Customers Bancorp, Inc. (CUBI) — Cash Flow Quality Index
Customers Bancorp, Inc. (CUBI) has a Cash Flow Quality Index of 1.50x as of June 2026. Operating cash flow of $107.30 Million exceeds net income of $71.56 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Customers Bancorp, Inc. to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Customers Bancorp, Inc. Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for Customers Bancorp, Inc. across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Customers Bancorp, Inc. (CUBI) cash flow conversion.
Annual Cash Flow Quality Index for Customers Bancorp, Inc. (2010–2025)
Year-by-year earnings quality comparison for Customers Bancorp, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.21x | $494.76 Million | $224.09 Million | ▲ +176.2% |
| 2024 | 0.80x | $145.06 Million | $181.47 Million | ▲ +60.3% |
| 2023 | 0.50x | $124.73 Million | $250.14 Million | ▲ +646.0% |
| 2022 | -0.09x | $-20.82 Million | $228.03 Million | ▼ -111.9% |
| 2021 | 0.77x | $271.16 Million | $354.27 Million | ▼ -23.7% |
| 2020 | 1.00x | $133.03 Million | $132.58 Million | ▲ +1.7% |
| 2019 | 0.99x | $78.28 Million | $79.33 Million | ▼ -27.4% |
| 2018 | 1.36x | $97.47 Million | $71.69 Million | ▲ +72.3% |
| 2017 | 0.79x | $62.19 Million | $78.84 Million | ▼ -32.1% |
| 2016 | 1.16x | $91.40 Million | $78.70 Million | ▲ +2.2% |
| 2015 | 1.14x | $66.57 Million | $58.58 Million | ▲ +109.3% |
| 2014 | -12.18x | $-542.50 Million | $44.53 Million | ▼ -155.2% |
| 2013 | 22.08x | $722.03 Million | $32.69 Million | ▲ +142.3% |
| 2012 | -52.15x | $-1.24 Billion | $23.82 Million | ▼ -803.5% |
| 2011 | 7.41x | $29.90 Million | $4.03 Million | ▲ +179.4% |
| 2010 | -9.33x | $-221.55 Million | $23.73 Million | — |