The South Indian Bank Limited (SOUTHBANK) — Cash Flow Quality Index
The South Indian Bank Limited (SOUTHBANK) has a Cash Flow Quality Index of -8.02x as of September 2025. Operating cash flow of Rs-54.00 Billion is below net income of Rs6.74 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore The South Indian Bank Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The South Indian Bank Limited Cash Flow Quality Index (2005–2026)
Historical Cash Flow Quality Index for The South Indian Bank Limited across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does The South Indian Bank Limited generate cash.
Annual Cash Flow Quality Index for The South Indian Bank Limited (2005–2026)
Year-by-year earnings quality comparison for The South Indian Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.59x | Rs23.13 Billion | Rs14.56 Billion | ▲ +126.0% |
| 2025 | -6.11x | Rs-79.56 Billion | Rs13.03 Billion | ▼ -192.3% |
| 2024 | -2.09x | Rs-31.94 Billion | Rs15.29 Billion | ▲ +68.1% |
| 2023 | -6.55x | Rs-72.61 Billion | Rs11.09 Billion | ▼ -106.7% |
| 2022 | 97.12x | Rs43.52 Billion | Rs448.08 Million | ▲ +3.5% |
| 2021 | 93.82x | Rs58.08 Billion | Rs619.11 Million | ▲ +1395.8% |
| 2020 | 6.27x | Rs6.56 Billion | Rs1.05 Billion | ▼ -7.5% |
| 2019 | 6.78x | Rs16.78 Billion | Rs2.48 Billion | ▲ +186.3% |
| 2018 | 2.37x | Rs7.93 Billion | Rs3.35 Billion | ▼ -52.5% |
| 2017 | 4.98x | Rs19.57 Billion | Rs3.93 Billion | ▲ +126.2% |
| 2016 | 2.20x | Rs7.34 Billion | Rs3.33 Billion | ▼ -1.5% |
| 2015 | 2.24x | Rs6.87 Billion | Rs3.07 Billion | ▲ +22.6% |
| 2014 | 1.82x | Rs9.26 Billion | Rs5.07 Billion | ▼ -66.0% |
| 2013 | 5.37x | Rs26.99 Billion | Rs5.02 Billion | ▲ +16.6% |
| 2012 | 4.61x | Rs18.51 Billion | Rs4.02 Billion | ▲ +186.7% |
| 2011 | 1.61x | Rs7.16 Billion | Rs4.46 Billion | ▲ +571.7% |
| 2010 | -0.34x | Rs-1.25 Billion | Rs3.67 Billion | ▼ -124.8% |
| 2009 | 1.38x | Rs4.15 Billion | Rs3.01 Billion | ▲ +166.8% |
| 2008 | -2.06x | Rs-4.78 Billion | Rs2.32 Billion | ▼ -148.0% |
| 2007 | 4.29x | Rs6.28 Billion | Rs1.46 Billion | ▼ -42.8% |
| 2006 | 7.50x | Rs5.17 Billion | Rs689.57 Million | ▼ -65.8% |
| 2005 | 21.95x | Rs1.91 Billion | Rs87.01 Million | — |