Aflac Incorporated (AFL) — Cash Flow-to-Debt Ratio
Aflac Incorporated (AFL) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $968.00 Million could theoretically repay 0% of its total liabilities ($97.82 Billion) in one year. See Aflac Incorporated free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Aflac Incorporated Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Aflac Incorporated across 37 annual periods. Also explore net asset growth rate of Aflac Incorporated to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Aflac Incorporated (1989–2025)
Year-by-year debt coverage analysis for Aflac Incorporated. For market capitalisation and broader financial context, see Aflac Incorporated stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $2.56 Billion | $86.98 Billion | ▼ -0.7% |
| 2024 | 0.03x | $2.71 Billion | $91.47 Billion | ▼ -2.8% |
| 2023 | 0.03x | $3.19 Billion | $104.74 Billion | ▼ -12.4% |
| 2022 | 0.03x | $3.88 Billion | $111.60 Billion | ▼ -14.5% |
| 2021 | 0.04x | $5.05 Billion | $124.29 Billion | ▼ -94.6% |
| 2020 | 0.75x | $5.96 Billion | $7.90 Billion | ▲ +1611.9% |
| 2019 | 0.04x | $5.46 Billion | $123.81 Billion | ▼ -14.3% |
| 2018 | 0.05x | $6.01 Billion | $116.94 Billion | ▼ -5.3% |
| 2017 | 0.05x | $6.13 Billion | $112.85 Billion | ▼ -0.8% |
| 2016 | 0.05x | $5.99 Billion | $109.34 Billion | ▼ -18.5% |
| 2015 | 0.07x | $6.78 Billion | $100.91 Billion | ▲ +4.0% |
| 2014 | 0.06x | $6.55 Billion | $101.42 Billion | ▼ -34.7% |
| 2013 | 0.10x | $10.55 Billion | $106.69 Billion | ▼ -23.9% |
| 2012 | 0.13x | $14.95 Billion | $115.12 Billion | ▲ +23.7% |
| 2011 | 0.10x | $10.84 Billion | $103.29 Billion | ▲ +35.1% |
| 2010 | 0.08x | $6.99 Billion | $89.98 Billion | ▼ -4.6% |
| 2009 | 0.08x | $6.16 Billion | $75.69 Billion | ▲ +19.2% |
| 2008 | 0.07x | $4.96 Billion | $72.69 Billion | ▼ -16.4% |
| 2007 | 0.08x | $4.66 Billion | $57.01 Billion | ▼ -4.4% |
| 2006 | 0.09x | $4.40 Billion | $51.46 Billion | ▼ -6.7% |
| 2005 | 0.09x | $4.43 Billion | $48.43 Billion | ▲ +5.6% |
| 2004 | 0.09x | $4.49 Billion | $51.75 Billion | ▲ +13.4% |
| 2003 | 0.08x | $3.39 Billion | $44.32 Billion | ▼ -2.7% |
| 2002 | 0.08x | $3.04 Billion | $38.66 Billion | ▼ -10.5% |
| 2001 | 0.09x | $2.85 Billion | $32.44 Billion | ▼ -11.9% |
| 2000 | 0.10x | $3.25 Billion | $32.54 Billion | ▲ +17.9% |
| 1999 | 0.08x | $2.81 Billion | $33.17 Billion | ▼ -7.1% |
| 1998 | 0.09x | $2.50 Billion | $27.45 Billion | ▼ -8.8% |
| 1997 | 0.10x | $2.60 Billion | $26.02 Billion | ▼ -15.2% |
| 1996 | 0.12x | $2.69 Billion | $22.89 Billion | ▼ -7.3% |
| 1995 | 0.13x | $2.94 Billion | $23.20 Billion | ▼ -0.7% |
| 1994 | 0.13x | $2.37 Billion | $18.54 Billion | ▼ -2.5% |
| 1993 | 0.13x | $1.85 Billion | $14.08 Billion | ▼ -5.6% |
| 1992 | 0.14x | $1.50 Billion | $10.82 Billion | ▲ +3.3% |
| 1991 | 0.13x | $1.24 Billion | $9.22 Billion | ▼ -3.2% |
| 1990 | 0.14x | $1.01 Billion | $7.24 Billion | ▼ -6.9% |
| 1989 | 0.15x | $867.30 Million | $5.81 Billion | — |