Aflac Incorporated (AFL) — Cash Flow Quality Index
Aflac Incorporated (AFL) has a Cash Flow Quality Index of 0.95x as of March 2026. Operating cash flow of $968.00 Million is below net income of $1.02 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore AFL cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Aflac Incorporated Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Aflac Incorporated across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Aflac Incorporated total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Aflac Incorporated (1989–2025)
Year-by-year earnings quality comparison for Aflac Incorporated. For live market cap and the full company financial profile, see AFL company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.70x | $2.56 Billion | $3.65 Billion | ▲ +40.9% |
| 2024 | 0.50x | $2.71 Billion | $5.44 Billion | ▼ -27.4% |
| 2023 | 0.68x | $3.19 Billion | $4.66 Billion | ▼ -25.8% |
| 2022 | 0.92x | $3.88 Billion | $4.20 Billion | ▼ -20.9% |
| 2021 | 1.17x | $5.05 Billion | $4.33 Billion | ▼ -6.3% |
| 2020 | 1.25x | $5.96 Billion | $4.78 Billion | ▼ -24.5% |
| 2019 | 1.65x | $5.46 Billion | $3.30 Billion | ▼ -19.8% |
| 2018 | 2.06x | $6.01 Billion | $2.92 Billion | ▲ +54.7% |
| 2017 | 1.33x | $6.13 Billion | $4.60 Billion | ▼ -40.9% |
| 2016 | 2.25x | $5.99 Billion | $2.66 Billion | ▼ -15.8% |
| 2015 | 2.68x | $6.78 Billion | $2.53 Billion | ▲ +20.5% |
| 2014 | 2.22x | $6.55 Billion | $2.95 Billion | ▼ -33.5% |
| 2013 | 3.34x | $10.55 Billion | $3.16 Billion | ▼ -36.0% |
| 2012 | 5.22x | $14.95 Billion | $2.87 Billion | ▼ -6.8% |
| 2011 | 5.60x | $10.84 Billion | $1.94 Billion | ▲ +86.4% |
| 2010 | 3.00x | $6.99 Billion | $2.33 Billion | ▼ -27.1% |
| 2009 | 4.12x | $6.16 Billion | $1.50 Billion | ▲ +3.9% |
| 2008 | 3.96x | $4.96 Billion | $1.25 Billion | ▲ +39.0% |
| 2007 | 2.85x | $4.66 Billion | $1.63 Billion | ▼ -3.9% |
| 2006 | 2.96x | $4.40 Billion | $1.48 Billion | ▼ -0.8% |
| 2005 | 2.99x | $4.43 Billion | $1.48 Billion | ▼ -15.6% |
| 2004 | 3.54x | $4.49 Billion | $1.27 Billion | ▼ -19.7% |
| 2003 | 4.41x | $3.39 Billion | $768.00 Million | ▲ +19.3% |
| 2002 | 3.70x | $3.04 Billion | $821.00 Million | ▼ -10.8% |
| 2001 | 4.15x | $2.85 Billion | $687.00 Million | ▼ -12.2% |
| 2000 | 4.72x | $3.25 Billion | $687.00 Million | ▼ -3.9% |
| 1999 | 4.92x | $2.81 Billion | $571.00 Million | ▼ -4.2% |
| 1998 | 5.13x | $2.50 Billion | $487.00 Million | ▲ +15.6% |
| 1997 | 4.44x | $2.60 Billion | $585.00 Million | ▼ -35.0% |
| 1996 | 6.84x | $2.69 Billion | $394.00 Million | ▼ -18.9% |
| 1995 | 8.43x | $2.94 Billion | $349.10 Million | ▲ +4.2% |
| 1994 | 8.09x | $2.37 Billion | $292.80 Million | ▲ +7.0% |
| 1993 | 7.57x | $1.85 Billion | $244.00 Million | ▼ -7.7% |
| 1992 | 8.20x | $1.50 Billion | $183.40 Million | ▼ -1.8% |
| 1991 | 8.34x | $1.24 Billion | $148.70 Million | ▼ -2.8% |
| 1990 | 8.59x | $1.01 Billion | $117.20 Million | ▼ -20.0% |
| 1989 | 10.73x | $867.30 Million | $80.80 Million | — |