The South Indian Bank Limited Defensive Interval Ratio
The South Indian Bank Limited defensive interval ratio. The South Indian Bank Limited (SOUTHBANK) has a Defensive Interval Ratio of 36 days as of March 2025. Defensive assets of Rs106.81 Billion (cash Rs-, short-term investments Rs-, receivables Rs106.81 Billion) cover 36 days of daily cash needs of Rs2.97 Billion/day. See The South Indian Bank Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of The South Indian Bank Limited (2013–2025)
Defensive interval ratio of The South Indian Bank Limited from 2013 to 2025. This chart shows how The South Indian Bank Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2025, the ratio stands at 36 days, meaning defensive assets of Rs106.81 Billion can fund 36 days of operations without new revenue. Check how resilient are The South Indian Bank Limited's assets to evaluate the company's liquid asset resilience ratio.
The South Indian Bank Limited Defensive Interval Ratio by Year (2013–2025)
The South Indian Bank Limited defensive interval ratio by year from 2013 to 2025. The table below presents the year-by-year Defensive Interval Ratio for The South Indian Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see The South Indian Bank Limited asset portfolio.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 36 days | Rs106.81 Billion | Rs2.95 Billion/day | Rs- | Rs- | ▲ +19 days |
| 2024 | 17 days | Rs47.10 Billion | Rs2.80 Billion/day | Rs- | Rs-67.29 Billion | ▼ -16549 days |
| 2023 | 16565 days | Rs92.65 Billion | Rs5.59 Million/day | Rs- | Rs- | ▲ +4164 days |
| 2022 | 12401 days | Rs61.20 Billion | Rs4.93 Million/day | Rs- | Rs- | ▲ +4897 days |
| 2021 | 7504 days | Rs38.32 Billion | Rs5.11 Million/day | Rs- | Rs- | ▼ -2386 days |
| 2020 | 9890 days | Rs54.93 Billion | Rs5.55 Million/day | Rs- | Rs- | ▲ +1827 days |
| 2019 | 8063 days | Rs63.37 Billion | Rs7.86 Million/day | Rs- | Rs2.50 Billion | ▼ -3800 days |
| 2018 | 11863 days | Rs54.87 Billion | Rs4.62 Million/day | Rs- | Rs7.50 Billion | ▲ +2503 days |
| 2017 | 9361 days | Rs41.47 Billion | Rs4.43 Million/day | Rs- | Rs5.00 Billion | ▲ +3339 days |
| 2016 | 6021 days | Rs25.09 Billion | Rs4.17 Million/day | Rs- | Rs1.75 Billion | ▲ +1350 days |
| 2015 | 4672 days | Rs24.74 Billion | Rs5.30 Million/day | Rs- | Rs- | ▼ -2611 days |
| 2014 | 7283 days | Rs39.42 Billion | Rs5.41 Million/day | Rs- | Rs- | ▲ +1414 days |
| 2013 | 5869 days | Rs32.08 Billion | Rs5.47 Million/day | Rs- | Rs- | — |