Bank of America Corp (BAC) — Cash Flow-to-Debt Ratio
Bank of America Corp (BAC) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of $-22.95 Billion could theoretically repay 0% of its total liabilities ($3.11 Trillion) in one year. See Bank of America Corp free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank of America Corp Cash Flow-to-Debt Ratio (1992–2025)
Historical debt coverage capacity for Bank of America Corp across 34 annual periods. Also explore Bank of America Corp (BAC) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank of America Corp (1992–2025)
Year-by-year debt coverage analysis for Bank of America Corp. For market capitalisation and broader financial context, see Bank of America Corp stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $12.61 Billion | $3.11 Trillion | ▲ +236.7% |
| 2024 | 0.00x | $-8.80 Billion | $2.97 Trillion | ▼ -119.1% |
| 2023 | 0.02x | $44.98 Billion | $2.89 Trillion | ▲ +783.6% |
| 2022 | 0.00x | $-6.33 Billion | $2.78 Trillion | ▲ +8.2% |
| 2021 | 0.00x | $-7.19 Billion | $2.90 Trillion | ▼ -116.6% |
| 2020 | 0.01x | $37.99 Billion | $2.55 Trillion | ▼ -47.6% |
| 2019 | 0.03x | $61.78 Billion | $2.17 Trillion | ▲ +50.5% |
| 2018 | 0.02x | $39.52 Billion | $2.09 Trillion | ▲ +286.2% |
| 2017 | 0.00x | $9.86 Billion | $2.01 Trillion | ▼ -45.5% |
| 2016 | 0.01x | $17.28 Billion | $1.92 Trillion | ▼ -40.2% |
| 2015 | 0.02x | $28.40 Billion | $1.89 Trillion | ▼ -9.1% |
| 2014 | 0.02x | $30.80 Billion | $1.86 Trillion | ▼ -66.7% |
| 2013 | 0.05x | $92.82 Billion | $1.87 Trillion | ▲ +710.1% |
| 2012 | -0.01x | $-16.06 Billion | $1.97 Trillion | ▼ -124.0% |
| 2011 | 0.03x | $64.49 Billion | $1.90 Trillion | ▼ -16.3% |
| 2010 | 0.04x | $82.59 Billion | $2.04 Trillion | ▼ -37.5% |
| 2009 | 0.06x | $129.73 Billion | $2.00 Trillion | ▲ +2540.1% |
| 2008 | 0.00x | $4.03 Billion | $1.64 Trillion | ▼ -65.0% |
| 2007 | 0.01x | $11.04 Billion | $1.57 Trillion | ▼ -35.8% |
| 2006 | 0.01x | $14.51 Billion | $1.32 Trillion | ▲ +206.7% |
| 2005 | -0.01x | $-12.22 Billion | $1.19 Trillion | ▼ -194.7% |
| 2004 | 0.00x | $-3.52 Billion | $1.01 Trillion | ▼ -109.9% |
| 2003 | 0.04x | $24.31 Billion | $688.47 Billion | ▲ +277.8% |
| 2002 | -0.02x | $-12.01 Billion | $604.60 Billion | ▲ +11.2% |
| 2001 | -0.02x | $-12.83 Billion | $573.24 Billion | ▼ -350.6% |
| 2000 | 0.01x | $5.26 Billion | $589.61 Billion | ▼ -56.5% |
| 1999 | 0.02x | $12.06 Billion | $588.14 Billion | ▼ -13.2% |
| 1998 | 0.02x | $13.52 Billion | $571.74 Billion | ▲ +773.3% |
| 1997 | 0.00x | $1.43 Billion | $526.40 Billion | ▼ -88.0% |
| 1996 | 0.02x | $3.88 Billion | $172.09 Billion | ▲ +179.8% |
| 1995 | -0.03x | $-4.93 Billion | $174.50 Billion | ▼ -149.2% |
| 1994 | 0.06x | $9.12 Billion | $158.59 Billion | ▲ +297.4% |
| 1993 | 0.01x | $2.14 Billion | $147.71 Billion | ▼ -79.6% |
| 1992 | 0.07x | $7.80 Billion | $110.25 Billion | — |