Aflac Incorporated Cash Flow Quality Index
Aflac Incorporated cash flow quality index. Aflac Incorporated (AFL) has a Cash Flow Quality Index of 0.95x as of March 2026. Operating cash flow of $968.00 Million is below net income of $1.02 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Aflac Incorporated (AFL) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Aflac Incorporated (1989–2025)
Cash flow quality index of Aflac Incorporated from 1989 to 2025. Historical Cash Flow Quality Index for Aflac Incorporated across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore AFL debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Aflac Incorporated Cash Flow Quality Index by Year (1989–2025)
Aflac Incorporated cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Aflac Incorporated. For the full cash flow conversion analysis, see cash flow conversion of Aflac Incorporated.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.70x | $2.56 Billion | $3.65 Billion | ▲ +40.9% |
| 2024 | 0.50x | $2.71 Billion | $5.44 Billion | ▼ -27.4% |
| 2023 | 0.68x | $3.19 Billion | $4.66 Billion | ▼ -25.8% |
| 2022 | 0.92x | $3.88 Billion | $4.20 Billion | ▼ -20.9% |
| 2021 | 1.17x | $5.05 Billion | $4.33 Billion | ▼ -6.3% |
| 2020 | 1.25x | $5.96 Billion | $4.78 Billion | ▼ -24.5% |
| 2019 | 1.65x | $5.46 Billion | $3.30 Billion | ▼ -19.8% |
| 2018 | 2.06x | $6.01 Billion | $2.92 Billion | ▲ +54.7% |
| 2017 | 1.33x | $6.13 Billion | $4.60 Billion | ▼ -40.9% |
| 2016 | 2.25x | $5.99 Billion | $2.66 Billion | ▼ -15.8% |
| 2015 | 2.68x | $6.78 Billion | $2.53 Billion | ▲ +20.5% |
| 2014 | 2.22x | $6.55 Billion | $2.95 Billion | ▼ -33.5% |
| 2013 | 3.34x | $10.55 Billion | $3.16 Billion | ▼ -36.0% |
| 2012 | 5.22x | $14.95 Billion | $2.87 Billion | ▼ -6.8% |
| 2011 | 5.60x | $10.84 Billion | $1.94 Billion | ▲ +86.4% |
| 2010 | 3.00x | $6.99 Billion | $2.33 Billion | ▼ -27.1% |
| 2009 | 4.12x | $6.16 Billion | $1.50 Billion | ▲ +3.9% |
| 2008 | 3.96x | $4.96 Billion | $1.25 Billion | ▲ +39.0% |
| 2007 | 2.85x | $4.66 Billion | $1.63 Billion | ▼ -3.9% |
| 2006 | 2.96x | $4.40 Billion | $1.48 Billion | ▼ -0.8% |
| 2005 | 2.99x | $4.43 Billion | $1.48 Billion | ▼ -15.6% |
| 2004 | 3.54x | $4.49 Billion | $1.27 Billion | ▼ -19.7% |
| 2003 | 4.41x | $3.39 Billion | $768.00 Million | ▲ +19.3% |
| 2002 | 3.70x | $3.04 Billion | $821.00 Million | ▼ -10.8% |
| 2001 | 4.15x | $2.85 Billion | $687.00 Million | ▼ -12.2% |
| 2000 | 4.72x | $3.25 Billion | $687.00 Million | ▼ -3.9% |
| 1999 | 4.92x | $2.81 Billion | $571.00 Million | ▼ -4.2% |
| 1998 | 5.13x | $2.50 Billion | $487.00 Million | ▲ +15.6% |
| 1997 | 4.44x | $2.60 Billion | $585.00 Million | ▼ -35.0% |
| 1996 | 6.84x | $2.69 Billion | $394.00 Million | ▼ -18.9% |
| 1995 | 8.43x | $2.94 Billion | $349.10 Million | ▲ +4.2% |
| 1994 | 8.09x | $2.37 Billion | $292.80 Million | ▲ +7.0% |
| 1993 | 7.57x | $1.85 Billion | $244.00 Million | ▼ -7.7% |
| 1992 | 8.20x | $1.50 Billion | $183.40 Million | ▼ -1.8% |
| 1991 | 8.34x | $1.24 Billion | $148.70 Million | ▼ -2.8% |
| 1990 | 8.59x | $1.01 Billion | $117.20 Million | ▼ -20.0% |
| 1989 | 10.73x | $867.30 Million | $80.80 Million | — |