Bank of America Corp (BAC) — Financial Flexibility Index
Bank of America Corp (BAC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $41.77 Billion (operating CF $41.77 Billion minus capex $0.00) represents 0% of total liabilities ($3.20 Trillion). Check BAC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank of America Corp Financial Flexibility Index (1992–2025)
Historical Financial Flexibility Index trend for Bank of America Corp across 34 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Bank of America Corp.
Annual Financial Flexibility Index for Bank of America Corp (1992–2025)
Year-by-year free cash flow to debt coverage for Bank of America Corp. Explore BAC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $12.61 Billion | $12.61 Billion | $3.11 Trillion | ▲ +236.7% |
| 2024 | 0.00x | $-8.80 Billion | $-8.80 Billion | $2.97 Trillion | ▼ -119.1% |
| 2023 | 0.02x | $44.98 Billion | $44.98 Billion | $2.89 Trillion | ▲ +783.6% |
| 2022 | 0.00x | $-6.33 Billion | $-6.33 Billion | $2.78 Trillion | ▲ +8.2% |
| 2021 | 0.00x | $-7.19 Billion | $-7.19 Billion | $2.90 Trillion | ▼ -116.6% |
| 2020 | 0.01x | $37.99 Billion | $37.99 Billion | $2.55 Trillion | ▼ -47.6% |
| 2019 | 0.03x | $61.78 Billion | $61.78 Billion | $2.17 Trillion | ▲ +50.5% |
| 2018 | 0.02x | $39.52 Billion | $39.52 Billion | $2.09 Trillion | ▲ +286.2% |
| 2017 | 0.00x | $9.86 Billion | $9.86 Billion | $2.01 Trillion | ▼ -45.5% |
| 2016 | 0.01x | $17.28 Billion | $17.28 Billion | $1.92 Trillion | ▼ -40.2% |
| 2015 | 0.02x | $28.40 Billion | $28.40 Billion | $1.89 Trillion | ▼ -12.4% |
| 2014 | 0.02x | $31.95 Billion | $30.80 Billion | $1.86 Trillion | ▼ -65.6% |
| 2013 | 0.05x | $93.34 Billion | $92.82 Billion | $1.87 Trillion | ▲ +843.0% |
| 2012 | -0.01x | $-13.26 Billion | $-16.06 Billion | $1.97 Trillion | ▼ -119.4% |
| 2011 | 0.03x | $65.80 Billion | $64.49 Billion | $1.90 Trillion | ▼ -15.6% |
| 2010 | 0.04x | $83.58 Billion | $82.59 Billion | $2.04 Trillion | ▼ -37.8% |
| 2009 | 0.07x | $131.97 Billion | $129.73 Billion | $2.00 Trillion | ▲ +1666.8% |
| 2008 | 0.00x | $6.13 Billion | $4.03 Billion | $1.64 Trillion | ▼ -55.5% |
| 2007 | 0.01x | $13.18 Billion | $11.04 Billion | $1.57 Trillion | ▼ -27.1% |
| 2006 | 0.01x | $15.26 Billion | $14.51 Billion | $1.32 Trillion | ▲ +224.7% |
| 2005 | -0.01x | $-10.99 Billion | $-12.22 Billion | $1.19 Trillion | ▼ -251.2% |
| 2004 | 0.00x | $-2.66 Billion | $-3.52 Billion | $1.01 Trillion | ▼ -107.4% |
| 2003 | 0.04x | $24.52 Billion | $24.31 Billion | $688.47 Billion | ▲ +294.6% |
| 2002 | -0.02x | $-11.07 Billion | $-12.01 Billion | $604.60 Billion | ▲ +12.5% |
| 2001 | -0.02x | $-11.99 Billion | $-12.83 Billion | $573.24 Billion | ▼ -308.8% |
| 2000 | 0.01x | $5.91 Billion | $5.26 Billion | $589.61 Billion | ▼ -53.0% |
| 1999 | 0.02x | $12.53 Billion | $12.06 Billion | $588.14 Billion | ▼ -12.7% |
| 1998 | 0.02x | $13.95 Billion | $13.52 Billion | $571.74 Billion | ▲ +455.4% |
| 1997 | 0.00x | $2.31 Billion | $1.43 Billion | $526.40 Billion | ▼ -85.1% |
| 1996 | 0.03x | $5.06 Billion | $3.88 Billion | $172.09 Billion | ▲ +211.0% |
| 1995 | -0.03x | $-4.63 Billion | $-4.93 Billion | $174.50 Billion | ▼ -144.5% |
| 1994 | 0.06x | $9.45 Billion | $9.12 Billion | $158.59 Billion | ▲ +29.2% |
| 1993 | 0.05x | $6.81 Billion | $2.14 Billion | $147.71 Billion | ▼ -37.2% |
| 1992 | 0.07x | $8.09 Billion | $7.80 Billion | $110.25 Billion | — |