Aflac Incorporated Financial Flexibility Index

Latest as of March 2026: 0.01x

Aflac Incorporated financial flexibility index. Aflac Incorporated (AFL) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $968.00 Million (operating CF $968.00 Million minus capex $0.00) represents 0% of total liabilities ($97.82 Billion). See AFL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$968.00 Million
Operating CF − Capex

Total Liabilities

$97.82 Billion
USD

Capital Expenditures

$0.00
USD

Financial Flexibility Index of Aflac Incorporated (1989–2025)

Financial flexibility index of Aflac Incorporated from 1989 to 2025. Historical Financial Flexibility Index trend for Aflac Incorporated across 37 annual periods. Check Aflac Incorporated (AFL) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Aflac Incorporated Financial Flexibility Index by Year (1989–2025)

Aflac Incorporated financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for Aflac Incorporated. For the full cash flow conversion analysis, see Aflac Incorporated operating cash flow efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.03x $2.56 Billion $2.56 Billion $86.98 Billion ▼ -0.7%
2024 0.03x $2.71 Billion $2.71 Billion $91.47 Billion ▼ -2.8%
2023 0.03x $3.19 Billion $3.19 Billion $104.74 Billion ▼ -12.4%
2022 0.03x $3.88 Billion $3.88 Billion $111.60 Billion ▼ -14.5%
2021 0.04x $5.05 Billion $5.05 Billion $124.29 Billion ▼ -94.6%
2020 0.75x $5.96 Billion $5.96 Billion $7.90 Billion ▲ +1611.9%
2019 0.04x $5.46 Billion $5.46 Billion $123.81 Billion ▼ -14.3%
2018 0.05x $6.01 Billion $6.01 Billion $116.94 Billion ▼ -5.3%
2017 0.05x $6.13 Billion $6.13 Billion $112.85 Billion ▼ -0.8%
2016 0.05x $5.99 Billion $5.99 Billion $109.34 Billion ▼ -18.5%
2015 0.07x $6.78 Billion $6.78 Billion $100.91 Billion ▲ +4.0%
2014 0.06x $6.55 Billion $6.55 Billion $101.42 Billion ▼ -34.7%
2013 0.10x $10.55 Billion $10.55 Billion $106.69 Billion ▼ -23.9%
2012 0.13x $14.95 Billion $14.95 Billion $115.12 Billion ▲ +23.7%
2011 0.10x $10.84 Billion $10.84 Billion $103.29 Billion ▲ +35.1%
2010 0.08x $6.99 Billion $6.99 Billion $89.98 Billion ▼ -20.3%
2009 0.10x $7.38 Billion $6.16 Billion $75.69 Billion ▲ +41.3%
2008 0.07x $5.01 Billion $4.96 Billion $72.69 Billion ▼ -16.4%
2007 0.08x $4.70 Billion $4.66 Billion $57.01 Billion ▼ -4.0%
2006 0.09x $4.42 Billion $4.40 Billion $51.46 Billion ▼ -6.5%
2005 0.09x $4.45 Billion $4.43 Billion $48.43 Billion ▲ +5.5%
2004 0.09x $4.51 Billion $4.49 Billion $51.75 Billion ▲ +13.2%
2003 0.08x $3.41 Billion $3.39 Billion $44.32 Billion ▼ -2.9%
2002 0.08x $3.06 Billion $3.04 Billion $38.66 Billion ▼ -11.2%
2001 0.09x $2.89 Billion $2.85 Billion $32.44 Billion ▼ -11.2%
2000 0.10x $3.27 Billion $3.25 Billion $32.54 Billion ▲ +18.2%
1999 0.09x $2.82 Billion $2.81 Billion $33.17 Billion ▼ -8.1%
1998 0.09x $2.54 Billion $2.50 Billion $27.45 Billion ▼ -7.6%
1997 0.10x $2.61 Billion $2.60 Billion $26.02 Billion ▼ -15.2%
1996 0.12x $2.70 Billion $2.69 Billion $22.89 Billion ▼ -7.5%
1995 0.13x $2.96 Billion $2.94 Billion $23.20 Billion ▼ -7.4%
1994 0.14x $2.55 Billion $2.37 Billion $18.54 Billion ▼ -0.9%
1993 0.14x $1.96 Billion $1.85 Billion $14.08 Billion ▼ -5.9%
1992 0.15x $1.60 Billion $1.50 Billion $10.82 Billion ▲ +8.9%
1991 0.14x $1.25 Billion $1.24 Billion $9.22 Billion ▼ -4.4%
1990 0.14x $1.03 Billion $1.01 Billion $7.24 Billion ▼ -6.3%
1989 0.15x $881.50 Million $867.30 Million $5.81 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities