Bank of America Corp Cash Flow Quality Index
Bank of America Corp cash flow quality index. Bank of America Corp (BAC) has a Cash Flow Quality Index of 4.87x as of March 2026. Operating cash flow of $41.77 Billion exceeds net income of $8.58 Billion, indicating high earnings quality where cash backs reported profits. See Bank of America Corp leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank of America Corp (1992–2025)
Cash flow quality index of Bank of America Corp from 1992 to 2025. Historical Cash Flow Quality Index for Bank of America Corp across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BAC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Bank of America Corp Cash Flow Quality Index by Year (1992–2025)
Bank of America Corp cash flow quality index by year from 1992 to 2025. Year-by-year earnings quality comparison for Bank of America Corp. For the full cash flow conversion analysis, see BAC cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.41x | $12.61 Billion | $30.51 Billion | ▲ +227.4% |
| 2024 | -0.32x | $-8.80 Billion | $27.13 Billion | ▼ -119.1% |
| 2023 | 1.70x | $44.98 Billion | $26.52 Billion | ▲ +838.1% |
| 2022 | -0.23x | $-6.33 Billion | $27.53 Billion | ▼ -2.2% |
| 2021 | -0.22x | $-7.19 Billion | $31.98 Billion | ▼ -110.6% |
| 2020 | 2.12x | $37.99 Billion | $17.89 Billion | ▼ -5.7% |
| 2019 | 2.25x | $61.78 Billion | $27.43 Billion | ▲ +60.4% |
| 2018 | 1.40x | $39.52 Billion | $28.15 Billion | ▲ +159.5% |
| 2017 | 0.54x | $9.86 Billion | $18.23 Billion | ▼ -43.9% |
| 2016 | 0.96x | $17.28 Billion | $17.91 Billion | ▼ -46.0% |
| 2015 | 1.79x | $28.40 Billion | $15.89 Billion | ▼ -68.0% |
| 2014 | 5.58x | $30.80 Billion | $5.52 Billion | ▼ -31.3% |
| 2013 | 8.12x | $92.82 Billion | $11.43 Billion | ▲ +311.8% |
| 2012 | -3.83x | $-16.06 Billion | $4.19 Billion | ▼ -108.6% |
| 2011 | 44.60x | $64.49 Billion | $1.45 Billion | ▲ +115.8% |
| 2009 | 20.67x | $129.73 Billion | $6.28 Billion | ▲ +1953.8% |
| 2008 | 1.01x | $4.03 Billion | $4.01 Billion | ▲ +36.6% |
| 2007 | 0.74x | $11.04 Billion | $14.98 Billion | ▲ +7.3% |
| 2006 | 0.69x | $14.51 Billion | $21.13 Billion | ▲ +192.5% |
| 2005 | -0.74x | $-12.22 Billion | $16.46 Billion | ▼ -194.0% |
| 2004 | -0.25x | $-3.52 Billion | $13.95 Billion | ▼ -111.2% |
| 2003 | 2.25x | $24.31 Billion | $10.81 Billion | ▲ +273.2% |
| 2002 | -1.30x | $-12.01 Billion | $9.25 Billion | ▲ +31.3% |
| 2001 | -1.89x | $-12.83 Billion | $6.79 Billion | ▼ -369.6% |
| 2000 | 0.70x | $5.26 Billion | $7.52 Billion | ▼ -54.2% |
| 1999 | 1.53x | $12.06 Billion | $7.88 Billion | ▼ -41.5% |
| 1998 | 2.62x | $13.52 Billion | $5.17 Billion | ▲ +1101.4% |
| 1997 | 0.22x | $1.43 Billion | $6.54 Billion | ▼ -67.4% |
| 1996 | 0.67x | $3.88 Billion | $5.81 Billion | ▲ +126.4% |
| 1995 | -2.53x | $-4.93 Billion | $1.95 Billion | ▼ -146.9% |
| 1994 | 5.40x | $9.12 Billion | $1.69 Billion | ▲ +228.5% |
| 1993 | 1.64x | $2.14 Billion | $1.30 Billion | ▼ -75.9% |
| 1992 | 6.81x | $7.80 Billion | $1.15 Billion | — |