Fiserv, Inc. (FI) — Cash Flow Quality Index
Latest as of September 2025:
2.26x
Fiserv, Inc. (FI) has a Cash Flow Quality Index of 2.26x as of September 2025. Operating cash flow of $1.81 Billion exceeds net income of $799.00 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Fiserv, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
2.26x
Operating CF / Net Income
Operating Cash Flow
$1.81 Billion
USD
Net Income
$799.00 Million
USD
Data as of
Sep 2025
Most recent filing
Fiserv, Inc. Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for Fiserv, Inc. across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see FI operating cash flow.
Annual Cash Flow Quality Index for Fiserv, Inc. (1989–2024)
Year-by-year earnings quality comparison for Fiserv, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.09x | $6.63 Billion | $3.18 Billion | ▲ +23.9% |
| 2023 | 1.68x | $5.16 Billion | $3.07 Billion | ▼ -5.9% |
| 2022 | 1.79x | $4.62 Billion | $2.58 Billion | ▼ -37.8% |
| 2021 | 2.88x | $4.03 Billion | $1.40 Billion | ▼ -32.4% |
| 2020 | 4.25x | $4.15 Billion | $975.00 Million | ▲ +39.1% |
| 2019 | 3.06x | $2.79 Billion | $914.00 Million | ▲ +133.9% |
| 2018 | 1.31x | $1.55 Billion | $1.19 Billion | ▲ +8.6% |
| 2017 | 1.20x | $1.48 Billion | $1.23 Billion | ▼ -21.8% |
| 2016 | 1.54x | $1.43 Billion | $930.00 Million | ▼ -18.6% |
| 2015 | 1.89x | $1.35 Billion | $712.00 Million | ▲ +9.1% |
| 2014 | 1.73x | $1.31 Billion | $754.00 Million | ▲ +8.4% |
| 2013 | 1.60x | $1.04 Billion | $650.00 Million | ▲ +14.3% |
| 2012 | 1.40x | $835.00 Million | $597.00 Million | ▼ -97.2% |
| 2011 | 50.16x | $953.00 Million | $19.00 Million | ▲ +2549.3% |
| 2010 | 1.89x | $958.00 Million | $506.00 Million | ▲ +5.4% |
| 2009 | 1.80x | $850.00 Million | $473.00 Million | ▲ +31.9% |
| 2008 | 1.36x | $775.00 Million | $569.00 Million | ▼ -5.2% |
| 2007 | 1.44x | $631.00 Million | $439.00 Million | ▲ +1.8% |
| 2006 | 1.41x | $634.96 Million | $449.91 Million | ▲ +22.1% |
| 2005 | 1.16x | $597.12 Million | $516.44 Million | ▼ -37.1% |
| 2004 | 1.84x | $694.13 Million | $377.64 Million | ▲ +11.8% |
| 2003 | 1.64x | $518.10 Million | $315.01 Million | ▼ -24.1% |
| 2002 | 2.17x | $576.82 Million | $266.14 Million | ▲ +2.1% |
| 2001 | 2.12x | $442.13 Million | $208.22 Million | ▼ -35.7% |
| 2000 | 3.30x | $584.47 Million | $177.02 Million | ▲ +156.0% |
| 1999 | 1.29x | $177.84 Million | $137.87 Million | ▼ -41.0% |
| 1998 | 2.19x | $249.80 Million | $114.30 Million | ▲ +17.0% |
| 1997 | 1.87x | $169.60 Million | $90.80 Million | ▼ -22.6% |
| 1996 | 2.41x | $148.90 Million | $61.70 Million | ▲ +44.4% |
| 1994 | 1.67x | $63.00 Million | $37.70 Million | ▲ +32.9% |
| 1993 | 1.26x | $38.60 Million | $30.70 Million | ▼ -19.9% |
| 1992 | 1.57x | $36.10 Million | $23.00 Million | ▼ -8.8% |
| 1991 | 1.72x | $31.50 Million | $18.30 Million | ▼ -17.2% |
| 1990 | 2.08x | $28.70 Million | $13.80 Million | ▲ +24.8% |
| 1989 | 1.67x | $19.00 Million | $11.40 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.