The South Indian Bank Limited (SOUTHBANK) — Financial Flexibility Index
The South Indian Bank Limited (SOUTHBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-53.38 Billion (operating CF Rs-54.00 Billion minus capex Rs618.70 Million) represents 0% of total liabilities (Rs1.25 Trillion). Check SOUTHBANK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The South Indian Bank Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for The South Indian Bank Limited across 22 annual periods. See SOUTHBANK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for The South Indian Bank Limited (2005–2026)
Year-by-year free cash flow to debt coverage for The South Indian Bank Limited. For the full company profile including market capitalisation, see The South Indian Bank Limited market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.02x | Rs24.54 Billion | Rs23.13 Billion | Rs1.30 Trillion | ▲ +127.7% |
| 2025 | -0.07x | Rs-77.98 Billion | Rs-79.56 Billion | Rs1.15 Trillion | ▼ -145.4% |
| 2024 | -0.03x | Rs-30.12 Billion | Rs-31.94 Billion | Rs1.09 Trillion | ▲ +60.8% |
| 2023 | -0.07x | Rs-71.48 Billion | Rs-72.61 Billion | Rs1.01 Trillion | ▼ -249.7% |
| 2022 | 0.05x | Rs44.53 Billion | Rs43.52 Billion | Rs941.98 Billion | ▼ -29.1% |
| 2021 | 0.07x | Rs58.90 Billion | Rs58.08 Billion | Rs883.40 Billion | ▲ +725.3% |
| 2020 | 0.01x | Rs7.40 Billion | Rs6.56 Billion | Rs915.56 Billion | ▼ -60.4% |
| 2019 | 0.02x | Rs17.76 Billion | Rs16.78 Billion | Rs869.42 Billion | ▲ +79.4% |
| 2018 | 0.01x | Rs8.82 Billion | Rs7.93 Billion | Rs774.43 Billion | ▼ -62.0% |
| 2017 | 0.03x | Rs20.80 Billion | Rs19.57 Billion | Rs694.64 Billion | ▲ +119.1% |
| 2016 | 0.01x | Rs8.11 Billion | Rs7.34 Billion | Rs593.29 Billion | ▲ +0.1% |
| 2015 | 0.01x | Rs7.58 Billion | Rs6.87 Billion | Rs555.25 Billion | ▼ -29.2% |
| 2014 | 0.02x | Rs9.96 Billion | Rs9.26 Billion | Rs516.16 Billion | ▼ -67.3% |
| 2013 | 0.06x | Rs27.65 Billion | Rs26.99 Billion | Rs467.89 Billion | ▲ +15.9% |
| 2012 | 0.05x | Rs19.47 Billion | Rs18.51 Billion | Rs382.00 Billion | ▲ +91.1% |
| 2011 | 0.03x | Rs8.26 Billion | Rs7.16 Billion | Rs309.73 Billion | ▲ +806.7% |
| 2010 | 0.00x | Rs-907.41 Million | Rs-1.25 Billion | Rs240.49 Billion | ▼ -115.9% |
| 2009 | 0.02x | Rs4.54 Billion | Rs4.15 Billion | Rs190.80 Billion | ▲ +186.0% |
| 2008 | -0.03x | Rs-4.41 Billion | Rs-4.78 Billion | Rs159.29 Billion | ▼ -155.8% |
| 2007 | 0.05x | Rs6.41 Billion | Rs6.28 Billion | Rs129.29 Billion | ▼ -7.0% |
| 2006 | 0.05x | Rs5.43 Billion | Rs5.17 Billion | Rs101.87 Billion | ▲ +126.9% |
| 2005 | 0.02x | Rs2.12 Billion | Rs1.91 Billion | Rs90.22 Billion | — |