Customers Bancorp, Inc. (CUBI) — Financial Flexibility Index
Customers Bancorp, Inc. (CUBI) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $112.26 Million (operating CF $107.30 Million minus capex $4.95 Million) represents 0% of total liabilities ($24.32 Billion). Check Customers Bancorp, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Customers Bancorp, Inc. Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Customers Bancorp, Inc. across 17 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Customers Bancorp, Inc..
Annual Financial Flexibility Index for Customers Bancorp, Inc. (2009–2025)
Year-by-year free cash flow to debt coverage for Customers Bancorp, Inc.. Explore CUBI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $655.82 Million | $494.76 Million | $22.78 Billion | ▲ +180.3% |
| 2024 | 0.01x | $210.24 Million | $145.06 Million | $20.47 Billion | ▲ +21.7% |
| 2023 | 0.01x | $166.07 Million | $124.73 Million | $19.68 Billion | ▲ +77.8% |
| 2022 | 0.00x | $92.52 Million | $-20.82 Million | $19.49 Billion | ▼ -71.6% |
| 2021 | 0.02x | $304.12 Million | $271.16 Million | $18.21 Billion | ▲ +78.7% |
| 2020 | 0.01x | $161.89 Million | $133.03 Million | $17.32 Billion | ▼ -23.9% |
| 2019 | 0.01x | $128.54 Million | $78.28 Million | $10.47 Billion | ▼ -21.0% |
| 2018 | 0.02x | $137.96 Million | $97.47 Million | $8.88 Billion | ▲ +60.2% |
| 2017 | 0.01x | $86.55 Million | $62.19 Million | $8.92 Billion | ▼ -14.5% |
| 2016 | 0.01x | $96.83 Million | $91.40 Million | $8.53 Billion | ▲ +28.2% |
| 2015 | 0.01x | $69.51 Million | $66.57 Million | $7.84 Billion | ▲ +110.4% |
| 2014 | -0.08x | $-541.23 Million | $-542.50 Million | $6.38 Billion | ▼ -144.0% |
| 2013 | 0.19x | $725.93 Million | $722.03 Million | $3.77 Billion | ▲ +145.5% |
| 2012 | -0.42x | $-1.24 Billion | $-1.24 Billion | $2.93 Billion | ▼ -2603.9% |
| 2011 | 0.02x | $32.62 Million | $29.90 Million | $1.93 Billion | ▲ +109.8% |
| 2010 | -0.17x | $-218.26 Million | $-221.55 Million | $1.27 Billion | ▼ -2725.1% |
| 2009 | -0.01x | $-2.00 Million | $-2.43 Million | $328.26 Million | — |