Fiserv, Inc. (FI) — Financial Flexibility Index

Latest as of September 2025: 0.05x

Fiserv, Inc. (FI) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of $2.62 Billion (operating CF $1.81 Billion minus capex $814.00 Million) represents 0% of total liabilities ($54.23 Billion). Check FI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

$2.62 Billion
Operating CF − Capex

Total Liabilities

$54.23 Billion
USD

Capital Expenditures

$814.00 Million
USD

Fiserv, Inc. Financial Flexibility Index (1989–2024)

Historical Financial Flexibility Index trend for Fiserv, Inc. across 36 annual periods. See Fiserv, Inc. (FI) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Fiserv, Inc. (1989–2024)

Year-by-year free cash flow to debt coverage for Fiserv, Inc.. For the full company profile including market capitalisation, see Fiserv, Inc. stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.17x $8.20 Billion $6.63 Billion $49.49 Billion ▲ +52.3%
2023 0.11x $6.55 Billion $5.16 Billion $60.22 Billion ▼ -6.9%
2022 0.12x $6.10 Billion $4.62 Billion $52.18 Billion ▼ -0.3%
2021 0.12x $5.19 Billion $4.03 Billion $44.30 Billion ▼ -4.1%
2020 0.12x $5.05 Billion $4.15 Billion $41.29 Billion ▲ +48.4%
2019 0.08x $3.52 Billion $2.79 Billion $42.68 Billion ▼ -61.4%
2018 0.21x $1.91 Billion $1.55 Billion $8.97 Billion ▼ -9.0%
2017 0.23x $1.77 Billion $1.48 Billion $7.56 Billion ▼ -2.0%
2016 0.24x $1.72 Billion $1.43 Billion $7.20 Billion ▼ -6.4%
2015 0.26x $1.71 Billion $1.35 Billion $6.68 Billion ▼ -3.6%
2014 0.26x $1.60 Billion $1.31 Billion $6.04 Billion ▲ +23.0%
2013 0.22x $1.27 Billion $1.04 Billion $5.93 Billion ▲ +6.1%
2012 0.20x $1.03 Billion $835.00 Million $5.08 Billion ▼ -6.3%
2011 0.22x $1.15 Billion $953.00 Million $5.29 Billion ▼ -3.5%
2010 0.22x $1.13 Billion $958.00 Million $5.05 Billion ▲ +14.5%
2009 0.20x $1.05 Billion $850.00 Million $5.35 Billion ▲ +35.4%
2008 0.14x $974.00 Million $775.00 Million $6.74 Billion ▲ +71.4%
2007 0.08x $791.00 Million $631.00 Million $9.38 Billion ▼ -61.2%
2006 0.22x $822.45 Million $634.96 Million $3.78 Billion ▲ +2.0%
2005 0.21x $762.07 Million $597.12 Million $3.57 Billion ▲ +45.1%
2004 0.15x $855.23 Million $694.13 Million $5.82 Billion ▲ +11.4%
2003 0.13x $661.34 Million $518.10 Million $5.01 Billion ▼ -15.4%
2002 0.16x $718.70 Million $576.82 Million $4.61 Billion ▲ +13.6%
2001 0.14x $510.11 Million $442.13 Million $3.72 Billion ▼ -9.5%
2000 0.15x $657.45 Million $584.47 Million $4.33 Billion ▲ +158.4%
1999 0.06x $247.53 Million $177.84 Million $4.22 Billion ▼ -44.9%
1998 0.11x $327.30 Million $249.80 Million $3.07 Billion ▲ +45.9%
1997 0.07x $209.40 Million $169.60 Million $2.87 Billion ▼ -44.7%
1996 0.13x $185.10 Million $148.90 Million $1.40 Billion ▲ +43.5%
1995 0.09x $133.60 Million $88.60 Million $1.45 Billion ▼ -15.1%
1994 0.11x $115.80 Million $63.00 Million $1.07 Billion ▲ +41.4%
1993 0.08x $67.10 Million $38.60 Million $874.70 Million ▼ -1.9%
1992 0.08x $55.20 Million $36.10 Million $705.70 Million ▼ -2.1%
1991 0.08x $45.80 Million $31.50 Million $573.20 Million ▲ +10.0%
1990 0.07x $33.80 Million $28.70 Million $465.50 Million ▼ -21.9%
1989 0.09x $33.40 Million $19.00 Million $359.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities