Customers Bancorp, Inc. (CUBI) — Cash Flow Quality Index
Customers Bancorp, Inc. (CUBI) has a Cash Flow Quality Index of 0.50x as of March 2026. Operating cash flow of $35.07 Million is below net income of $69.65 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Customers Bancorp, Inc. to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Customers Bancorp, Inc. Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for Customers Bancorp, Inc. across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Customers Bancorp, Inc. (CUBI) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Customers Bancorp, Inc. (2010–2025)
Year-by-year earnings quality comparison for Customers Bancorp, Inc.. For live market cap and the full company financial profile, see market value of Customers Bancorp, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.21x | $494.76 Million | $224.09 Million | ▲ +176.2% |
| 2024 | 0.80x | $145.06 Million | $181.47 Million | ▲ +60.3% |
| 2023 | 0.50x | $124.73 Million | $250.14 Million | ▲ +646.0% |
| 2022 | -0.09x | $-20.82 Million | $228.03 Million | ▼ -111.9% |
| 2021 | 0.77x | $271.16 Million | $354.27 Million | ▼ -23.7% |
| 2020 | 1.00x | $133.03 Million | $132.58 Million | ▲ +1.7% |
| 2019 | 0.99x | $78.28 Million | $79.33 Million | ▼ -27.4% |
| 2018 | 1.36x | $97.47 Million | $71.69 Million | ▲ +72.3% |
| 2017 | 0.79x | $62.19 Million | $78.84 Million | ▼ -32.1% |
| 2016 | 1.16x | $91.40 Million | $78.70 Million | ▲ +2.2% |
| 2015 | 1.14x | $66.57 Million | $58.58 Million | ▲ +109.3% |
| 2014 | -12.18x | $-542.50 Million | $44.53 Million | ▼ -155.2% |
| 2013 | 22.08x | $722.03 Million | $32.69 Million | ▲ +142.3% |
| 2012 | -52.15x | $-1.24 Billion | $23.82 Million | ▼ -803.5% |
| 2011 | 7.41x | $29.90 Million | $4.03 Million | ▲ +179.4% |
| 2010 | -9.33x | $-221.55 Million | $23.73 Million | — |