Customers Bancorp, Inc. Cash Flow Quality Index

Latest as of June 2026: 1.50x

Customers Bancorp, Inc. cash flow quality index. Customers Bancorp, Inc. (CUBI) has a Cash Flow Quality Index of 1.50x as of June 2026. Operating cash flow of $107.30 Million exceeds net income of $71.56 Million, indicating high earnings quality where cash backs reported profits. See CUBI financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.50x
Operating CF / Net Income

Operating Cash Flow

$107.30 Million
USD

Net Income

$71.56 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of Customers Bancorp, Inc. (2010–2025)

Cash flow quality index of Customers Bancorp, Inc. from 2010 to 2025. Historical Cash Flow Quality Index for Customers Bancorp, Inc. across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Customers Bancorp, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.

Customers Bancorp, Inc. Cash Flow Quality Index by Year (2010–2025)

Customers Bancorp, Inc. cash flow quality index by year from 2010 to 2025. Year-by-year earnings quality comparison for Customers Bancorp, Inc.. For the full cash flow conversion analysis, see Customers Bancorp, Inc. (CUBI) cash conversion ratio.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.21x $494.76 Million $224.09 Million ▲ +176.2%
2024 0.80x $145.06 Million $181.47 Million ▲ +60.3%
2023 0.50x $124.73 Million $250.14 Million ▲ +646.0%
2022 -0.09x $-20.82 Million $228.03 Million ▼ -111.9%
2021 0.77x $271.16 Million $354.27 Million ▼ -23.7%
2020 1.00x $133.03 Million $132.58 Million ▲ +1.7%
2019 0.99x $78.28 Million $79.33 Million ▼ -27.4%
2018 1.36x $97.47 Million $71.69 Million ▲ +72.3%
2017 0.79x $62.19 Million $78.84 Million ▼ -32.1%
2016 1.16x $91.40 Million $78.70 Million ▲ +2.2%
2015 1.14x $66.57 Million $58.58 Million ▲ +109.3%
2014 -12.18x $-542.50 Million $44.53 Million ▼ -155.2%
2013 22.08x $722.03 Million $32.69 Million ▲ +142.3%
2012 -52.15x $-1.24 Billion $23.82 Million ▼ -803.5%
2011 7.41x $29.90 Million $4.03 Million ▲ +179.4%
2010 -9.33x $-221.55 Million $23.73 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.