The South Indian Bank Limited Financial Flexibility Index

Latest as of September 2025: -0.04x

The South Indian Bank Limited financial flexibility index. The South Indian Bank Limited (SOUTHBANK) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-53.38 Billion (operating CF Rs-54.00 Billion minus capex Rs618.70 Million) represents 0% of total liabilities (Rs1.25 Trillion). See SOUTHBANK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-53.38 Billion
Operating CF − Capex

Total Liabilities

Rs1.25 Trillion
INR

Capital Expenditures

Rs618.70 Million
INR

Financial Flexibility Index of The South Indian Bank Limited (2005–2026)

Financial flexibility index of The South Indian Bank Limited from 2005 to 2026. Historical Financial Flexibility Index trend for The South Indian Bank Limited across 22 annual periods. Check how high is The South Indian Bank Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.

The South Indian Bank Limited Financial Flexibility Index by Year (2005–2026)

The South Indian Bank Limited financial flexibility index by year from 2005 to 2026. Year-by-year free cash flow to debt coverage for The South Indian Bank Limited. For the full cash flow conversion analysis, see The South Indian Bank Limited (SOUTHBANK) cash flow conversion.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.02x Rs24.54 Billion Rs23.13 Billion Rs1.30 Trillion ▲ +127.7%
2025 -0.07x Rs-77.98 Billion Rs-79.56 Billion Rs1.15 Trillion ▼ -145.4%
2024 -0.03x Rs-30.12 Billion Rs-31.94 Billion Rs1.09 Trillion ▲ +60.8%
2023 -0.07x Rs-71.48 Billion Rs-72.61 Billion Rs1.01 Trillion ▼ -249.7%
2022 0.05x Rs44.53 Billion Rs43.52 Billion Rs941.98 Billion ▼ -29.1%
2021 0.07x Rs58.90 Billion Rs58.08 Billion Rs883.40 Billion ▲ +725.3%
2020 0.01x Rs7.40 Billion Rs6.56 Billion Rs915.56 Billion ▼ -60.4%
2019 0.02x Rs17.76 Billion Rs16.78 Billion Rs869.42 Billion ▲ +79.4%
2018 0.01x Rs8.82 Billion Rs7.93 Billion Rs774.43 Billion ▼ -62.0%
2017 0.03x Rs20.80 Billion Rs19.57 Billion Rs694.64 Billion ▲ +119.1%
2016 0.01x Rs8.11 Billion Rs7.34 Billion Rs593.29 Billion ▲ +0.1%
2015 0.01x Rs7.58 Billion Rs6.87 Billion Rs555.25 Billion ▼ -29.2%
2014 0.02x Rs9.96 Billion Rs9.26 Billion Rs516.16 Billion ▼ -67.3%
2013 0.06x Rs27.65 Billion Rs26.99 Billion Rs467.89 Billion ▲ +15.9%
2012 0.05x Rs19.47 Billion Rs18.51 Billion Rs382.00 Billion ▲ +91.1%
2011 0.03x Rs8.26 Billion Rs7.16 Billion Rs309.73 Billion ▲ +806.7%
2010 0.00x Rs-907.41 Million Rs-1.25 Billion Rs240.49 Billion ▼ -115.9%
2009 0.02x Rs4.54 Billion Rs4.15 Billion Rs190.80 Billion ▲ +186.0%
2008 -0.03x Rs-4.41 Billion Rs-4.78 Billion Rs159.29 Billion ▼ -155.8%
2007 0.05x Rs6.41 Billion Rs6.28 Billion Rs129.29 Billion ▼ -7.0%
2006 0.05x Rs5.43 Billion Rs5.17 Billion Rs101.87 Billion ▲ +126.9%
2005 0.02x Rs2.12 Billion Rs1.91 Billion Rs90.22 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities