Aflac Incorporated (AFL) — Defensive Interval Ratio

Latest as of September 2025: 19097 days

Aflac Incorporated (AFL) has a Defensive Interval Ratio of 19097 days as of September 2025. Defensive assets of $77.28 Billion (cash $6.77 Billion, short-term investments $69.66 Billion, receivables $852.00 Million) cover 19097 days of daily cash needs of $4.05 Million/day. Check AFL tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

19097 days
Days of operational coverage

Defensive Assets

$77.28 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.05 Million
Current Liabilities ÷ 365

Current Liabilities

$1.48 Billion
USD

Aflac Incorporated Defensive Interval Ratio (1989–2024)

This chart shows how Aflac Incorporated's Defensive Interval Ratio has evolved across 36 annual periods from 1989 to 2024. As of September 2025, the ratio stands at 19097 days, meaning defensive assets of $77.28 Billion can fund 19097 days of operations without new revenue. Also explore Aflac Incorporated equity growth rate to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Aflac Incorporated (1989–2024)

The table below presents the year-by-year Defensive Interval Ratio for Aflac Incorporated from 1989 to 2024, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Aflac Incorporated worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 46040 days $72.28 Billion $1.57 Million/day $6.23 Billion $65.27 Billion ▲ +33085 days
2023 12956 days $78.44 Billion $6.05 Million/day $4.31 Billion $73.29 Billion ▼ -9668 days
2022 22624 days $80.33 Billion $3.55 Million/day $3.94 Billion $75.74 Billion ▲ +17833 days
2021 4791 days $104.44 Billion $21.80 Million/day $5.05 Billion $98.70 Billion ▼ -3965 days
2020 8756 days $111.82 Billion $12.77 Million/day $5.14 Billion $105.88 Billion ▲ +2164 days
2019 6592 days $96.99 Billion $14.71 Million/day $4.90 Billion $91.26 Billion ▼ -1405 days
2018 7998 days $88.08 Billion $11.01 Million/day $4.34 Billion $82.89 Billion ▲ +1101 days
2017 6896 days $89.65 Billion $13.00 Million/day $3.49 Billion $85.34 Billion ▲ +1325 days
2016 5572 days $82.23 Billion $14.76 Million/day $4.86 Billion $76.70 Billion ▼ -189 days
2015 5761 days $68.50 Billion $11.89 Million/day $- $67.79 Billion ▼ -78325 days
2014 84086 days $69.11 Billion $821.92K/day $- $68.27 Billion ▲ +77980 days
2013 6107 days $62.20 Billion $10.19 Million/day $- $61.04 Billion ▲ +188 days
2012 5918 days $62.55 Billion $10.57 Million/day $- $61.58 Billion ▼ -17914 days
2011 23832 days $54.72 Billion $2.30 Million/day $- $54.04 Billion ▲ +22311 days
2010 1521 days $796.00 Million $523.29K/day $- $135.00 Million ▲ +858 days
2009 663 days $878.00 Million $1.32 Million/day $- $114.00 Million ▲ +451 days
2008 212 days $1.01 Billion $4.75 Million/day $- $87.00 Million ▼ -146 days
2007 358 days $793.00 Million $2.21 Million/day $- $61.00 Million ▲ +70 days
2006 288 days $637.00 Million $2.21 Million/day $- $102.00 Million ▼ -5619 days
2005 5907 days $10.07 Billion $1.70 Million/day $- $9.48 Billion ▲ +4703 days
2004 1204 days $9.53 Billion $7.91 Million/day $- $9.11 Billion ▼ -7347 days
2003 8551 days $8.76 Billion $1.02 Million/day $- $8.21 Billion ▲ +6271 days
2002 2280 days $8.26 Billion $3.62 Million/day $- $7.83 Billion ▼ -1097 days
2001 3377 days $7.08 Billion $2.10 Million/day $- $6.74 Billion ▲ +710 days
2000 2667 days $928.00 Million $347.95K/day $- $627.00 Million ▲ +2664 days
1999 3 days $270.00 Million $87.90 Million/day $- $- ▼ -592 days
1998 595 days $282.00 Million $473.97K/day $- $10.00 Million ▲ +566 days
1997 29 days $259.00 Million $8.92 Million/day $- $43.34 Million ▼ -229 days
1996 258 days $488.66 Million $1.89 Million/day $- $261.68 Million ▲ +120 days
1995 138 days $553.31 Million $4.00 Million/day $- $232.20 Million ▼ -245 days
1994 384 days $634.66 Million $1.65 Million/day $- $330.92 Million ▼ -5261 days
1993 5645 days $232.00 Million $41.10K/day $- $- ▲ +4542 days
1992 1103 days $179.50 Million $162.74K/day $- $- ▲ +175 days
1991 928 days $159.70 Million $172.05K/day $- $- ▲ +135 days
1990 793 days $144.00 Million $181.64K/day $- $- ▲ +382 days
1989 411 days $120.20 Million $292.33K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)