Aflac Incorporated Cash Flow-to-Debt Ratio
Aflac Incorporated cash flow-to-debt ratio. Aflac Incorporated (AFL) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $968.00 Million could theoretically repay 0% of its total liabilities ($97.82 Billion) in one year. Check AFL cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Aflac Incorporated (1989–2025)
Cash flow-to-debt ratio of Aflac Incorporated from 1989 to 2025. Historical debt coverage capacity for Aflac Incorporated across 37 annual periods. Check Aflac Incorporated (AFL) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Aflac Incorporated Cash Flow-to-Debt Ratio by Year (1989–2025)
Aflac Incorporated cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for Aflac Incorporated. For the full cash flow conversion analysis, see AFL operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $2.56 Billion | $86.98 Billion | ▼ -0.7% |
| 2024 | 0.03x | $2.71 Billion | $91.47 Billion | ▼ -2.8% |
| 2023 | 0.03x | $3.19 Billion | $104.74 Billion | ▼ -12.4% |
| 2022 | 0.03x | $3.88 Billion | $111.60 Billion | ▼ -14.5% |
| 2021 | 0.04x | $5.05 Billion | $124.29 Billion | ▼ -94.6% |
| 2020 | 0.75x | $5.96 Billion | $7.90 Billion | ▲ +1611.9% |
| 2019 | 0.04x | $5.46 Billion | $123.81 Billion | ▼ -14.3% |
| 2018 | 0.05x | $6.01 Billion | $116.94 Billion | ▼ -5.3% |
| 2017 | 0.05x | $6.13 Billion | $112.85 Billion | ▼ -0.8% |
| 2016 | 0.05x | $5.99 Billion | $109.34 Billion | ▼ -18.5% |
| 2015 | 0.07x | $6.78 Billion | $100.91 Billion | ▲ +4.0% |
| 2014 | 0.06x | $6.55 Billion | $101.42 Billion | ▼ -34.7% |
| 2013 | 0.10x | $10.55 Billion | $106.69 Billion | ▼ -23.9% |
| 2012 | 0.13x | $14.95 Billion | $115.12 Billion | ▲ +23.7% |
| 2011 | 0.10x | $10.84 Billion | $103.29 Billion | ▲ +35.1% |
| 2010 | 0.08x | $6.99 Billion | $89.98 Billion | ▼ -4.6% |
| 2009 | 0.08x | $6.16 Billion | $75.69 Billion | ▲ +19.2% |
| 2008 | 0.07x | $4.96 Billion | $72.69 Billion | ▼ -16.4% |
| 2007 | 0.08x | $4.66 Billion | $57.01 Billion | ▼ -4.4% |
| 2006 | 0.09x | $4.40 Billion | $51.46 Billion | ▼ -6.7% |
| 2005 | 0.09x | $4.43 Billion | $48.43 Billion | ▲ +5.6% |
| 2004 | 0.09x | $4.49 Billion | $51.75 Billion | ▲ +13.4% |
| 2003 | 0.08x | $3.39 Billion | $44.32 Billion | ▼ -2.7% |
| 2002 | 0.08x | $3.04 Billion | $38.66 Billion | ▼ -10.5% |
| 2001 | 0.09x | $2.85 Billion | $32.44 Billion | ▼ -11.9% |
| 2000 | 0.10x | $3.25 Billion | $32.54 Billion | ▲ +17.9% |
| 1999 | 0.08x | $2.81 Billion | $33.17 Billion | ▼ -7.1% |
| 1998 | 0.09x | $2.50 Billion | $27.45 Billion | ▼ -8.8% |
| 1997 | 0.10x | $2.60 Billion | $26.02 Billion | ▼ -15.2% |
| 1996 | 0.12x | $2.69 Billion | $22.89 Billion | ▼ -7.3% |
| 1995 | 0.13x | $2.94 Billion | $23.20 Billion | ▼ -0.7% |
| 1994 | 0.13x | $2.37 Billion | $18.54 Billion | ▼ -2.5% |
| 1993 | 0.13x | $1.85 Billion | $14.08 Billion | ▼ -5.6% |
| 1992 | 0.14x | $1.50 Billion | $10.82 Billion | ▲ +3.3% |
| 1991 | 0.13x | $1.24 Billion | $9.22 Billion | ▼ -3.2% |
| 1990 | 0.14x | $1.01 Billion | $7.24 Billion | ▼ -6.9% |
| 1989 | 0.15x | $867.30 Million | $5.81 Billion | — |