SBFC Finance Limited across 9 annual periods. For the full cash flow conversion analysis, see SBFC Finance Limited (SBFC) cash flow conversion.
Annual Financial Flexibility Index for SBFC Finance Limited (2017–2025)
Year-by-year free cash flow to debt coverage for SBFC Finance Limited. Explore SBFC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.26x | Rs-14.06 Billion | Rs-14.15 Billion | Rs54.06 Billion | ▲ +2.5% |
| 2024 | -0.27x | Rs-11.43 Billion | Rs-11.55 Billion | Rs42.85 Billion | ▲ +13.2% |
| 2023 | -0.31x | Rs-12.36 Billion | Rs-12.45 Billion | Rs40.19 Billion | ▼ -22.3% |
| 2022 | -0.25x | Rs-8.12 Billion | Rs-8.22 Billion | Rs32.28 Billion | ▼ -191.8% |
| 2021 | -0.09x | Rs-2.61 Billion | Rs-2.75 Billion | Rs30.26 Billion | ▲ +100.0% |
| 2020 | -289.73x | Rs-3.79 Billion | Rs-3.83 Billion | Rs13.07 Million | ▼ -73121.0% |
| 2019 | -0.40x | Rs-3.61 Billion | Rs-3.68 Billion | Rs9.12 Billion | ▼ -218.2% |
| 2018 | 0.33x | Rs1.79 Billion | Rs1.12 Billion | Rs5.34 Billion | ▼ -11.1% |
| 2017 | 0.38x | Rs26.85 Million | Rs26.85 Million | Rs71.31 Million | — |