The South Indian Bank Limited (SOUTHBANK) — Financial Flexibility Index
The South Indian Bank Limited (SOUTHBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-53.38 Billion (operating CF Rs-54.00 Billion minus capex Rs618.70 Million) represents 0% of total liabilities (Rs1.25 Trillion). Check The South Indian Bank Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The South Indian Bank Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for The South Indian Bank Limited across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of The South Indian Bank Limited.
Annual Financial Flexibility Index for The South Indian Bank Limited (2005–2026)
Year-by-year free cash flow to debt coverage for The South Indian Bank Limited. Explore The South Indian Bank Limited (SOUTHBANK) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.02x | Rs24.54 Billion | Rs23.13 Billion | Rs1.30 Trillion | ▲ +127.7% |
| 2025 | -0.07x | Rs-77.98 Billion | Rs-79.56 Billion | Rs1.15 Trillion | ▼ -145.4% |
| 2024 | -0.03x | Rs-30.12 Billion | Rs-31.94 Billion | Rs1.09 Trillion | ▲ +60.8% |
| 2023 | -0.07x | Rs-71.48 Billion | Rs-72.61 Billion | Rs1.01 Trillion | ▼ -249.7% |
| 2022 | 0.05x | Rs44.53 Billion | Rs43.52 Billion | Rs941.98 Billion | ▼ -29.1% |
| 2021 | 0.07x | Rs58.90 Billion | Rs58.08 Billion | Rs883.40 Billion | ▲ +725.3% |
| 2020 | 0.01x | Rs7.40 Billion | Rs6.56 Billion | Rs915.56 Billion | ▼ -60.4% |
| 2019 | 0.02x | Rs17.76 Billion | Rs16.78 Billion | Rs869.42 Billion | ▲ +79.4% |
| 2018 | 0.01x | Rs8.82 Billion | Rs7.93 Billion | Rs774.43 Billion | ▼ -62.0% |
| 2017 | 0.03x | Rs20.80 Billion | Rs19.57 Billion | Rs694.64 Billion | ▲ +119.1% |
| 2016 | 0.01x | Rs8.11 Billion | Rs7.34 Billion | Rs593.29 Billion | ▲ +0.1% |
| 2015 | 0.01x | Rs7.58 Billion | Rs6.87 Billion | Rs555.25 Billion | ▼ -29.2% |
| 2014 | 0.02x | Rs9.96 Billion | Rs9.26 Billion | Rs516.16 Billion | ▼ -67.3% |
| 2013 | 0.06x | Rs27.65 Billion | Rs26.99 Billion | Rs467.89 Billion | ▲ +15.9% |
| 2012 | 0.05x | Rs19.47 Billion | Rs18.51 Billion | Rs382.00 Billion | ▲ +91.1% |
| 2011 | 0.03x | Rs8.26 Billion | Rs7.16 Billion | Rs309.73 Billion | ▲ +806.7% |
| 2010 | 0.00x | Rs-907.41 Million | Rs-1.25 Billion | Rs240.49 Billion | ▼ -115.9% |
| 2009 | 0.02x | Rs4.54 Billion | Rs4.15 Billion | Rs190.80 Billion | ▲ +186.0% |
| 2008 | -0.03x | Rs-4.41 Billion | Rs-4.78 Billion | Rs159.29 Billion | ▼ -155.8% |
| 2007 | 0.05x | Rs6.41 Billion | Rs6.28 Billion | Rs129.29 Billion | ▼ -7.0% |
| 2006 | 0.05x | Rs5.43 Billion | Rs5.17 Billion | Rs101.87 Billion | ▲ +126.9% |
| 2005 | 0.02x | Rs2.12 Billion | Rs1.91 Billion | Rs90.22 Billion | — |