Bank of America Corp Cash Flow-to-Debt Ratio
Bank of America Corp cash flow-to-debt ratio. Bank of America Corp (BAC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $41.77 Billion could theoretically repay 0% of its total liabilities ($3.20 Trillion) in one year. Check BAC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Bank of America Corp (1992–2025)
Cash flow-to-debt ratio of Bank of America Corp from 1992 to 2025. Historical debt coverage capacity for Bank of America Corp across 34 annual periods. Check BAC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Bank of America Corp Cash Flow-to-Debt Ratio by Year (1992–2025)
Bank of America Corp cash flow-to-debt ratio by year from 1992 to 2025. Year-by-year debt coverage analysis for Bank of America Corp. For the full cash flow conversion analysis, see Bank of America Corp (BAC) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $12.61 Billion | $3.11 Trillion | ▲ +236.7% |
| 2024 | 0.00x | $-8.80 Billion | $2.97 Trillion | ▼ -119.1% |
| 2023 | 0.02x | $44.98 Billion | $2.89 Trillion | ▲ +783.6% |
| 2022 | 0.00x | $-6.33 Billion | $2.78 Trillion | ▲ +8.2% |
| 2021 | 0.00x | $-7.19 Billion | $2.90 Trillion | ▼ -116.6% |
| 2020 | 0.01x | $37.99 Billion | $2.55 Trillion | ▼ -47.6% |
| 2019 | 0.03x | $61.78 Billion | $2.17 Trillion | ▲ +50.5% |
| 2018 | 0.02x | $39.52 Billion | $2.09 Trillion | ▲ +286.2% |
| 2017 | 0.00x | $9.86 Billion | $2.01 Trillion | ▼ -45.5% |
| 2016 | 0.01x | $17.28 Billion | $1.92 Trillion | ▼ -40.2% |
| 2015 | 0.02x | $28.40 Billion | $1.89 Trillion | ▼ -9.1% |
| 2014 | 0.02x | $30.80 Billion | $1.86 Trillion | ▼ -66.7% |
| 2013 | 0.05x | $92.82 Billion | $1.87 Trillion | ▲ +710.1% |
| 2012 | -0.01x | $-16.06 Billion | $1.97 Trillion | ▼ -124.0% |
| 2011 | 0.03x | $64.49 Billion | $1.90 Trillion | ▼ -16.3% |
| 2010 | 0.04x | $82.59 Billion | $2.04 Trillion | ▼ -37.5% |
| 2009 | 0.06x | $129.73 Billion | $2.00 Trillion | ▲ +2540.1% |
| 2008 | 0.00x | $4.03 Billion | $1.64 Trillion | ▼ -65.0% |
| 2007 | 0.01x | $11.04 Billion | $1.57 Trillion | ▼ -35.8% |
| 2006 | 0.01x | $14.51 Billion | $1.32 Trillion | ▲ +206.7% |
| 2005 | -0.01x | $-12.22 Billion | $1.19 Trillion | ▼ -194.7% |
| 2004 | 0.00x | $-3.52 Billion | $1.01 Trillion | ▼ -109.9% |
| 2003 | 0.04x | $24.31 Billion | $688.47 Billion | ▲ +277.8% |
| 2002 | -0.02x | $-12.01 Billion | $604.60 Billion | ▲ +11.2% |
| 2001 | -0.02x | $-12.83 Billion | $573.24 Billion | ▼ -350.6% |
| 2000 | 0.01x | $5.26 Billion | $589.61 Billion | ▼ -56.5% |
| 1999 | 0.02x | $12.06 Billion | $588.14 Billion | ▼ -13.2% |
| 1998 | 0.02x | $13.52 Billion | $571.74 Billion | ▲ +773.3% |
| 1997 | 0.00x | $1.43 Billion | $526.40 Billion | ▼ -88.0% |
| 1996 | 0.02x | $3.88 Billion | $172.09 Billion | ▲ +179.8% |
| 1995 | -0.03x | $-4.93 Billion | $174.50 Billion | ▼ -149.2% |
| 1994 | 0.06x | $9.12 Billion | $158.59 Billion | ▲ +297.4% |
| 1993 | 0.01x | $2.14 Billion | $147.71 Billion | ▼ -79.6% |
| 1992 | 0.07x | $7.80 Billion | $110.25 Billion | — |