Aflac Incorporated (AFL) — Financial Flexibility Index
Aflac Incorporated (AFL) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $968.00 Million (operating CF $968.00 Million minus capex $0.00) represents 0% of total liabilities ($97.82 Billion). Check how aggressively does Aflac Incorporated reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Aflac Incorporated Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Aflac Incorporated across 37 annual periods. For the full cash flow conversion analysis, see AFL cash flow conversion.
Annual Financial Flexibility Index for Aflac Incorporated (1989–2025)
Year-by-year free cash flow to debt coverage for Aflac Incorporated. Explore how well can Aflac Incorporated service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $2.56 Billion | $2.56 Billion | $86.98 Billion | ▼ -0.7% |
| 2024 | 0.03x | $2.71 Billion | $2.71 Billion | $91.47 Billion | ▼ -2.8% |
| 2023 | 0.03x | $3.19 Billion | $3.19 Billion | $104.74 Billion | ▼ -12.4% |
| 2022 | 0.03x | $3.88 Billion | $3.88 Billion | $111.60 Billion | ▼ -14.5% |
| 2021 | 0.04x | $5.05 Billion | $5.05 Billion | $124.29 Billion | ▼ -94.6% |
| 2020 | 0.75x | $5.96 Billion | $5.96 Billion | $7.90 Billion | ▲ +1611.9% |
| 2019 | 0.04x | $5.46 Billion | $5.46 Billion | $123.81 Billion | ▼ -14.3% |
| 2018 | 0.05x | $6.01 Billion | $6.01 Billion | $116.94 Billion | ▼ -5.3% |
| 2017 | 0.05x | $6.13 Billion | $6.13 Billion | $112.85 Billion | ▼ -0.8% |
| 2016 | 0.05x | $5.99 Billion | $5.99 Billion | $109.34 Billion | ▼ -18.5% |
| 2015 | 0.07x | $6.78 Billion | $6.78 Billion | $100.91 Billion | ▲ +4.0% |
| 2014 | 0.06x | $6.55 Billion | $6.55 Billion | $101.42 Billion | ▼ -34.7% |
| 2013 | 0.10x | $10.55 Billion | $10.55 Billion | $106.69 Billion | ▼ -23.9% |
| 2012 | 0.13x | $14.95 Billion | $14.95 Billion | $115.12 Billion | ▲ +23.7% |
| 2011 | 0.10x | $10.84 Billion | $10.84 Billion | $103.29 Billion | ▲ +35.1% |
| 2010 | 0.08x | $6.99 Billion | $6.99 Billion | $89.98 Billion | ▼ -20.3% |
| 2009 | 0.10x | $7.38 Billion | $6.16 Billion | $75.69 Billion | ▲ +41.3% |
| 2008 | 0.07x | $5.01 Billion | $4.96 Billion | $72.69 Billion | ▼ -16.4% |
| 2007 | 0.08x | $4.70 Billion | $4.66 Billion | $57.01 Billion | ▼ -4.0% |
| 2006 | 0.09x | $4.42 Billion | $4.40 Billion | $51.46 Billion | ▼ -6.5% |
| 2005 | 0.09x | $4.45 Billion | $4.43 Billion | $48.43 Billion | ▲ +5.5% |
| 2004 | 0.09x | $4.51 Billion | $4.49 Billion | $51.75 Billion | ▲ +13.2% |
| 2003 | 0.08x | $3.41 Billion | $3.39 Billion | $44.32 Billion | ▼ -2.9% |
| 2002 | 0.08x | $3.06 Billion | $3.04 Billion | $38.66 Billion | ▼ -11.2% |
| 2001 | 0.09x | $2.89 Billion | $2.85 Billion | $32.44 Billion | ▼ -11.2% |
| 2000 | 0.10x | $3.27 Billion | $3.25 Billion | $32.54 Billion | ▲ +18.2% |
| 1999 | 0.09x | $2.82 Billion | $2.81 Billion | $33.17 Billion | ▼ -8.1% |
| 1998 | 0.09x | $2.54 Billion | $2.50 Billion | $27.45 Billion | ▼ -7.6% |
| 1997 | 0.10x | $2.61 Billion | $2.60 Billion | $26.02 Billion | ▼ -15.2% |
| 1996 | 0.12x | $2.70 Billion | $2.69 Billion | $22.89 Billion | ▼ -7.5% |
| 1995 | 0.13x | $2.96 Billion | $2.94 Billion | $23.20 Billion | ▼ -7.4% |
| 1994 | 0.14x | $2.55 Billion | $2.37 Billion | $18.54 Billion | ▼ -0.9% |
| 1993 | 0.14x | $1.96 Billion | $1.85 Billion | $14.08 Billion | ▼ -5.9% |
| 1992 | 0.15x | $1.60 Billion | $1.50 Billion | $10.82 Billion | ▲ +8.9% |
| 1991 | 0.14x | $1.25 Billion | $1.24 Billion | $9.22 Billion | ▼ -4.4% |
| 1990 | 0.14x | $1.03 Billion | $1.01 Billion | $7.24 Billion | ▼ -6.3% |
| 1989 | 0.15x | $881.50 Million | $867.30 Million | $5.81 Billion | — |