Glacier Bancorp Inc (GBCI) — Defensive Interval Ratio

Latest as of March 2026: 92 days

Glacier Bancorp Inc (GBCI) has a Defensive Interval Ratio of 92 days as of March 2026. Defensive assets of $6.77 Billion (cash $-, short-term investments $6.64 Billion, receivables $122.80 Million) cover 92 days of daily cash needs of $73.72 Million/day. Check Glacier Bancorp Inc (GBCI) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

92 days
Days of operational coverage

Defensive Assets

$6.77 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$73.72 Million
Current Liabilities ÷ 365

Current Liabilities

$26.91 Billion
USD

Glacier Bancorp Inc Defensive Interval Ratio (1991–2025)

This chart shows how Glacier Bancorp Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 92 days, meaning defensive assets of $6.77 Billion can fund 92 days of operations without new revenue. Also explore Glacier Bancorp Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Glacier Bancorp Inc (1991–2025)

The table below presents the year-by-year Defensive Interval Ratio for Glacier Bancorp Inc from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see GBCI stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 110827 days $24.80 Billion $223.77K/day $- $4.01 Billion ▲ +110765 days
2024 62 days $3.81 Billion $61.26 Million/day $- $3.71 Billion ▼ -21 days
2023 83 days $4.88 Billion $59.02 Million/day $- $4.79 Billion ▼ -454237 days
2022 454320 days $5.39 Billion $11.87K/day $- $5.31 Billion ▼ -946820 days
2021 1401140 days $9.25 Billion $6.60K/day $- $9.17 Billion ▲ +803301 days
2020 597839 days $5.41 Billion $9.05K/day $- $5.34 Billion ▲ +392883 days
2019 204956 days $2.63 Billion $12.84K/day $- $2.58 Billion ▼ -20471 days
2018 225427 days $2.63 Billion $11.65K/day $- $2.57 Billion ▲ +32590 days
2017 192837 days $1.82 Billion $9.45K/day $- $1.78 Billion ▼ -58845 days
2016 251682 days $2.47 Billion $9.82K/day $- $2.43 Billion ▲ +251550 days
2015 131 days $2.66 Billion $20.20 Million/day $- $2.61 Billion ▲ +0 days
2014 131 days $2.43 Billion $18.48 Million/day $- $2.39 Billion ▼ -71 days
2013 202 days $3.26 Billion $16.16 Million/day $- $3.22 Billion ▼ -38 days
2012 240 days $3.72 Billion $15.50 Million/day $- $3.68 Billion ▲ +14 days
2011 226 days $3.16 Billion $13.96 Million/day $- $3.13 Billion ▲ +37 days
2010 190 days $2.49 Billion $13.15 Million/day $- $2.46 Billion ▲ +180 days
2009 10 days $119.57 Million $12.49 Million/day $- $89.84 Million ▲ +6 days
2008 3 days $38.91 Million $12.01 Million/day $- $10.13 Million ▼ -8 days
2007 11 days $108.08 Million $9.86 Million/day $- $81.91 Million ▲ +5 days
2006 6 days $62.16 Million $9.75 Million/day $- $36.43 Million ▲ +1 days
2005 5 days $43.20 Million $8.42 Million/day $- $23.28 Million ▲ +1 days
2004 4 days $28.64 Million $7.20 Million/day $- $13.01 Million ▼ -156 days
2003 160 days $1.07 Billion $6.67 Million/day $- $1.05 Billion ▲ +22 days
2002 138 days $753.38 Million $5.47 Million/day $- $739.96 Million ▲ +135 days
2001 3 days $12.73 Million $5.08 Million/day $- $321.00K ▼ -4 days
2000 7 days $16.97 Million $2.59 Million/day $- $10.33 Million ▲ +4 days
1999 2 days $5.61 Million $2.40 Million/day $- $- ▼ -1 days
1998 3 days $4.35 Million $1.43 Million/day $- $- ▲ +0 days
1997 3 days $4.20 Million $1.56 Million/day $- $- ▼ 0 days
1996 3 days $3.50 Million $1.11 Million/day $- $- ▼ 0 days
1995 3 days $2.60 Million $780.27K/day $- $- ▲ +1 days
1994 2 days $2.00 Million $819.18K/day $- $- ▲ +0 days
1993 2 days $1.60 Million $692.60K/day $- $- ▼ 0 days
1992 3 days $1.80 Million $645.75K/day $- $- ▼ 0 days
1991 3 days $1.50 Million $466.30K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)