Fiserv, Inc. (FI) — Financial Flexibility Index
Fiserv, Inc. (FI) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of $2.62 Billion (operating CF $1.81 Billion minus capex $814.00 Million) represents 0% of total liabilities ($54.23 Billion). Check Fiserv, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Fiserv, Inc. Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Fiserv, Inc. across 36 annual periods. For the full cash flow conversion analysis, see FI cash generation efficiency.
Annual Financial Flexibility Index for Fiserv, Inc. (1989–2024)
Year-by-year free cash flow to debt coverage for Fiserv, Inc.. Explore cash flow to debt ratio of Fiserv, Inc. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.17x | $8.20 Billion | $6.63 Billion | $49.49 Billion | ▲ +52.3% |
| 2023 | 0.11x | $6.55 Billion | $5.16 Billion | $60.22 Billion | ▼ -6.9% |
| 2022 | 0.12x | $6.10 Billion | $4.62 Billion | $52.18 Billion | ▼ -0.3% |
| 2021 | 0.12x | $5.19 Billion | $4.03 Billion | $44.30 Billion | ▼ -4.1% |
| 2020 | 0.12x | $5.05 Billion | $4.15 Billion | $41.29 Billion | ▲ +48.4% |
| 2019 | 0.08x | $3.52 Billion | $2.79 Billion | $42.68 Billion | ▼ -61.4% |
| 2018 | 0.21x | $1.91 Billion | $1.55 Billion | $8.97 Billion | ▼ -9.0% |
| 2017 | 0.23x | $1.77 Billion | $1.48 Billion | $7.56 Billion | ▼ -2.0% |
| 2016 | 0.24x | $1.72 Billion | $1.43 Billion | $7.20 Billion | ▼ -6.4% |
| 2015 | 0.26x | $1.71 Billion | $1.35 Billion | $6.68 Billion | ▼ -3.6% |
| 2014 | 0.26x | $1.60 Billion | $1.31 Billion | $6.04 Billion | ▲ +23.0% |
| 2013 | 0.22x | $1.27 Billion | $1.04 Billion | $5.93 Billion | ▲ +6.1% |
| 2012 | 0.20x | $1.03 Billion | $835.00 Million | $5.08 Billion | ▼ -6.3% |
| 2011 | 0.22x | $1.15 Billion | $953.00 Million | $5.29 Billion | ▼ -3.5% |
| 2010 | 0.22x | $1.13 Billion | $958.00 Million | $5.05 Billion | ▲ +14.5% |
| 2009 | 0.20x | $1.05 Billion | $850.00 Million | $5.35 Billion | ▲ +35.4% |
| 2008 | 0.14x | $974.00 Million | $775.00 Million | $6.74 Billion | ▲ +71.4% |
| 2007 | 0.08x | $791.00 Million | $631.00 Million | $9.38 Billion | ▼ -61.2% |
| 2006 | 0.22x | $822.45 Million | $634.96 Million | $3.78 Billion | ▲ +2.0% |
| 2005 | 0.21x | $762.07 Million | $597.12 Million | $3.57 Billion | ▲ +45.1% |
| 2004 | 0.15x | $855.23 Million | $694.13 Million | $5.82 Billion | ▲ +11.4% |
| 2003 | 0.13x | $661.34 Million | $518.10 Million | $5.01 Billion | ▼ -15.4% |
| 2002 | 0.16x | $718.70 Million | $576.82 Million | $4.61 Billion | ▲ +13.6% |
| 2001 | 0.14x | $510.11 Million | $442.13 Million | $3.72 Billion | ▼ -9.5% |
| 2000 | 0.15x | $657.45 Million | $584.47 Million | $4.33 Billion | ▲ +158.4% |
| 1999 | 0.06x | $247.53 Million | $177.84 Million | $4.22 Billion | ▼ -44.9% |
| 1998 | 0.11x | $327.30 Million | $249.80 Million | $3.07 Billion | ▲ +45.9% |
| 1997 | 0.07x | $209.40 Million | $169.60 Million | $2.87 Billion | ▼ -44.7% |
| 1996 | 0.13x | $185.10 Million | $148.90 Million | $1.40 Billion | ▲ +43.5% |
| 1995 | 0.09x | $133.60 Million | $88.60 Million | $1.45 Billion | ▼ -15.1% |
| 1994 | 0.11x | $115.80 Million | $63.00 Million | $1.07 Billion | ▲ +41.4% |
| 1993 | 0.08x | $67.10 Million | $38.60 Million | $874.70 Million | ▼ -1.9% |
| 1992 | 0.08x | $55.20 Million | $36.10 Million | $705.70 Million | ▼ -2.1% |
| 1991 | 0.08x | $45.80 Million | $31.50 Million | $573.20 Million | ▲ +10.0% |
| 1990 | 0.07x | $33.80 Million | $28.70 Million | $465.50 Million | ▼ -21.9% |
| 1989 | 0.09x | $33.40 Million | $19.00 Million | $359.20 Million | — |