Bank of America Corp Financial Flexibility Index

Latest as of March 2026: 0.01x

Bank of America Corp financial flexibility index. Bank of America Corp (BAC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $41.77 Billion (operating CF $41.77 Billion minus capex $0.00) represents 0% of total liabilities ($3.20 Trillion). See BAC cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$41.77 Billion
Operating CF − Capex

Total Liabilities

$3.20 Trillion
USD

Capital Expenditures

$0.00
USD

Financial Flexibility Index of Bank of America Corp (1992–2025)

Financial flexibility index of Bank of America Corp from 1992 to 2025. Historical Financial Flexibility Index trend for Bank of America Corp across 34 annual periods. Check earnings quality score of Bank of America Corp to evaluate the quality of earnings relative to operating cash generation.

Bank of America Corp Financial Flexibility Index by Year (1992–2025)

Bank of America Corp financial flexibility index by year from 1992 to 2025. Year-by-year free cash flow to debt coverage for Bank of America Corp. For the full cash flow conversion analysis, see Bank of America Corp (BAC) cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $12.61 Billion $12.61 Billion $3.11 Trillion ▲ +236.7%
2024 0.00x $-8.80 Billion $-8.80 Billion $2.97 Trillion ▼ -119.1%
2023 0.02x $44.98 Billion $44.98 Billion $2.89 Trillion ▲ +783.6%
2022 0.00x $-6.33 Billion $-6.33 Billion $2.78 Trillion ▲ +8.2%
2021 0.00x $-7.19 Billion $-7.19 Billion $2.90 Trillion ▼ -116.6%
2020 0.01x $37.99 Billion $37.99 Billion $2.55 Trillion ▼ -47.6%
2019 0.03x $61.78 Billion $61.78 Billion $2.17 Trillion ▲ +50.5%
2018 0.02x $39.52 Billion $39.52 Billion $2.09 Trillion ▲ +286.2%
2017 0.00x $9.86 Billion $9.86 Billion $2.01 Trillion ▼ -45.5%
2016 0.01x $17.28 Billion $17.28 Billion $1.92 Trillion ▼ -40.2%
2015 0.02x $28.40 Billion $28.40 Billion $1.89 Trillion ▼ -12.4%
2014 0.02x $31.95 Billion $30.80 Billion $1.86 Trillion ▼ -65.6%
2013 0.05x $93.34 Billion $92.82 Billion $1.87 Trillion ▲ +843.0%
2012 -0.01x $-13.26 Billion $-16.06 Billion $1.97 Trillion ▼ -119.4%
2011 0.03x $65.80 Billion $64.49 Billion $1.90 Trillion ▼ -15.6%
2010 0.04x $83.58 Billion $82.59 Billion $2.04 Trillion ▼ -37.8%
2009 0.07x $131.97 Billion $129.73 Billion $2.00 Trillion ▲ +1666.8%
2008 0.00x $6.13 Billion $4.03 Billion $1.64 Trillion ▼ -55.5%
2007 0.01x $13.18 Billion $11.04 Billion $1.57 Trillion ▼ -27.1%
2006 0.01x $15.26 Billion $14.51 Billion $1.32 Trillion ▲ +224.7%
2005 -0.01x $-10.99 Billion $-12.22 Billion $1.19 Trillion ▼ -251.2%
2004 0.00x $-2.66 Billion $-3.52 Billion $1.01 Trillion ▼ -107.4%
2003 0.04x $24.52 Billion $24.31 Billion $688.47 Billion ▲ +294.6%
2002 -0.02x $-11.07 Billion $-12.01 Billion $604.60 Billion ▲ +12.5%
2001 -0.02x $-11.99 Billion $-12.83 Billion $573.24 Billion ▼ -308.8%
2000 0.01x $5.91 Billion $5.26 Billion $589.61 Billion ▼ -53.0%
1999 0.02x $12.53 Billion $12.06 Billion $588.14 Billion ▼ -12.7%
1998 0.02x $13.95 Billion $13.52 Billion $571.74 Billion ▲ +455.4%
1997 0.00x $2.31 Billion $1.43 Billion $526.40 Billion ▼ -85.1%
1996 0.03x $5.06 Billion $3.88 Billion $172.09 Billion ▲ +211.0%
1995 -0.03x $-4.63 Billion $-4.93 Billion $174.50 Billion ▼ -144.5%
1994 0.06x $9.45 Billion $9.12 Billion $158.59 Billion ▲ +29.2%
1993 0.05x $6.81 Billion $2.14 Billion $147.71 Billion ▼ -37.2%
1992 0.07x $8.09 Billion $7.80 Billion $110.25 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities