Glacier Bancorp Inc (GBCI) — Cash Flow Quality Index
Glacier Bancorp Inc (GBCI) has a Cash Flow Quality Index of 1.07x as of March 2026. Operating cash flow of $87.88 Million exceeds net income of $82.14 Million, indicating high earnings quality where cash backs reported profits. Explore Glacier Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Glacier Bancorp Inc Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Glacier Bancorp Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Glacier Bancorp Inc generate cash.
Annual Cash Flow Quality Index for Glacier Bancorp Inc (1991–2025)
Year-by-year earnings quality comparison for Glacier Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.57x | $374.40 Million | $239.03 Million | ▲ +15.4% |
| 2024 | 1.36x | $258.04 Million | $190.14 Million | ▼ -39.6% |
| 2023 | 2.25x | $500.71 Million | $222.93 Million | ▲ +44.7% |
| 2022 | 1.55x | $470.66 Million | $303.20 Million | ▼ -22.7% |
| 2021 | 2.01x | $572.05 Million | $284.76 Million | ▲ +182.3% |
| 2020 | 0.71x | $189.54 Million | $266.40 Million | ▼ -33.9% |
| 2019 | 1.08x | $226.65 Million | $210.54 Million | ▼ -30.3% |
| 2018 | 1.54x | $280.71 Million | $181.88 Million | ▼ -29.5% |
| 2017 | 2.19x | $254.74 Million | $116.38 Million | ▲ +37.3% |
| 2016 | 1.59x | $193.09 Million | $121.13 Million | ▲ +4.7% |
| 2015 | 1.52x | $176.77 Million | $116.13 Million | ▼ -6.1% |
| 2014 | 1.62x | $182.73 Million | $112.75 Million | ▼ -53.6% |
| 2013 | 3.49x | $334.10 Million | $95.64 Million | ▲ +43.5% |
| 2012 | 2.43x | $183.79 Million | $75.52 Million | ▼ -77.2% |
| 2011 | 10.69x | $186.84 Million | $17.47 Million | ▲ +133.4% |
| 2010 | 4.58x | $193.94 Million | $42.33 Million | ▲ +62.8% |
| 2009 | 2.81x | $96.74 Million | $34.37 Million | ▲ +112.2% |
| 2008 | 1.33x | $87.07 Million | $65.66 Million | ▲ +2.8% |
| 2007 | 1.29x | $88.46 Million | $68.60 Million | ▲ +16.4% |
| 2006 | 1.11x | $67.72 Million | $61.13 Million | ▼ -24.6% |
| 2005 | 1.47x | $76.98 Million | $52.37 Million | ▼ -6.0% |
| 2004 | 1.56x | $69.79 Million | $44.62 Million | ▼ -37.6% |
| 2003 | 2.51x | $95.29 Million | $38.01 Million | ▲ +388.9% |
| 2002 | 0.51x | $16.62 Million | $32.40 Million | ▲ +139.7% |
| 2001 | -1.29x | $-27.98 Million | $21.69 Million | ▼ -147.2% |
| 2000 | 2.73x | $38.25 Million | $14.00 Million | ▼ -8.2% |
| 1999 | 2.98x | $36.77 Million | $12.35 Million | ▲ +83.1% |
| 1998 | 1.63x | $18.50 Million | $11.38 Million | ▲ +3.5% |
| 1997 | 1.57x | $16.08 Million | $10.24 Million | ▲ +16.1% |
| 1996 | 1.35x | $11.10 Million | $8.20 Million | ▼ -9.8% |
| 1995 | 1.50x | $12.00 Million | $8.00 Million | ▲ +39.1% |
| 1994 | 1.08x | $5.50 Million | $5.10 Million | ▼ -3.5% |
| 1993 | 1.12x | $5.70 Million | $5.10 Million | ▲ +27.3% |
| 1992 | 0.88x | $3.60 Million | $4.10 Million | ▼ -37.9% |
| 1991 | 1.41x | $4.10 Million | $2.90 Million | — |