Bank of America Corp (BAC) — Cash Flow Quality Index
Bank of America Corp (BAC) has a Cash Flow Quality Index of 4.87x as of March 2026. Operating cash flow of $41.77 Billion exceeds net income of $8.58 Billion, indicating high earnings quality where cash backs reported profits. Explore BAC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank of America Corp Cash Flow Quality Index (1992–2025)
Historical Cash Flow Quality Index for Bank of America Corp across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bank of America Corp cash flow conversion.
Annual Cash Flow Quality Index for Bank of America Corp (1992–2025)
Year-by-year earnings quality comparison for Bank of America Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.41x | $12.61 Billion | $30.51 Billion | ▲ +227.4% |
| 2024 | -0.32x | $-8.80 Billion | $27.13 Billion | ▼ -119.1% |
| 2023 | 1.70x | $44.98 Billion | $26.52 Billion | ▲ +838.1% |
| 2022 | -0.23x | $-6.33 Billion | $27.53 Billion | ▼ -2.2% |
| 2021 | -0.22x | $-7.19 Billion | $31.98 Billion | ▼ -110.6% |
| 2020 | 2.12x | $37.99 Billion | $17.89 Billion | ▼ -5.7% |
| 2019 | 2.25x | $61.78 Billion | $27.43 Billion | ▲ +60.4% |
| 2018 | 1.40x | $39.52 Billion | $28.15 Billion | ▲ +159.5% |
| 2017 | 0.54x | $9.86 Billion | $18.23 Billion | ▼ -43.9% |
| 2016 | 0.96x | $17.28 Billion | $17.91 Billion | ▼ -46.0% |
| 2015 | 1.79x | $28.40 Billion | $15.89 Billion | ▼ -68.0% |
| 2014 | 5.58x | $30.80 Billion | $5.52 Billion | ▼ -31.3% |
| 2013 | 8.12x | $92.82 Billion | $11.43 Billion | ▲ +311.8% |
| 2012 | -3.83x | $-16.06 Billion | $4.19 Billion | ▼ -108.6% |
| 2011 | 44.60x | $64.49 Billion | $1.45 Billion | ▲ +115.8% |
| 2009 | 20.67x | $129.73 Billion | $6.28 Billion | ▲ +1953.8% |
| 2008 | 1.01x | $4.03 Billion | $4.01 Billion | ▲ +36.6% |
| 2007 | 0.74x | $11.04 Billion | $14.98 Billion | ▲ +7.3% |
| 2006 | 0.69x | $14.51 Billion | $21.13 Billion | ▲ +192.5% |
| 2005 | -0.74x | $-12.22 Billion | $16.46 Billion | ▼ -194.0% |
| 2004 | -0.25x | $-3.52 Billion | $13.95 Billion | ▼ -111.2% |
| 2003 | 2.25x | $24.31 Billion | $10.81 Billion | ▲ +273.2% |
| 2002 | -1.30x | $-12.01 Billion | $9.25 Billion | ▲ +31.3% |
| 2001 | -1.89x | $-12.83 Billion | $6.79 Billion | ▼ -369.6% |
| 2000 | 0.70x | $5.26 Billion | $7.52 Billion | ▼ -54.2% |
| 1999 | 1.53x | $12.06 Billion | $7.88 Billion | ▼ -41.5% |
| 1998 | 2.62x | $13.52 Billion | $5.17 Billion | ▲ +1101.4% |
| 1997 | 0.22x | $1.43 Billion | $6.54 Billion | ▼ -67.4% |
| 1996 | 0.67x | $3.88 Billion | $5.81 Billion | ▲ +126.4% |
| 1995 | -2.53x | $-4.93 Billion | $1.95 Billion | ▼ -146.9% |
| 1994 | 5.40x | $9.12 Billion | $1.69 Billion | ▲ +228.5% |
| 1993 | 1.64x | $2.14 Billion | $1.30 Billion | ▼ -75.9% |
| 1992 | 6.81x | $7.80 Billion | $1.15 Billion | — |