Fiserv, Inc. (FI) — Defensive Interval Ratio
Fiserv, Inc. (FI) has a Defensive Interval Ratio of 65 days as of September 2025. Defensive assets of $3.96 Billion (cash $-, short-term investments $-, receivables $3.96 Billion) cover 65 days of daily cash needs of $61.30 Million/day. See working capital position of Fiserv, Inc. to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Fiserv, Inc. Defensive Interval Ratio (1985–2024)
This chart shows how Fiserv, Inc.'s Defensive Interval Ratio has evolved across 40 annual periods from 1985 to 2024. As of September 2025, the ratio stands at 65 days, meaning defensive assets of $3.96 Billion can fund 65 days of operations without new revenue. See Fiserv, Inc. net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Fiserv, Inc. (1985–2024)
The table below presents the year-by-year Defensive Interval Ratio for Fiserv, Inc. from 1985 to 2024, covering 40 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FI market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 111 days | $6.72 Billion | $60.70 Million/day | $2.99 Billion | $- | ▲ +30 days |
| 2023 | 81 days | $7.46 Billion | $91.92 Million/day | $2.96 Billion | $916.00 Million | ▲ +19 days |
| 2022 | 62 days | $4.49 Billion | $72.49 Million/day | $902.00 Million | $- | ▼ -12 days |
| 2021 | 74 days | $3.69 Billion | $50.12 Million/day | $835.00 Million | $- | ▼ -5 days |
| 2020 | 79 days | $3.39 Billion | $42.84 Million/day | $906.00 Million | $2.25 Million | ▲ +15 days |
| 2019 | 65 days | $2.78 Billion | $43.09 Million/day | $- | $0.00 | ▼ -131 days |
| 2018 | 195 days | $1.08 Billion | $5.51 Million/day | $- | $26.60 Million | ▼ -8 days |
| 2017 | 203 days | $1.08 Billion | $5.31 Million/day | $- | $81.02 Million | ▲ +22 days |
| 2016 | 181 days | $902.00 Million | $4.99 Million/day | $- | $0.00 | ▼ -14 days |
| 2015 | 195 days | $802.00 Million | $4.12 Million/day | $- | $0.00 | ▼ -1 days |
| 2014 | 196 days | $798.00 Million | $4.07 Million/day | $- | $0.00 | ▼ -10 days |
| 2013 | 206 days | $751.00 Million | $3.65 Million/day | $- | $0.00 | ▼ -13 days |
| 2012 | 219 days | $663.00 Million | $3.03 Million/day | $- | $- | ▲ +43 days |
| 2011 | 176 days | $666.00 Million | $3.79 Million/day | $- | $- | ▼ -59 days |
| 2010 | 234 days | $572.00 Million | $2.44 Million/day | $- | $- | ▲ +60 days |
| 2009 | 174 days | $554.00 Million | $3.18 Million/day | $- | $- | ▲ +67 days |
| 2008 | 107 days | $601.00 Million | $5.61 Million/day | $- | $- | ▲ +25 days |
| 2007 | 82 days | $840.00 Million | $10.28 Million/day | $- | $- | ▼ -159 days |
| 2006 | 241 days | $578.00 Million | $2.40 Million/day | $- | $- | ▲ +4 days |
| 2005 | 237 days | $553.40 Million | $2.33 Million/day | $- | $- | ▲ +67 days |
| 2004 | 170 days | $437.76 Million | $2.57 Million/day | $- | $- | ▲ +113 days |
| 2003 | 58 days | $417.52 Million | $7.24 Million/day | $- | $- | ▼ -262 days |
| 2002 | 320 days | $2.08 Billion | $6.51 Million/day | $- | $2.00K | ▼ -371 days |
| 2001 | 691 days | $3.62 Billion | $5.24 Million/day | $- | $1.89 Billion | ▲ +10 days |
| 2000 | 681 days | $4.26 Billion | $6.25 Million/day | $- | $1.80 Billion | ▲ +23 days |
| 1999 | 658 days | $4.07 Billion | $6.18 Million/day | $- | $1.63 Billion | ▲ +433 days |
| 1998 | 226 days | $1.65 Billion | $7.31 Million/day | $- | $- | ▲ +198 days |
| 1997 | 28 days | $197.80 Million | $7.14 Million/day | $- | $- | ▼ -24 days |
| 1996 | 52 days | $160.70 Million | $3.09 Million/day | $- | $- | ▼ -1 days |
| 1995 | 53 days | $154.60 Million | $2.92 Million/day | $- | $- | ▲ +4 days |
| 1994 | 49 days | $120.00 Million | $2.47 Million/day | $- | $- | ▼ -3 days |
| 1993 | 51 days | $104.70 Million | $2.04 Million/day | $- | $- | ▲ +20 days |
| 1992 | 32 days | $54.90 Million | $1.74 Million/day | $- | $- | ▼ -3 days |
| 1991 | 35 days | $48.20 Million | $1.39 Million/day | $- | $- | ▲ +9 days |
| 1990 | 26 days | $29.40 Million | $1.15 Million/day | $- | $- | ▼ -7 days |
| 1989 | 33 days | $29.40 Million | $892.05K/day | $- | $- | ▼ -213 days |
| 1988 | 246 days | $24.30 Million | $98.63K/day | $- | $- | ▼ -62 days |
| 1987 | 308 days | $13.50 Million | $43.84K/day | $- | $- | ▼ -1 days |
| 1986 | 309 days | $11.10 Million | $35.89K/day | $- | $- | ▲ +22 days |
| 1985 | 287 days | $7.00 Million | $24.38K/day | $- | $- | — |