Bank of America Corp (BAC) — Defensive Interval Ratio
Bank of America Corp (BAC) has a Defensive Interval Ratio of 13 days as of March 2026. Defensive assets of $103.47 Billion (cash $-, short-term investments $7.39 Billion, receivables $96.08 Billion) cover 13 days of daily cash needs of $7.86 Billion/day. See Bank of America Corp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bank of America Corp Defensive Interval Ratio (1992–2025)
This chart shows how Bank of America Corp's Defensive Interval Ratio has evolved across 34 annual periods from 1992 to 2025. As of March 2026, the ratio stands at 13 days, meaning defensive assets of $103.47 Billion can fund 13 days of operations without new revenue. See BAC equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Bank of America Corp (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bank of America Corp from 1992 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Bank of America Corp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 119 days | $835.24 Billion | $7.01 Billion/day | $- | $731.89 Billion | ▲ +52 days |
| 2024 | 67 days | $444.35 Billion | $6.67 Billion/day | $- | $346.43 Billion | ▲ +10 days |
| 2023 | 57 days | $363.35 Billion | $6.40 Billion/day | $- | $266.65 Billion | ▼ -3849 days |
| 2022 | 3906 days | $288.22 Billion | $73.79 Million/day | $- | $220.79 Billion | ▼ -1809 days |
| 2021 | 5715 days | $371.89 Billion | $65.08 Million/day | $- | $299.18 Billion | ▲ +72 days |
| 2020 | 5643 days | $298.71 Billion | $52.93 Million/day | $- | $234.49 Billion | ▲ +1095 days |
| 2019 | 4548 days | $301.58 Billion | $66.31 Million/day | $- | $245.64 Billion | ▼ -1193 days |
| 2018 | 5741 days | $317.56 Billion | $55.31 Million/day | $- | $229.37 Billion | ▲ +2320 days |
| 2017 | 3421 days | $398.70 Billion | $116.55 Million/day | $- | $315.12 Billion | ▼ -744 days |
| 2016 | 4164 days | $394.66 Billion | $94.77 Million/day | $- | $313.66 Billion | ▲ +634 days |
| 2015 | 3530 days | $407.90 Billion | $115.54 Million/day | $- | $322.38 Billion | ▲ +188 days |
| 2014 | 3342 days | $407.25 Billion | $121.86 Million/day | $- | $320.69 Billion | ▲ +1371 days |
| 2013 | 1970 days | $353.32 Billion | $179.31 Million/day | $- | $268.80 Billion | ▼ -176 days |
| 2012 | 2146 days | $382.14 Billion | $178.05 Million/day | $- | $286.91 Billion | ▲ +669 days |
| 2011 | 1477 days | $343.06 Billion | $232.20 Million/day | $- | $276.15 Billion | ▲ +237 days |
| 2010 | 1241 days | $445.15 Billion | $358.84 Million/day | $- | $337.63 Billion | ▲ +1142 days |
| 2009 | 98 days | $405.50 Billion | $4.14 Billion/day | $- | $301.60 Billion | ▲ +6 days |
| 2008 | 92 days | $336.69 Billion | $3.68 Billion/day | $- | $276.90 Billion | ▲ +28 days |
| 2007 | 64 days | $235.69 Billion | $3.70 Billion/day | $- | $213.33 Billion | ▼ -4 days |
| 2006 | 67 days | $214.45 Billion | $3.18 Billion/day | $- | $192.81 Billion | ▼ -15 days |
| 2005 | 82 days | $242.03 Billion | $2.94 Billion/day | $- | $221.56 Billion | ▼ 0 days |
| 2004 | 83 days | $184.95 Billion | $2.24 Billion/day | $- | $184.95 Billion | ▼ -16 days |
| 2003 | 99 days | $145.04 Billion | $1.46 Billion/day | $- | $145.04 Billion | ▲ +16 days |
| 2002 | 83 days | $108.87 Billion | $1.31 Billion/day | $- | $108.87 Billion | ▲ +19 days |
| 2001 | 64 days | $78.25 Billion | $1.21 Billion/day | $- | $75.45 Billion | ▲ +4 days |
| 2000 | 60 days | $75.53 Billion | $1.25 Billion/day | $- | $71.10 Billion | ▼ -2 days |
| 1999 | 62 days | $80.17 Billion | $1.29 Billion/day | $- | $76.39 Billion | ▲ +6 days |
| 1998 | 56 days | $70.48 Billion | $1.25 Billion/day | $- | $66.75 Billion | ▲ +5 days |
| 1997 | 51 days | $59.72 Billion | $1.17 Billion/day | $- | $56.14 Billion | ▼ -24 days |
| 1996 | 75 days | $26.81 Billion | $357.53 Million/day | $- | $25.65 Billion | ▲ +4 days |
| 1995 | 71 days | $26.69 Billion | $374.19 Million/day | $- | $25.10 Billion | ▲ +9 days |
| 1994 | 62 days | $22.46 Billion | $361.86 Million/day | $- | $21.05 Billion | ▲ +11 days |
| 1993 | 51 days | $18.77 Billion | $370.85 Million/day | $- | $17.65 Billion | ▲ +33 days |
| 1992 | 17 days | $4.97 Billion | $286.81 Million/day | $- | $4.12 Billion | — |